Kurt Schaffer is a financial advisor with Primerica Advisors based in Lancaster, PA, holding a PFS™ designation along with Series 63 and Series 66 licenses. He has 19 years of industry experience and has been affiliated with Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory work, Schaffer provides consulting and tax advice as a CPA and serves as president of the Steeplechase Homeowners Association. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary model portfolios, third-party investment managers, and a digital advice platform to implement diversified investment strategies.

Michael Spangler is a financial advisor at Savant Wealth Management with seven years of industry experience. He previously worked at Domani Wealth and The PFM Group. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services. The firm employs a blended investment approach combining evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates.

Timothy Sokoloski is a Series 65-licensed financial advisor at Savant Wealth Management with four years of industry experience. He previously worked at Fulton Financial and has additional backgrounds including a role at Penn State Schuylkill and experience in the family restaurant business. Savant Wealth Management provides comprehensive wealth management services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm employs a blended investment approach combining evidence-based asset allocation with actively managed strategies and offers integrated services through affiliated accounting, legal, and trust entities.

Michael Valudes is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 28 years of industry experience. He has been with Yocum & Company and Commonwealth Financial Network since 2001. Valudes is a partial owner of Yocum & Company, a firm involved in insurance and securities business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, supported by extensive back-office operations, technology, and compliance resources.

Martin Yocum III is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Commonwealth since 2007 and is also vice president and co-owner of Yocum & Company, Inc., which facilitates securities and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice management services.

Tyler Stief is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and five years of industry experience. His career includes roles at Commonwealth Financial Network, Align Wealth Strategies, Citizens Bank, and the Warwick School District. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice-management services.

David Mease is a financial advisor with PNC Wealth Management in Lancaster, PA, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with PNC since 2010. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio option available by invitation to employees. The firm uses algorithmic tools to guide investment strategies implemented with mutual funds and ETFs, with portfolio management delegated to third parties.

Jennifer Hill is a CFP® and PFS™ with 12 years of experience in the financial services industry. She has been with Savant Wealth Management since 2023 and previously worked at Domani Wealth, LLC and Pbwm Holdings. Jennifer is based in Lancaster, PA. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates, supported by a large team of advisors and affiliated entities offering accounting, legal, and trust services.

Kelsea Rowan is a financial advisor at Transamerica Retirement Advisors, LLC with four years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Raymond James Associates. Outside of her advisory work, she has experience working in food delivery services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and non-discretionary investment guidance and education. The firm utilizes Morningstar Investment Management’s proprietary software and model portfolios to inform its advice and oversees approximately 212,700 clients through a large advisor team.

Jesse Steffy is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and eight years of industry experience. He has worked at both Commonwealth Financial Network and Align Wealth Strategies since 2010, alternating between the two firms over his career. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including wealth management and retirement plan consulting, and supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Jonathan Hill is a financial advisor with TLG Advisors, Inc. in Lancaster, PA, holding a Series 66 credential and eight years of industry experience. His career includes roles at Truist Investment Services and BB&T. TLG Advisors serves a diverse client base that includes individuals, high-net-worth clients, charitable organizations, corporations, and institutional investors. The firm specializes in investment supervisory services, portfolio management, and comprehensive financial planning, employing manager selection and fundamental analysis within a framework informed by Modern Portfolio Theory.

Thomas Ritchie is a financial advisor at Truist Advisory Services with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Truist and its predecessor firms since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Michael Gaudino is a financial advisor at Hornor, Townsend & Kent, LLC with 42 years of industry experience. He holds a Series 63 designation and has been affiliated with Hornor Townsend & Kent Insurance and Penn Mutual Life Insurance Company since 2016. Outside of his advisory role, he serves as an agent for 1847 Financial, focusing on the sales and service of life, accident, health, disability, long-term care insurance, and annuities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options and operates as both an SEC-registered adviser and a FINRA-member broker-dealer.

Michael Kreider is a financial advisor with Empower Advisory Group in Lancaster, PA. He holds Series 63 and Series 65 licenses and has been with Empower since 2026. His prior experience includes self-employment and roles at Canthodel Holdings Inc and Millersville University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Sheryl Oswald is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. She holds the CFP® and Series 66 credentials and has worked at Janney since 2020. Prior to that, she was with Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2020. Outside of her advisory role, she owns a business called The Gold Gathering and serves as a board member of the Rotary Club of Paradise, in addition to participating in the Christian Women's Club in Lititz. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients and provides brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Kilie Smith is a financial advisor at Savant Wealth Management with two years of industry experience. She holds a Series 65 credential and has previously worked at Domani Wealth. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates, supported by centralized resources and affiliated accounting, legal, and trust services.

Jonathan Lipshutz is a CFP® professional with two years of industry experience, currently affiliated with Savant Wealth Management in Lancaster, PA. His prior experience includes roles at Relaxing Retirement Coach, Inc., Cambridge Bancorp, US Bancorp, and Ranstad. Savant Wealth Management serves a diverse client base including individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm’s investment approach combines evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates, supported by centralized resources and affiliated entities providing accounting, legal, and trust services.

Laura Jacobs is a financial advisor at Janney Montgomery Scott with six years of industry experience. She holds the Series 66 designation and has worked at Janney Montgomery Scott in various roles since 2017. Her background includes positions outside of finance, such as working at Shipt and Isaac's Famous Grilled Sandwiches. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and multiple advisory programs, utilizing both in-house and third-party portfolio management.

Andrew Urban is a CFP® with five years of industry experience, currently serving as a financial advisor at Focus Partners Wealth, LLC. His prior experience includes roles at Buckingham Strategic Wealth, LLC, DeLoittle LLP, and RKL Wealth Management LLC. Focus Partners Wealth serves a diverse client base including individuals, family offices, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture, integrating fundamental and quantitative analysis, third-party managers, and a variety of investment strategies across public and alternative assets.

Melissa Whalen is a financial advisor at Wells Fargo Investment Institute, Inc. with three years of industry experience. She holds a Series 65 designation and has been with Wells Fargo Investment Institute since 2021, following a 13-year tenure at Wells Fargo. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance primarily to Wells Fargo wealth and fiduciary businesses, as well as select external clients. The firm focuses on delivering research and model guidance without exercising investment discretion or holding custody of client assets.