Daniel Haddad is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior firms include Concourse Financial Group Securities Inc and Eschels Financial Group, where he worked for 18 and 9 years respectively. Outside of his advisory role, he owns Fowling Warehouse LLC, a recreational business combining football and bowling. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and affiliated or third-party managers to deliver tailored investment solutions.

Anthony Kallabat serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He leverages over 15 years of experience in financial advising, having worked with both institutional and personal clients across banks and brokerage houses. His approach involves understanding clients' individual circumstances and goals to develop personalized financial strategies. Anthony holds the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute at the Wharton School of Business and has the Personal Investment Advisor (PIA) designation. He earned his Bachelor's Degree from Davenport University. Anthony specializes in areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, and portfolio management services. He is recognized for combining his analytical skills with a client-focused approach to build customized portfolios tailored to individual needs and risk tolerances. Residing in Grosse Pointe Woods with his wife Vicky and their three children, Ben, Sophia, and Cole, Anthony is active in his community. He serves as a board member of the St. John Hospital Foundation and chairs the St. John Guild Golf Outing. His personal interests include cooking, golfing, ice hockey, music, spending time with family, and watching movies.

Moiz Kharodawala is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and also serves as an independent insurance agent through Gleba and Associates. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and provides proprietary model strategies under the Founders Gate Capital brand.

Camille Harrison is a financial advisor with LPL Financial in Livonia, MI, holding a Series 66 designation and 20 years of industry experience. She has worked with LPL Financial since 2012 and previously spent two years with Ameriprise. Outside of her advisory role, she serves as Vice President of a sustainable farming operation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm provides a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, with solutions implemented by investment adviser representatives using various portfolio strategies.

Benjamin Kragt is a financial advisor at Edward Jones with 30 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Edward Jones in 2017, he worked at Ameriprise Financial Services and Ameriprise Advisor Services from 2009 to 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated services through a nationwide network of advisors and branch offices.

Julie Shaw is a financial advisor with UBS Financial Services in Plymouth, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to client goals.

Michael Ceaser is a CFP® with 19 years of industry experience, currently advising at Cetera. He has been affiliated with Cetera Advisors LLC since 2013. In addition to his advisory role, he is involved in fixed insurance sales, including life and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various investment strategies and program structures.

Herman Ruiz is a financial advisor at OSAIC with Series 63 and Series 65 licenses and one year of industry experience. He works additionally as a referral person for Power House Group Realty, where he receives referral fees for real estate transactions. Herman also assists financial professionals at RedSky Financial LLC in client meeting preparation and documentation. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and the use of discretionary strategies and third-party managers.

Paul Mcmillin is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with OSAIC and has previously worked at Ambassador Advisors, LLC and Hopper-McMillin, where he has been involved since 2009. Outside of advisory work, he is an insurance producer affiliated with M & O Marketing. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform with a model-based investment approach that incorporates asset allocation and portfolio optimization tools. The firm supports various programs such as comprehensive financial planning, wrap portfolios, Unified Managed Accounts, and retirement plan consulting.

Ryan Young is a financial advisor with Edward Jones in Plymouth, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Hope College for two years and spent nine years in full-time education. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Andrew Mortenson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 18 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Outside of his advisory role, Mortenson serves as treasurer on the leadership board of St. John's Lutheran Church, involved in financial oversight and strategic direction for the church and its affiliated school. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on goal-based financial planning across a range of topics. The firm separates its planning services from managed-account programs and emphasizes periodic reviews and advisor-delivered updates without discretionary trading authority.

Christopher Mizzi is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop comprehensive wealth plans that address their expenses, income, objectives, risk, and risk tolerance. He assists in implementing these plans by analyzing market conditions, investments, and related data to create strategies aimed at meeting clients' long-term financial goals. He holds a Bachelor's Degree from Arizona State University and a Master's Degree from the University of Detroit. Christopher has earned the professional designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). In addition to his professional work, he participates in community service through volunteer efforts with local organizations.

Timothy A. Shelton is a financial advisor at UBS Financial Services with 24 years of experience in the industry. He holds a Series 66 designation and has worked at UBS since 2003, including prior roles at Chase Investment Services Corp. and Banc One Securities Corporation. UBS Financial Services serves individual, corporate, and institutional clients offering brokerage and investment advisory services such as financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services while delivering advisory work through proprietary research and model-based asset allocation.

Andrew Mussen is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sigma Planning Corporation, Sigma Financial Corporation, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of investment programs and platforms supported by extensive operational tools and serves over 22,800 advisors nationwide.

Donald Vliet is a CFP®-certified financial advisor at Ameriprise with 44 years of industry experience. He has been with Ameriprise and its related entities since 2005, totaling 21 years in the firm. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice based on proprietary research and third-party data.

Jonathan Hodge is a CFP® professional with 17 years of experience in financial advising. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Paul Benson III is a financial advisor with Raymond James & Associates in Plymouth, MI, holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Brian Matthews is a financial advisor with Raymond James Financial in Trenton, MI, holding a Series 66 designation and 26 years of industry experience. He has worked with Raymond James since 2000 and has owned Brian Matthews & Company, Inc. since 2013. Outside of his advisory work, he writes novels and short stories. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers advisory programs along with specialized municipal and employer advisory services.

Ryan Hoff is a financial advisor with Cetera in Plymouth, MI, holding a Series 66 designation and 18 years of industry experience. His prior work includes six years at PNC Investments and several years with Cetera Wealth Services. He is also affiliated with Horizon Advisors, where he provides financial services, and has experience in the sale of fixed insurance products. Cetera Investment Advisers LLC operates as a multi-manager platform offering portfolio management, financial planning, and retirement services to a diverse client base, including individuals, employer-sponsored plans, and institutional accounts. The firm supports a range of investment strategies through discretionary and non-discretionary programs and serves over 800,000 clients across more than 10,000 advisors.

Mark Maddock is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working at Jpmorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities.