Christopher Reid is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC since 2021. He previously worked at Royal Alliance & Associates for ten years and Leonard & Company for one year. Outside of his advisory role, he is involved in managing and training staff at Blumark Financial Advisors LLC and serves as a director and tax professional at Blumark Tax Advisors LLC, where he prepares and reviews income tax returns. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with tailored income planning advice based on proprietary research and algorithmic analysis.

Robert Frank III is a financial advisor with LPL Financial in Rochester, MI, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior experience includes roles at SPC, Sigma Financial Corporation, and Ameriprise Financial Services. He is involved with Producers Choice Network, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a wide range of investment strategies and client needs.

Casey Sage is a financial advisor at Raymond James & Associates with four years of industry experience. Prior to joining Raymond James in 2021, Sage worked for Walled Lake Consolidated Schools for 13 years. Outside of advising, Sage serves as Community Relations Director for The Alexander Foundation, a charity supporting families of children with craniofacial diseases, and previously held a senior role in an online activewear business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering tailored financial planning and consulting with a range of investment strategies and municipal advisory services.

John Downey is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Amy Niedzwiecki is a financial advisor with Fidelity Investments, holding a Series 66 designation and six years of industry experience. She has been with Fidelity Brokerage Services LLC since 2020 and joined Fidelity Investments in 2025. Prior to her advisory career, she was an independent Amazon merchant from 2019 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, including advisory roles for registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment strategies.

Grant Fodor is a financial advisor with Edward Jones in Lake Orion, MI, holding a Series 66 license and 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory work, he serves as president of Fodor Family Farm, LLC, a hobby farm and retail business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions through a nationwide network of more than 23,700 financial advisors.

Leonard Brunkey is a financial advisor with Cambridge Investment Research Advisors, holding the CFP® and ChFC® designations and over 37 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2005 and has been associated with Keystone Financial Services since 1995. Outside of investment advising, he is an independent insurance agent and provides various client services including estate planning support, bookkeeping, and assistance with funeral arrangements through Keystone Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services delivered through independent advisors and provides multiple platform options, proprietary and third-party strategies, and services tailored to client objectives.

William Schmidt is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management for individuals and their families. He works closely with clients to develop personalized financial strategies aimed at helping them achieve their long-term goals. Drawing on the investment insights of Merrill and the banking capabilities of Bank of America, he provides tailored advice across a broad range of areas including college education planning, executive and equity compensation, family wealth management, legacy and liquidity planning, retirement income, and tax minimization. Mr. Schmidt holds a Bachelor's degree in Economics from Miami University, with minors in Management and Latin American Studies. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Committed to community involvement, he volunteers with organizations such as Teach on the Beach and Racquet Up Detroit and is a member of the Detroit Athletic Club. He resides in Royal Oak, MI, with his wife and two rescue dogs, and in his free time enjoys cooking, fishing, golfing, photography, skiing, and traveling.

Lisa Madill is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at JP Morgan Securities LLC since 2006 and at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework. Its Institutional Consulting Services program operates on a non-discretionary basis and focuses on asset-based fee strategies approved through internal review.

David Krahn Jr. is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has worked at multiple firms, including Woodbury Financial Services and Bridgewise Financial Partners. Outside of his advisory role, he serves as a sports official for the Michigan High School Athletic Association, refereeing football and basketball games. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools and risk assessment, offering both discretionary and non-discretionary management options.

John Kokubo is a CFA® charterholder with 39 years of industry experience. He is currently with Wells Fargo Advisors, having joined in 2025 after a combined 16 years at Morgan Stanley Smith Barney LLC and 10 years at Morgan Stanley Private Bank, N.A. He is also the principal owner of a private wealth management firm. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Alexander Sesi is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and six years of industry experience. He has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2019 and held prior roles at Amazon and Vegas Party Shoppe. Outside of his advisory work, he is an owner and partner of RD Capital Group, LLC, a real estate investment business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Steven Miodonski is a financial advisor with LPL Financial holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill, Edward Jones, PNC Bank, and Caliber Home Loans. Outside of his advisory work, he is the sole owner of a farm used for deer hunting in Harbor Beach, Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Brent Wichlacz is a financial advisor with LPL Financial in Clarkston, MI, holding a Series 66 designation and bringing 27 years of industry experience. His prior experience includes roles at Royal Alliance Associates, Inc. and operating as an independent insurance agent. He is also involved with CCBW Capital, Inc., a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies alongside additional financial services such as insurance and credit products.

Sarah Richards is a financial advisor at Ameriprise with 14 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Ameriprise in 2026, she worked at The Huntington Investment Company for 14 years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides annual retirement-income planning with a focus on dependable income sources and tax-aware withdrawal strategies. Their approach is supported by investment research, third-party data, and algorithmic tools, and includes restrictive enrollment criteria requiring a minimum level of investable assets.

Bradley Batur is a financial advisor with Morgan Stanley based in Rochester, MI, holding Series 63 and Series 65 licenses and has 19 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning approach supported by proprietary tools and market simulations.

Mark Lundquist is a CFP® and Series 66-registered financial advisor with Edward Jones, based in New Baltimore, MI. He has 12 years of industry experience and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Madison Scarpelli is a Series 66-licensed financial advisor at LPL Financial with six years of industry experience. Prior to joining LPL in 2024, she worked at Cambridge Investment Research Advisors and Cambridge Investment Research. Her background also includes positions at BlackRock and the University of Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using diverse strategies and operational tools.

Kirk Curtis is a financial advisor with UBS Financial Services in Troy, MI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with UBS since 1997. Outside of his advisory role, Curtis serves on the executive committee of the Drummond Island Club, a private hunt club in Farmington Hills, Michigan, where he assists in managing club administration. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans to clients’ goals and risk tolerances.

H Seibold is a financial advisor with LPL Financial in Clarkston, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. He previously worked at Cetera Wealth Services and has been with LPL Financial and Vibe Credit Union since 2016. In addition to his advisory role, Seibold works as a paralegal with Willenbrecht Legal Services on a part-time basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment strategies implemented through discretionary and non-discretionary models.