Joshua Heims is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and 23 years of industry experience. His career includes roles at BearingStone Wealth, Avantax, Sagepoint Financial, and Lincoln Sparrow Advisors, where he has also served as sole proprietor. Outside of his advisory practice, he is President and Commissioner of the Clarence Girls Softball League, a nonprofit organization promoting youth softball for girls. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, featuring both affiliated and third-party model portfolios and a range of program structures.

Brent Rickan is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2011 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and Corporate Financial Planning agreements.

Kevin Kluge is a financial advisor at Edward Jones with 23 years of industry experience. He holds the Series 63 and Series 66 designations. His previous roles include positions at Key Investment Services, Pruco Securities LLC, Prudential Insurance Company of America, Mass Mutual, and Home Depot. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Kristin Marusza is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 1991 and joined Merrill Lynch in 2006. Kristin specializes in developing financial strategies for high net worth individuals, their families, and businesses to support both their short- and long-term goals. She is a qualified Portfolio Manager who offers traditional financial advice and can manage personalized investment strategies that include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment options. Kristin holds several professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both her Bachelor's degree and MBA from Canisius College. Kristin participates in community service activities and is involved with professional organizations such as Merrill Lynch Women's Exchange and New York State Women Inc., Buffalo Niagara.

Casey Nuchereno is a financial advisor at Equitable Advisors with seven years of industry experience. He holds a Series 66 designation and previously worked at Axa Advisors, LLC. Equitable Advisors serves a broad range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party managed advisory solutions.

Sean Mc Lean is a financial advisor at OSAIC with one year of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC and in brand partnership management for Pluto Collective. Outside of financial advising, he serves as a Brand Partnership Manager at Pluto Collective. OSAIC Wealth serves a diverse range of clients including retail investors, retirement plans, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, supported by various tools and third-party managers.

Robert Wilczak is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Cetera since 2019, following previous roles at Foresters Financial Services and Foresters Advisory Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Thomas Renzi is a financial advisor at RBC Capital Markets with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm provides multiple advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment managers to tailor strategies to each client's risk profile.

Matthew Gorton is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2011, he has focused on working with executives and business owners to address their unique financial goals and needs. Matthew collaborates closely with clients and their other advisors to coordinate financial, legal, and tax-related decisions. His areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, and services for endowments, foundations, and non-profits. Matthew holds a Bachelor of Science degree in Finance from Wayne State University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE).

Eric Mckenrick is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 17 years of industry experience. He has worked with Equitable Advisors since 2009 and previously with Axa Advisors, LLC from 2009 to 2020. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs delivered through Investment Adviser Representatives and third-party asset managers.

Patrick McGuire is a financial advisor at RBC Capital Markets with six years of industry experience. He holds a Series 66 designation and previously worked at Rupp Baase Pfalzgraf Cunningham LLC from 2016 to 2020. McGuire serves as a Professional Advisor Council Member for the Community Foundation for Greater Buffalo. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with customized portfolio management, financial planning, custody, and brokerage services. The firm integrates in-house and third-party investment managers and offers a range of advisory programs tailored to clients’ risk profiles.

Michael Evereth is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Janney Montgomery Scott for 17 years before joining LPL Financial in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Steven Goodwin is a financial advisor with OSAIC, holding the Series 63 designation and 44 years of industry experience. He has worked at Royal Alliance Associates and Signator Investors and owns Goodwin Insurance Agency, where he has been involved since 1988. Outside of his advisory career, Goodwin is a certified professional ski instructor and trainer with the Lounsbury Adaptive Ski Program at Holiday Valley Ski Resort. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach uses model-based asset allocation and portfolio optimization tools, supported by various managed account strategies and third-party manager options.

Ryan Timmons is a financial advisor with Equitable Advisors, holding a Series 66 credential and 19 years of industry experience. He has worked with Equitable Advisors since 2007, including time at Axa Advisors, LLC. Outside of his advisory work, he manages a vacation rental property in Buffalo, NY. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and nonprofit organizations. The firm offers financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Andrew Radziwon is a financial advisor with Ameriprise, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Kovack Advisors, Kovack Securities, Krieger & Associates, and Dhr Consulting. He has been with Ameriprise in various capacities since 2008. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Ryan Liddell is a CFP® professional with 14 years of experience in financial advising. He is currently affiliated with Raymond James Financial and has been a part of the firm since 2016. He also leads the Scheff Liddell Wealth Group, providing financial advice to clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting using analytical tools to support client goals, with additional capabilities in municipal advising and specialized retirement plan consulting.

Blake Rickan is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2017. Outside of his advisory role, Rickan coaches youth lacrosse with several local organizations in the Buffalo area. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning services.

Zachary Damstetter is a financial advisor with LPL Financial, holding the ChFC® and Series 66 designations and bringing 10 years of industry experience. He previously worked at Northwestern Mutual in various roles from 2016 to 2023 and has been with M&T Bank and LPL Financial since 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

William Sharp is a financial advisor with LPL Enterprise holding a Series 66 designation. He has been with LPL Enterprise since 2026 and has diverse work experience including roles in education and local businesses. Prior to joining the firm, Sharp worked in various positions spanning the public sector and retail. LPL Enterprise, LLC provides investment advisory and brokerage services to a wide range of clients including individuals, retirement plans, banks, and charitable entities. The firm uses model-driven investment approaches and offers financial planning, access to third-party asset managers, and broker-dealer services through affiliated entities.

Maria Zinter is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.