Brett Biggs is a Series 66 credentialed financial advisor with Janney Montgomery Scott, where he has worked since 2003. He has 23 years of industry experience. Outside of his advisory role, Biggs serves on several boards, including The Goodfellows Club of Bethlehem and Vicinity, DeWeather Cares, The Sun Inn Preservation Association, Lehigh Valley Rugby Football Club, and BGB Charities, and he is involved in a restaurant and micro-distillery business. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with a range of brokerage and advisory services, utilizing both in-house and third-party portfolio management across multiple wrap programs and model portfolios.

Michael Waterhouse is a financial advisor at Guardian Life with 16 years of industry experience. He has worked at Guardian Life since 2015 and previously held positions at Raymond James Financial and Ameriprise. He serves as president of the local University of South Florida alumni association, organizing alumni events and networking activities. Guardian Life, through its subsidiary Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, integrating insurance products and alternative investments within its service platform.

Kristen Skowronek is a financial advisor with Guardian Life in Danielsville, PA, holding a ChFC® designation along with Series 65 and Series 63 licenses. She has eight years of industry experience, including prior roles at Ernst & Young and The Prudential Insurance Company of America. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm provides tailored financial planning and investment management through a combination of advisor-led discretionary management and model-based strategies, supported by proprietary and third-party platforms.

Andrew Lee is a financial advisor at Janney Montgomery Scott with three years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Janney Montgomery Scott since 2010 in various roles. Outside of his advisory work, he has been involved with Lehigh Country Club since 1998. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, and institutional clients, offering brokerage services, financial planning, and advisory programs supported by in-house and third-party portfolio management.

John Verish is a financial advisor at Hornor, Townsend & Kent, LLC with 28 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Penn Mutual Life Insurance Company, Lincoln Investment, and Global Atlantic Financial Group. Outside of his advisory role, he is actively involved in insurance brokerage and provides accounting and tax preparation services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, providing a combination of custody, execution, brokerage, and investment advisory services.

Calvin Herzer is a financial advisor with Truist Advisory Services in Allentown, PA, holding Series 63 and Series 65 licenses and bringing four years of industry experience. His prior work includes roles at Citizens Securities, Citizens Bank, and KeyBank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs both discretionary and non-discretionary strategies, leveraging third-party platforms and AI-enabled research tools in its investment approach.

Paul Barbehenn is a CFP® and CFA® with 22 years of industry experience. He is currently with Mercer Global Advisors Inc., where he has worked since 2023. His prior experience includes 13 years at Andesa Financial Management, Inc. and five years at Andesa Strategies, Inc. Outside of his advisory work, he is a part-owner of real estate investment companies involved in property management and accounting. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios, utilizing a mix of low-cost ETFs, index funds, separate account managers, and direct indexing, and offers a range of specialized advisory services and educational initiatives.

Robert Everitt III is a CFP® with 23 years of industry experience. He is affiliated with Private Advisor Group, LLC and has also worked at LPL Financial and Capital Planning Services Corp since 2010. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, among other advisory services. The firm employs a fiduciary-based advisory model that utilizes various investment strategies and technology platforms to tailor solutions for its clients.

Alexander Riley is an advisor at Hornor, Townsend & Kent, LLC with one year of experience. He is also the owner of Riley Rodzianko & Company Inc., a CPA and accounting firm providing accounting, consulting, bookkeeping, and tax preparation services since 2016. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory programs and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

John Paul Debard is a financial advisor with PNC Wealth Management in Bethlehem, PA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with PNC Investments since 2011. Outside of his advisory role, he is the owner of Soul Shaker Records, LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic risk assessment and implements investment strategies via mutual funds and ETFs with annual rebalancing.

Nicholas Roselli is a financial advisor at Guardian Life with a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Shipt and attended Pennsylvania State University. Outside of his advisory work, he has experience as a Shipt Shopper. Guardian Life's Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments through its connection with Guardian Life.

Waseem Khan is a financial advisor with Guardian Life, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at TD Private Client Wealth, TD Bank, and Wells Fargo. He works with Park Avenue Securities LLC, a subsidiary of Guardian Life, which provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions, including advisory services through proprietary and third-party platforms.

Joseph Fenstermacher is a financial advisor at Centaurus Financial, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus since 2021, with prior roles at Woodbury Financial Services and Questar Capital Corporation. Outside of his advisory work, he is involved in health insurance sales and management through ownership and partnership roles in Health Insurance Worx, LLC and TW Cooper Benefits, LLC. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm offers a range of services such as financial planning, portfolio management via the CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts.

Gregory Russo is a financial advisor at Truist Advisory Services with 30 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Truist, Russo worked at BB&T Securities and BB&T Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to deliver its investment solutions.

Thomas Roberts is a financial advisor with Private Advisor Group, LLC and Pinnacle Advisor Group, Inc., holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked with LPL Financial and Harbor Lights Financial Group, Inc. In addition to financial advising, Roberts provides life coaching services focused on goal-setting and personal development and has taught a course on retirement planning at Cedar Crest College. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, retirement consulting, and access to various managed account solutions, including its proprietary WealthSuite platform. The firm operates on a fiduciary basis, employing multiple investment strategies and technology platforms while often utilizing third-party managers and TAMPs.

Michael Engler Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and AXA Advisors. Engler is involved in community efforts as a board member and co-chairman of the Lehigh Valley Business Group, which promotes resource awareness for families in the Lehigh community. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, managing a multi-billion dollar asset base and providing clients with tailored investment strategies through a network of advisers and third-party asset managers.

Daniel Fratantoro is a CFP® professional with eight years of industry experience, currently affiliated with Commonwealth Financial Network since 2022. His prior roles include positions at KMJ Financial Group, American Portfolios Financial Services, Mutual of Omaha, and StrengthsBase, Inc. Outside of advisory work, he is co-owner of Pinnacle Tax Associates, LLC, where he provides tax preparation services, and operates an accounting and bookkeeping sole proprietorship as a CPA. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, offering advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, compliance, technology, and investment management support, enabling advisors to deliver customized portfolio solutions under Commonwealth’s supervision.

Mark Strunk Jr is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 14 years of industry experience. His career includes multiple roles within PNC Investments and PNC Bank, along with brief periods at Fidelity Deposit and Discount Bank and LPL Financial. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessment to implement portfolios with mutual funds and ETFs.

Travis Bolton is a financial advisor with Truist Advisory Services in Allentown, PA, holding Series 63 and Series 66 registrations and bringing 19 years of industry experience. His work history includes roles at Truist Investment Services, SunTrust Advisory Services, and BB&T. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations, employing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled equity research tools.

Daryl Woodring is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with Janney Montgomery Scott since 2012. Outside of his advisory role, he works as a high school football and basketball referee, officiating approximately 35-40 games annually. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing about $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporations, retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple wrap/advisory programs.