Sarah Zoeller is a CFP® and Series 65-licensed advisor at Cerity Partners LLC with one year of industry experience. She has worked at several firms including Rivel, Cyberreason, Vistra Corp, Esperion, Louisville Metro, and Yum Brands prior to joining Cerity Partners. Cerity Partners provides wealth management and related services to a wide range of clients including individuals, families, trusts, estates, business entities, and institutional investors. The firm’s approach combines tailored asset allocation and manager selection with proprietary quantitative screening alongside third-party managers and individual securities.

Ronald Mosser is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Truist Advisory Services since 2021. His prior experience includes roles at BB&T Investment Services, Inc. and Bb&T Securities, LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Dustin Kostalek is a financial advisor with Voya Financial Advisors, Inc. in Louisville, KY, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Nationwide Investment Services Corporation, First National Bank, WesBanco Securities Inc., and BB&T Securities, LLC. Voya Financial Advisors, Inc. serves individuals, employer-sponsored retirement plans, and charitable and corporate clients, offering financial planning, portfolio management, third-party money manager access, and brokerage and insurance products. The firm delivers advice through Investment Adviser Representatives using model portfolios, affiliated strategies, and third-party strategists, with a focus on non-discretionary asset management and a combination of advisory and brokerage services.

Abigail Miles is a financial advisor at Cerity Partners LLC with four years of industry experience. She holds a Series 65 designation and has worked with Cerity Partners since 2023, following prior roles at ARGI Investment Services and Purestone Loan Services. Her background includes four years at Western Kentucky University and four years at Mercy Academy. Cerity Partners is an SEC-registered investment adviser serving individuals, families, trusts, estates, corporations, charitable institutions, foundations, endowments, and other institutional investors. The firm manages approximately $126.9 billion in client assets and offers a range of services including investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Thomas Harris is a financial advisor with Money Concepts Capital Corp in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Money Concepts Capital Corp since 2016. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, estates, and corporations. The firm manages approximately $4.07 billion in client assets using model-driven and asset-allocation approaches, offering both discretionary and non-discretionary programs supported by third-party managers and technology platforms.

Emmett Cosgrove is a financial advisor at Sanctuary Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and served in the United States Army from 2014 to 2020. Outside of advisory work, he is a co-manager of Mercer Tax and Advisory LLC, a holding company investing in tax and accounting firms. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and uses a network of sub-advisors and third-party platforms to implement strategies.

Jeremy Sickles is a CFP® with 20 years of experience in the financial services industry. He has worked at Independent Financial Partners since 2019 and previously spent five years with LPL Financial. Outside of his advisory role, he teaches adult financial education courses and serves on the board of Covenant Life Church in Jeffersonville, IN. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Bradley Peavler is a financial advisor with Fifth Third Securities, Inc. in Bowling Green, KY, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. His prior roles include positions at Fidelity Investments, Raymond James Financial Services, Merrill, and Fifth Third Bank. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm combines multiple discretionary managed-account options with features like direct indexing and tax-overlay services, supported by its affiliation with Fifth Third Bank and its registration as a broker-dealer, investment adviser, and municipal advisor.

Ryan Pyle is a financial advisor with Independent Financial Partners in Louisville, KY. He holds Series 63 and Series 65 licenses and has been with the firm since 2026. Prior to joining Independent Financial Partners, he worked at the University of Louisville and Cook Medical. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform and offers a decentralized advisory model, with notable capabilities in retirement-plan advisory and pension consulting.

Lori Pottinger is a financial advisor at Money Concepts Capital Corp in Louisville, KY, holding a Series 66 designation with four years of industry experience. She has been with Money Concepts Capital Corp since 2016. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies and operates alongside broker-dealer and insurance services, managing approximately $4.07 billion in client assets through a broad network of advisors and programs.

Colin Wheeler is a CFP® and Series 65 credentialed advisor at Cerity Partners LLC with 12 years of industry experience. He previously worked at ARGI Investment Services for seven years before joining Cerity Partners in 2023. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing supported by proprietary quantitative screens alongside third-party managers and individual securities.

Sonya Duvall is a financial advisor with First Command Advisory Services in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked across multiple First Command entities since 2013 and operates Seven Sevens LLC as an independent contractor for her advisory work. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and various wrap-fee asset management programs utilizing model portfolios managed by a centralized Investment Management Team.

Ryan Mcdaniel is a CFP® professional with 16 years of industry experience, currently serving at Money Concepts Capital Corp since 2017. He also has roles at E. M. Ford & Company and has previously worked with USA Financial Securities and Vineyard Financial. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm manages approximately $4.07 billion in client assets and employs model-driven, asset-allocation strategies with both discretionary and non-discretionary programs.

Michael Bryan is a financial advisor at Cerity Partners LLC with 12 years of industry experience. He holds a Series 65 designation and previously worked at ARGI Financial Group for 16 years before joining Cerity Partners in 2023. Cerity Partners provides customized wealth management services to a wide national client base, including individuals, families, trusts, business entities, and institutional investors. The firm uses tailored asset allocation and manager selection, combining proprietary quantitative screens with third-party managers and individual securities, and offers a range of services including portfolio management, financial planning, retirement plan consulting, tax planning, and access to alternative and private-market investments.

Thomas Conway is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Commonwealth since 2009 and previously worked at Diversified Investment Services, Inc. from 2009 to 2022. In addition to his financial advisory role, he also provides legal services as an attorney. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm offers a comprehensive platform including managed-account programs, access to third-party asset managers, and custody services, catering to individual and institutional clients.

James Gorman is a financial advisor with Transamerica Retirement Advisors, LLC in Louisville, KY, holding Series 63 and Series 66 licenses and having six years of industry experience. His prior roles include positions at TD Ameritrade, Charles Schwab, Empower Financial Services, and Transamerica Life Insurance Company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm utilizes proprietary software and portfolio oversight primarily from Morningstar Investment Management and operates at scale with a large client base and a high client-to-advisor ratio.

Jack Payne is a financial advisor at Cerity Partners LLC with three years of industry experience. He holds a Series 65 designation and has previously worked at Sole Promo, Paragon Management Group, General Electric, and Little Caesars. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Kamal Kabra is a Series 65-licensed financial advisor at Private Advisor Group, LLC with three years of industry experience. He previously worked at Retirement Planning Solutions, LLC for three years and has a long-standing career at Humana as an IT Operations Manager. Kabra is also involved as an insurance agent with World Financial Group Insurance Agency, LLC, and has connections to a franchise business operated by his spouse. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives. The firm provides access to multiple advisory programs and third-party asset managers, utilizing a range of analytical approaches and client-customized services.

Jacob Ward is a CFP® professional with four years of industry experience, currently working at Cerity Partners LLC since 2023. His prior roles include positions at ARGI, King and Company CPAs, and Louis T Roth and Company, PSC. Outside of financial advising, he is involved in tax preparation through ARGI CPA and Advisors, PLLC and works as a soccer referee. Cerity Partners provides customized wealth management and related services to a national client base, including high-net-worth individuals, families, trusts, estates, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and proprietary quantitative screening to build client portfolios, while also offering specialized services such as retirement plan consulting and access to alternative and private-market investments.

Marcia Cammack is a financial advisor with Kestra Advisory, holding a Series 66 designation and 26 years of industry experience. She has worked with Kestra Advisory since 2018 and previously spent 13 years at LPL Financial and 19 years at Meritrust Wealth Management. Outside of advisory work, she operates a tax and accounting practice as a certified public accountant. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base, including large institutional investors and sovereign wealth funds.