Jennifer Jagodzinski is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her career includes roles at Merrill, Cetera Investment Services LLC, Monroe Bank & Trust, LPL Financial, and MBT Investments. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning using structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both individual and corporate financial planning services.

Kenneth Close is a CFP® and ChFC® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Toledo, OH since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is the CEO and sole owner of K.C. Films, LLC, a movie production company. Ameriprise is a large institutional firm providing retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Kevin Kunz is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Scottrade and TD Ameritrade prior to his current role. Kunz is based in Sylvania, Ohio. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Jeffrey Marchal is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 66 designation and bringing 22 years of industry experience. He has worked with Royal Alliance for 13 years and also serves as an employee benefit consultant advising business clients on group health and supplemental insurance plans. Additionally, Marchal participates in community activities such as finance committees and school advisory councils at local educational institutions. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services and employs various investment tools and platforms to construct portfolios tailored to client needs.

Kara Wietrzykowski is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following four years at Federated Insurance. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning, with approximately $2.74 trillion in client assets under management. The firm’s planning process involves structured discovery and firm-approved tools, supporting clients in implementing and updating their financial plans.

Andrew Rogers is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining LPL Financial in 2022, he worked for Royal Alliance for 10 years. In addition to his advisory role, Rogers serves as an adjunct professor at Lourdes University. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Brad Kersten is a financial advisor at LPL Financial with 30 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 1996. In addition to his advisory role, he operates Kersten Wealth Management Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Arin Macqueen is a financial advisor with Cetera who holds a Series 63 designation and has 19 years of industry experience. Prior to joining Cetera in 2023, Arin worked at Voya Financial Advisors for seven years. In addition to advisory services, Arin is also an insurance agent specializing in fixed insurance products, including life, health, disability, fixed annuities, and long-term care. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Michael Creps is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 25 years of experience in the financial advisory business, providing conservative investment advice with an emphasis on value investing. Prior to his career in financial advising, Michael worked as an accountant for ten years, which contributes to his focus on sound advice and a long-term outlook. Michael holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Toledo. He prioritizes building trusted relationships with clients and tailoring personalized plans to meet their unique financial goals, including retirement planning, education funding, and managing health care costs.

Brent Shea is a financial advisor with Ameriprise in Toledo, Ohio, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise since 2013 and operates a separate business under H&R Block. Outside of his advisory work, he co-owns several real estate investment LLCs with family members. Ameriprise provides retirement-income planning services focused on clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Gary Kronfield is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and over 33 years of industry experience. His career includes long-term roles at Primerica Financial Services since 1985 and Primerica Advisors since 1992, alongside work with Imperial Dade and Kellermeyer Co. He is also involved in the sale of home-related products through affiliates of Primerica and receives compensation for referrals in related areas. Primerica Advisors is a large institutional firm that offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services using model-driven strategies developed by unaffiliated asset managers and supported by custodial and execution services from industry providers.

Paulette Henninger is a financial advisor at Robert Baird & Co. with 24 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Wells Fargo Clearing and Merrill. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group provides tailored consulting and portfolio services, including discretionary and non-discretionary management, SMA programs, and overlay strategies across a range of traditional and non-traditional investments.

James Monagan is a financial advisor with OSAIC in Maumee, Ohio, holding Series 63 and Series 66 licenses and having 24 years of industry experience. He has been with OSAIC since 2013 and has been associated with Savage & Associates since 2002, where he also sells insurance products. Additionally, Monagan is a founding partner of Adventus Climbing, an indoor climbing facility project in development. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance analysis to construct diversified portfolios across multiple asset classes, managing accounts on discretionary and non-discretionary bases.

Jennifer Fulop is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 66 designation and four years of industry experience. She has worked at OSAIC since 2022 and previously served as a registered paraplanner at SES Financial. Outside of her advisory role, she has been involved with the YMCA of Greater Toledo in a membership services capacity since 2016 and is a notary public specializing in securities documents. OSAIC Wealth, Inc. serves a diverse group of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, advisory, and planning services. The firm employs various tools and third-party platforms to construct portfolios and supports multiple advisory program transitions.

Thomas Bridges is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various capacities within Fidelity since 2010. Outside of his advisory role, Bridges is a partner at Clay Street Partners, where he assists in the purchase and management of rental properties. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management and fund advisory. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and serves as a registered commodity pool operator with formal advisory roles to multiple investment companies.

Gail Gordon is a financial advisor with UBS Financial Services based in Sylvania, OH, holding a Series 66 designation and with 16 years of industry experience. She has worked at Painewebber, Inc. since 1992. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

David Baum is a financial advisor with Cambridge Investment Research Advisors in Perrysburg, OH. He holds a Series 63 designation and has 34 years of industry experience. Baum has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2009. He serves as a board member for the Area Office on Aging in Toledo, OH. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a variety of portfolio management strategies and custody platforms.

Donald Roork is a financial advisor at OSAIC with over 52 years of industry experience. He holds the CFP® designation and has held roles at FSC Securities Corporation and Asset Dynamics, Inc. since 1980 and 1981, respectively. Outside of his advisory work, he serves on the finance committee and as vice chair of the Deacon Board at Calvary Assembly of God and is involved with several nonprofit organizations, including Still Waters Biblical Counseling Ministry, where he provides spiritual support and serves as a trustee. He is also the creator and writer of the blog "Wisdom for the Wealthy" and an author working on a book titled "Heart Finance." OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients, providing integrated brokerage and advisory services through a large network of affiliated advisers. The firm offers diversified portfolio management, financial planning, and access to third-party money managers, employing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct client portfolios.

James Dewese is a financial advisor with Edward Jones in Toledo, OH, holding Series 66 and Series 63 designations and eight years of industry experience. His prior roles include positions at Croghan Colonial Bank, Howard Bailey, ROYAL ALLIANCE/Hollister Financial, and Key Investment Services, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and supported by a large network of advisors and branch offices nationwide.

Brian Mccabe is a financial advisor with OSAIC, holding a Series 66 credential and five years of industry experience. He previously worked at Worthington Industries for 21 years before joining Royal Alliance Associates, INC. Brian is also co-owner of McCabe Outdoor Power, LLC, where he assists with customer service and business operations, and serves as pack auditor for Cub Scout Pack Number 325. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes various tools and platforms to construct and manage diversified portfolios on either a discretionary or non-discretionary basis.