Kaitlyn Galgano is a CFP® professional with four years of industry experience, currently serving as a financial advisor at UBS Financial Services. Her prior roles include positions at Regulus Financial Group, Smallwood Wealth Management, Bloomberg, T. Rowe Price, and Wells Fargo Advisors. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Scott Barrington is a Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1998 and recently transitioned his career to Merrill. Prior to this, Scott worked within the private bank at another financial firm for nearly 20 years, where he held several positions including Senior Investment Strategist responsible for managing investment strategy for the Northeast region. In this role, he managed a discretionary portfolio totaling over 1 billion dollars for Ultra High Net Worth clients. His areas of expertise include family wealth management strategies, socially responsible, values-based, and ESG investing, as well as tax minimization. Scott and his team focus on minimizing taxes for closely-held business owners and real estate investors, partnering with Commercial Bank, Private Bank, and Wealth Planning teams to provide comprehensive solutions such as liquidity management, individual and corporate investment strategy, legacy planning, M&A advisory, and family wealth management. He values trust and transparency in every client interaction. Scott holds a Bachelor's Degree from Stockton University and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of work, he enjoys coaching soccer and competing in charity runs.

Stephanie Rathbone is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked at Wells Fargo Advisors since 2021 and previously spent six years at Ameriprise Financial Services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

Anthony Buonomo is a financial advisor with Raymond James Financial in Manasquan, NJ, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and with Raymond James Financial since 2009. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs, including municipal and public finance services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Margaret Mac Lellan is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Her prior work includes roles at Bank of America and Patricia’s of Holmdel, as well as time at Manhattan College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesteffer Annichiarico is a Series 66-licensed financial advisor at J.P. Morgan Securities with eight years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2024, Annichiarico worked at Bank of America, N.A. and Merrill from 2018 to 2024 and started their career at Walmart Inc. from 2015 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory program offers non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Joann Charney is a financial advisor at Merrill with six years of industry experience and holds the Series 66 designation. She has been with Bank of America and Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Brian Trause is a financial advisor with Equitable Advisors, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is involved in group benefits consulting through Athos Benefits Consulting. Equitable Advisors serves a broad client base including individuals, corporations, pension plans, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a mix of proprietary and third-party advisory models and offers services through a large network of investment adviser representatives.

Susan Hahn is a Series 66-registered advisor at Merrill with three years of industry experience. She previously worked at Wells Fargo Bank NA for five years and has periods as a homemaker between her financial services roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutional investors using model-based and discretionary strategies constructed by internal and third-party managers.

Yonathan Youshei is a financial advisor at Morgan Stanley in Toms River, NJ, holding a Series 66 designation with less than one year of industry experience. His prior roles include positions at the Torah Academy of Boston, Johns Hopkins Business School, and Metropolitan Commercial Bank. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Thomas Chiaravalloti is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked at Morgan Stanley & Co. LLC and Morgan Stanley DW Inc. Outside of his advisory role, he is involved in managing several rental property businesses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing more than 14,000 advisors.

George Masefield is a financial advisor at Equitable Advisors with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Equitable Advisors since 2005, following prior work with Axa Advisors, LLC. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Michael Difiore is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan O Keefe is a financial advisor with Cetera located in Manasquan, NJ. He holds a Series 66 designation and has been with Cetera and its affiliated entities since 2024. Prior to his advisory role, he worked in various capacities including in the food service industry and at The Catholic University of America. Outside of his advisory responsibilities, he is also involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that provides access to affiliated and third-party managers across multiple program structures.

Michael Giblin Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior work includes roles at Allied Wealth Partners, Securian Financial Services, Minnesota Life Insurance, Bank of America, and Merrill. He is also registered as an agent/broker for fixed insurance sales through Allied Wealth Partners. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, including access to third-party money managers and both discretionary and non-discretionary program structures.

Ryan Roth is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Patriot Financial and Gambit Tax Planning. Prior to his advisory career, Roth served for over two decades at the Berkeley Township Police Department. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Nicholas Agostinacchio is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining LPL Financial in 2023, he worked for Merrill Lynch, Pierce, Fenner & Smith Inc. for 20 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Steven Higley is a Series 66–registered financial advisor with Equitable Advisors in Toms River, NJ, with 29 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 1999. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing a variety of third-party advisory models and providing ERISA fiduciary services for qualified plans.

Darrin Bradley is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His prior work includes roles at Minnesota Life Insurance Co, Securian Financial Services Inc, Allied Wealth Partners, Massachusetts Mutual Life Insurance Company, and Metlife Securities. He is involved with Certainty of Uncertainty, a financial advisory-related LLC. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, delivering written recommendation reports through a centralized consulting team that integrates research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

John Volk is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior work includes six years at TD Ameritrade before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model investment solutions.