Janet Lauricella is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Hauppauge, NY, holding a Series 63 designation and bringing 33 years of industry experience. She has been with Equity Services, Inc. and National Life since 2014. Lauricella is a board member of HALO Missions, a nonprofit organization focused on raising funds for health and learning initiatives for orphans. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms through a network of investment adviser representatives, combining long-term investment strategies with options for shorter-term trading and specialized instruments.

Jean Crossley is a financial advisor with Lincoln Investment in Hauppauge, NY, holding a Series 63 license and 36 years of industry experience since 1989, all with Lincoln Investment Planning, Inc. She serves as the 2024 Board President of the Crystal Beach Property Owners Association, a volunteer role involving community organization and oversight of local property interests. Lincoln Investment provides financial planning and retirement plan advice primarily to individuals, charitable organizations, businesses, and employer-sponsored plans, with a notable focus on educators and 403(b)/457(b) participants. The firm employs both strategic and tactical investment approaches through an in-house Investment Management & Research team and offers a range of discretionary and non-discretionary programs.

Jeffrey Spiro is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Mutual Inc. and PlanMember Securities Corporation since 2010 and was associated with the School Administrators Association of New York State from 2008 to 2025. He is also involved in the sale of fixed insurance products through MUTUAL, INC. / Daybright Financial. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework managing risk-based mutual-fund portfolios and offers education and support services including seminars and personalized retirement planning.

Steffan Hagendorf is a financial advisor with Kestra Advisory who holds a Series 66 designation and has 26 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for 12 years before joining Kestra in 2022. He is also involved with Hagendorf & Havell Wealth Management, providing financial and insurance services to individuals, businesses, and institutions. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm provides fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions.

David Critelli is a financial advisor with Equity Services, Inc. and holds a Series 63 designation. He has 31 years of industry experience, including prior roles at First Allied Advisory Services and National Life. Outside of advisory work, Critelli is the owner and president of a tax preparation and accounting firm and serves as treasurer for the Dix Hills Fire Department. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, and retirement plans. The firm employs multiple advisory platforms and third-party asset managers, combining long-term strategies with options for shorter-term trading and specialized instruments.

John Coleman is a financial advisor with Equity Services, Inc. in Hauppauge, NY, holding a Series 63 designation and 32 years of industry experience. He has been associated with both National Life and Equity Services since 2011. Outside of his advisory work, he is involved with Legal Shield, providing group discounted legal protection services. Equity Services, Inc., operating as ESI Financial Advisors, delivers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and utilizes both third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Lisa Keaton is a CFP® professional with 45 years of industry experience. She has been with Commonwealth Financial Network since 2004 and also operates Capital Financial Planning Inc., where she has been active since 1987. Keaton is licensed with Series 63 and Series 65 designations. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including wealth management, retirement plan consulting, and access to third-party asset managers, while offering advisors discretion in constructing client portfolios.

James Congema is a financial advisor with Kestra Advisory Services LLC and Kestra Investment Services LLC, holding a Series 66 designation and bringing 14 years of industry experience. Prior to joining Kestra in 2022, he spent 11 years at Wells Fargo Advisors Financial Network LLC and served in the New York City Fire Department for 21 years. He operates a personal S corporation for accounting purposes related to his financial advising activities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, and investment advice, managing approximately $79.8 billion in assets and serving clients including large institutional investors.

Lisa Stigliano is a financial advisor at Oppenheimer with one year of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Oppenheimer, she worked at Flories Finales and has experience in the culinary field with the Institute of Culinary Education and Hummel Hummel Bakeshop. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a variety of advisory programs and services, including portfolio management, consulting, and financial planning. The firm employs a range of investment approaches tailored to its programs and advisors, managing approximately $36.7 billion in assets as of December 31, 2025.

Jack Falzone Jr. is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 65 licenses. He has six years of industry experience and has previously worked at J.P. Morgan Securities LLC and National Life Group. Outside of his advisory role, he serves as a board member of the Kings Park Chamber of Commerce, participating in board meetings and community outreach planning. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and combining long-term strategies with options for shorter-term trading and specialized instruments.

David Rivera Rivera is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and two years of industry experience. He has worked at Citigroup since 2021 and previously held positions at Merrill and Citibank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, and implements a range of discretionary and non-discretionary investment strategies.

Malcolm Douglas is a financial advisor with GWN Securities Inc. in Hauppauge, NY, holding a Series 63 designation and bringing 39 years of industry experience. He has served as CEO and president of Three Squares and a Star Management Group, LLC, which provides planning and administration services for group insurance products, and leads the Lower Hudson Valley Center for Empowerment, a nonprofit focused on mentoring children. Douglas also operates Malcolm Douglas and Associates, Inc., an insurance sales firm. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through a broad network of advisors. The firm offers discretionary managed accounts and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies including traditional asset allocation and legacy momentum-based approaches.

Eugene Donohue is a financial advisor with GWN Securities Inc., holding a Series 63 designation and over 30 years of industry experience. He has been president of Eugene J Donohue Inc. and Donohue & Associates, Inc. since 1983. Outside of advising, he serves as a director at Skilles Unlimited, a non-investment-related business. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm operates a large network of advisors and offers a range of investment programs, including legacy market-timing and momentum-based strategies.

Michael Kogan is a financial advisor at Equity Services, Inc. with 16 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including Chelsea Financial Services and Cetera Advisor Networks. Outside of his advisory roles, he is involved with Mkny Business Solutions, Inc., an independent business activity since 2017. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and incorporates third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Shihhua Wang is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 18 years of industry experience. Wang has been with Citigroup since 2013. Outside of the financial industry, Wang is involved in travel and leisure consulting, including roles as a travel agent and independent consultant specializing in travel, fine dining, and leisure activities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Thomas Wolf is a financial advisor with Lincoln Investment who holds a Series 63 designation and has 49 years of industry experience. He has worked at Lincoln Investment since 2010 and has longstanding experience with Great American Advisors, Inc., EBP of Long Island Inc., and Connecticut Mutual Life Insurance Co. He also operates a sole proprietorship specializing in the sale and service of fixed annuities and life insurance. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan services, managing both discretionary and non-discretionary portfolios supported by an Investment Management & Research team that employs strategic and tactical investment approaches.

Steven Paoletti is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Wells Fargo affiliates since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, he serves as a trustee for the Trust for Mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader array of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

John Zeumer is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 65 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and functions, delivering services on a non-discretionary basis while clients retain final decision-making authority.

Colette Bitzas is a CFP® professional with 26 years of experience in financial advisory services. She is currently with OSAIC and has previously worked at American Portfolios Financial Services, Inc. and Mas Planning Services, where she also serves as president. Bitzas holds roles in insurance sales and consulting, and she is vice president of the 3 Village Chamber of Commerce, promoting local business owners. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and financial planning. The firm uses advanced asset-allocation tools and supports diverse investment options across discretionary and non-discretionary accounts.

Joseph Iannuzzi is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans that align assets with individual long-term goals. He began his current role in 2022 after serving as an Investment Consultant at Fidelity Investments earlier that same year. Prior to joining Fidelity, Joseph worked at Ameriprise Financial, where he held positions as an Associate Financial Advisor from 2021 to 2022 and as a Paraplanner from 2019 to 2021. Throughout his career, he has gained experience in financial consulting and investment advising. Outside of his professional work, Joseph enjoys baseball, family activities, fitness, and golf.