Zack Costagliola is a Financial Consultant currently working at Fidelity Investments since 2024. In this role, he collaborates with clients to develop holistic financial plans tailored to their individual values and goals. Prior to his current position, Zack gained experience as a Senior Financial Advisor at Vanguard from 2021 to 2024, and held multiple roles at Vanguard starting from 2016, including Financial Advisor, Select Services Investment Professional, and Client Relationship Specialist. Throughout his career, Zack has focused on providing comprehensive financial advisory services, emphasizing active listening and customized strategies to support client financial objectives. His professional journey reflects a consistent commitment to client-centered financial planning. Outside of his professional work, Zack has interests in fishing, football, golf, reading, running, and traveling.

Barbara Exter is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 42 years of industry experience. She has worked with Mass Mutual Investors Services since 2017 and previously held roles at MetLife Securities Inc. Additionally, she serves as secretary for a nonprofit addiction recovery center, where she maintains records and participates in fundraising activities. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including asset management programs, educational seminars, and specialized planning such as divorce and estate-settlement planning.

Robert Bolling III is a financial advisor with RBC Capital Markets in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with RBC Capital Markets since 2010. Outside of his advisory role, Bolling serves as a trustee for a private welfare foundation and is involved in community and conservation organizations, including a board position with an urban squash program and committee membership with a conservation nonprofit. RBC Wealth Management, a division of RBC Capital Markets, offers advisory and brokerage services to a diverse client base encompassing individual investors, institutional clients, and charitable organizations. The firm customizes investment strategies based on clients’ risk profiles and implements portfolios using a combination of in-house and third-party managers, with options for tax management and responsible investing.

Kristopher Sweringen is a financial advisor at Ameriprise with a Series 66 designation and experience beginning in 2024. His prior roles include positions at Elkton High School, Hightower Advisors Trust Company, Mid-Atlantic Pressure, Troon, and the University of Delaware. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Michael Mctyre is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63, 65, and 66 designations. His prior experience includes roles at Morgan Stanley and Eaton Vance Distributors. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and extensive assets under management.

Erik Ermentraut is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Avantax Advisory Services and Trinity Wealth Securities. He also serves as an Associate Financial Advisor at Van Buren Financial Group. Cetera Investment Advisers LLC is a large SEC-registered adviser serving a broad client base through a nationwide network of independent advisors. The firm offers diversified portfolio management and financial planning services using a multi-manager platform with discretionary and non-discretionary options.

William Sherry Jr. is a financial advisor with Merrill and holds a Series 66 credential. He has 15 years of industry experience and has been with Bank of America and Merrill since 2011. Outside of his advisory role, he serves as chair of the church council at Hockessin United Methodist Church and is a director of the University of Delaware Hockey Alumni Association, both nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, institutions, and charitable organizations.

James Whisman Jr. is a CFP® professional with over 22 years of experience, currently serving at Cetera since 2023, and previously with Cetera Wealth Services and Wharton Management Group. He also operates a CPA practice focused on tax preparation and planning and serves as an educator for local nonprofit organizations related to natural history and Swedish settlements in Delaware. Additionally, he holds a treasurer position with the City of New Castle. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with diverse program options and over $256 billion in assets under management.

Donald R. McLamb, Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in February 2018 and brings over 25 years of financial industry experience to his role. Donald focuses on connecting all aspects of clients' financial lives to develop personalized approaches that help achieve their goals. His areas of expertise include employee benefits planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, personal retirement planning, socially responsible and ESG investing, individual and corporate investment strategy, and tax minimization. He holds the Professional Investment Advisor (PIA) designation. Donald graduated in 1996 from the University of Delaware with a Bachelor of Science degree in Accounting. He has been a licensed CPA since 2001 and is a member of the Delaware Society of CPAs and the American Institute of CPAs. He has served as the Chair of the Board for the Delaware Society of CPAs and is currently active in these professional organizations. In addition to his professional work, Donald volunteers as a member of the Board of Directors for the Delaware Military Academy, where he serves as Treasurer, and for The Delaware State Fair, where he chairs the Finance and Budget Committee. He resides in Bear, Delaware with his wife, Tracy, and their two daughters. They enjoy spending time together at the Delaware beaches. Donald does not provide tax advice in his role at Merrill.

Christine Salah is a financial advisor with Merrill in Wilmington, DE. She holds the Series 66 designation and has 11 years of industry experience, having worked at Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Samuel Teigland is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to his current role, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company for two years. Outside of finance, he has varied work experience including at RevenueFactory, Trader Joe's, and Mission Barbecue. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on annual collaborative planning relationships and a range of event-driven planning services.

Robert Allen is a financial advisor with Ameriprise in Wilmington, DE, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he serves as CEO and CFO of P Two P LLC, a consulting business. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm provides a combination of advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver customized retirement income recommendations.

Connor Mc Dermott is a financial advisor at OSAIC with a Series 66 designation and two years of industry experience. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors Corporation for three years and Marketwise for four years. He holds a degree from Towson University. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using various asset-allocation tools and portfolio management options.

Felicia Woods is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she serves on the finance committee of Toastmasters International in Delaware. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning using firm-approved tools and strategies.

Peter Bradshaw Jr. is a financial professional at Cetera with 17 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining Cetera, Bradshaw worked at Diamond State Financial Group and Securian Financial Services. He serves on the advisory board of Delaware Greenways, focusing on fundraising activities. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with access to affiliated and third-party managers, supporting a range of investment strategies and program structures.

Lee Margerison is a financial advisor with LPL Financial in Newark, DE, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with LPL Financial since 2006. His prior insurance work included renewing long-term care policies through Genworth Financial, though he is no longer active in outside insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and a range of investment strategies.

Zachary Mawson is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. He has worked at Merrill since 2016, with a brief tenure at Morgan Stanley in 2021. Outside of his advisory role, he is the sole owner of a rental property in Claymont, Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

James Johnson is a financial advisor at Merrill Lynch Wealth Management, operating under the FSA designation. He provides wealth management services to clients through Merrill Lynch. James holds a Bachelor's Degree from Liberty University. Details about his specific areas of expertise or additional professional credentials are not provided.

John Stiner is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its related entities since 2006. Outside of his advisory work, he self-publishes fiction through platforms such as Amazon. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, supported by a centralized consulting team and algorithmic tools.

Nancy Littleton is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. She holds the ChFC® designation and Series 63 and 66 licenses. Nancy has worked at Mass Mutual Investors Services since 2017 and has been with Massachusetts Mutual Life Insurance Company since 2016. She serves as Membership Chair for the National Association of Insurance and Financial Advisors (NAIFA) Delaware chapter and is active as an insurance agent specializing in life, property/casualty, health, and group health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.