Alan Wolman is a financial advisor at Stifel with 32 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and has been with Stifel since 2012. Stifel serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group, providing analysis and guidance to support client decisions across asset allocation, retirement, insurance, and estate planning.

Thomas Munshower is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His prior roles include positions at Delaware Valley Advisors, Securian Financial Services Inc, Minnesota Life Insurance Co, and CryoConcepts. Munshower also has a background in education, having worked at Bucknell University and Allentown Central Catholic. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Newell is a Wealth Management Advisor with Merrill Lynch Wealth Management. He partners with individuals and small businesses to develop personalized financial strategies that align with clients’ goals and market conditions. Thomas provides guidance on a variety of financial needs, including retirement planning, portfolio management, college education planning, divorce transition planning, and individual and corporate investment strategies. With expertise in designing and implementing retirement plans tailored to business cultures and helping individuals achieve their personal financial objectives, Thomas emphasizes simplifying investing for his clients. He holds a Master’s degree from Villanova University and a Bachelor’s degree from the Pennsylvania State University System. Thomas carries the CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) professional designations. Originally from Philadelphia, Thomas is the youngest of seven siblings. He values listening, loyalty, respect, and courtesy in his professional and personal life. He resides in the Lehigh Valley with his wife and two children. Outside of work, Thomas enjoys boating, football, golfing, spending time with family, and watching movies.

Joe Dancho is a Financial Consultant currently working at Fidelity Investments since 2023. He supports clients with overall financial and retirement planning, aiming to create personalized plans aligned with their financial goals. He has experience as an Investment Consultant at Fidelity Investments from 2022 to 2023, and previously served as a Retirement Education Counselor at Prudential Financial from 2015 to 2022. Prior to that, he held positions at T. Rowe Price including Senior Retirement and Investment Counselor from 2013 to 2015 and Retirement and Investment Counselor from 2011 to 2013. Joe's personal interests include family activities, football, and volunteering.

Monserrate Cohen is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Their prior experience includes roles at Wells Fargo Clearing Services, Wells Fargo Bank, PNC Bank, and Raymour & Flanigan. Cohen is based in Allentown, PA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and secular return estimates in its process.

Christopher Myers is a financial advisor with Ameriprise in Bethlehem, PA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Myers serves on the Endowment and Stewardship Committees at Christ Lutheran Church in Hellertown, PA. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing detailed, research-backed recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines algorithmic tools with advisor input to deliver personalized retirement plans within a large institutional framework.

Christian Senko is a financial advisor at Fidelity with four years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Fidelity, he worked at Daniel Memorial Inc. for six years. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of model portfolios and delegated advisory mandates.

Rachael Hagginbothom is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. Prior to joining Mass Mutual Investors Services in 2023, she worked at MassMutual Life Insurance Company and has experience in education and hospitality sectors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations using firm-approved analytical tools within ongoing annual planning relationships.

Alfred Douglass is a Wealth Management Advisor with extensive experience in financial services, having begun his career in 1987 as a trust officer. He joined Merrill Lynch Wealth Management’s internal wealth planning department before co-founding The Douglass Group in Allentown in 1995. His practice focuses on wealth management and retirement planning strategies, including investment management and estate planning services. He holds multiple professional designations, including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Alfred earned his bachelor’s degree from Lafayette College and holds a high school diploma from The Hill School. In addition to his professional work, Alfred is involved in community organizations such as the Wildlands Conservancy, where he serves as a board member, and supports the Good Shepherd Rehabilitation Network. He is also a Level 3 Certified instructor with the Professional Ski Instructors of America.

Jason Morrow is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He worked at CUSO Financial Services, L.P. for ten years before joining Osaic in 2025. Morrow is also involved with Quantum Financial Management, where he serves as a wealth advisor and insurance agent focusing on fixed annuities and non-variable insurance products. Osaic Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services with an emphasis on asset allocation, risk management, and access to third-party money managers and wrap programs.

Terry Sandercock is a financial advisor with Wells Fargo Clearing in Coopersburg, PA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Devangee Shah is a Series 66-licensed financial advisor with Wells Fargo Clearing in Allentown, PA, and has 18 years of industry experience. She has been with Wells Fargo-affiliated firms since 2009, including Wells Fargo Advisors LLC prior to her current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Matthew Brown is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having one year of industry experience. He has worked at Primerica Advisors since 2024 and has prior experience at BHG Financial, Bank of America, and TD Bank. Outside of advisory activities, he is the sole member of SMART Capital Consulting, LLC, a non-investment related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited separately managed account options to individual and high-net-worth clients in a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process, with trading delegated to BNY Mellon Advisors.

Travis Fredericks is a financial advisor with Wells Fargo Clearing in Wyomissing, PA, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. He has no outside business activities listed. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael O'Connell is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley for 14 years before joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment advice grounded in modern portfolio theory. The firm’s approach includes both discretionary and non-discretionary services, with a range of investment options that notably include insurance-related vehicles and bank deposit sweep programs.

Emrich Stellar III is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation and MML Investors Services LLC. Additionally, he operates Stellar Life Services LLC, offering traditional life insurance and related products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and multiple investment platforms to manage portfolios across various asset classes.

Isaiah Williams is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has worked at Morgan Stanley since 2013, including a role with Morgan Stanley Private Bank, N.A. from 2016 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to support client planning needs.

Alan Shannon Breslin is a CFP® professional with 26 years of industry experience, currently serving at Ameriprise since 2015. He is based in Allentown, PA, and holds Series 63 and Series 66 licenses. Outside of his advisory role, Breslin is a member of the Finance Committee on the Board of Directors for the Cathedral of St Catharine of Siena and owns a tax preparation business. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, delivering tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling techniques with algorithmic automation to support its advisory process and offers a broad range of financial solutions through affiliated entities.

Hillary Handel is a Financial Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she served as a Planning Consultant at Fidelity Investments from 2023 to 2025, and has held several other positions within the company since 2022, including Relationship Manager and Financial Representative. Before joining Fidelity, Hillary worked at Merrill Lynch as a Senior Phone Representative and Financial Services Representative between 2020 and 2022. Her professional experience spans various aspects of financial planning and client relationship management. Hillary is licensed with a California Insurance License, enabling her to provide comprehensive financial advice and services. Outside of her professional career, Hillary has personal interests in cooking and baking, fitness, food, movies, music, and pets.

Stephen Meli is a financial advisor at Ameriprise with 30 years of industry experience. He holds the CFP® and ChFC® designations and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns and operates Sages, a non-financial personal services business. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.