Alexander Klein is a financial advisor at Equitable Advisors with three years of industry experience. He holds a Series 66 designation and has worked at several companies including DoorDash and CED-Greentech Renewables prior to his current role. Equitable Advisors serves a broad client base including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and third-party managers, providing a mix of discretionary and non-discretionary management solutions.

Steven Tennant is a CFP® professional affiliated with LPL Financial, with 29 years of industry experience. Prior to joining LPL Financial in 2025, he spent nearly three decades at Northwestern Mutual in various capacities, including wealth management and investment management. Tennant is also involved in business activities through TBW Holdings, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs and financial planning services using both discretionary and non-discretionary management strategies supported by extensive research and model portfolios.

Edward Budd is a financial advisor with Charles Schwab based in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and 31 years of industry experience. His prior roles include positions at TD Ameritrade, Scottrade, and Charles Schwab Bank. Outside of his advisory work, he occasionally participates in local and national kayak bass fishing tournaments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by extensive research and a multi-asset investment approach.

Davis Moeckel is a financial advisor at Cetera with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked with multiple firms including Abelson and Company, Empire Asset Management Group, and CCR Wealth Management. Outside of finance, he is self-employed in an office cleaning business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, consulting, and retirement services through a multi-manager platform that supports a range of program structures and investment approaches.

Douglas Brady is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for American Portfolios Financial Services for 14 years before joining OSAIC. Outside of his advisory role, he owns Champlain Wealth Management, an insurance business focused on processing insurance applications. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to third-party money managers. The firm uses firm-provided asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across multiple asset classes, managed on discretionary or non-discretionary bases.

Alyssa Hicks is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and over 25 years of industry experience. Her work history includes roles at PFS Investments Inc. and Primerica Financial Services since 1999, as well as positions at McKenna & Franck PC and Lynch Lovell. Outside of her advisory role, she is the owner and president of a delivery service business and a consultant for health and wellness products. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Ann Edsforth is a financial advisor at Charles Schwab with a Series 66 credential and experience in both the public and private sectors. Her background includes roles at the US Department of Housing & Urban Development and several financial institutions. She is based in Saratoga Springs, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Kyle Devincenzo is a financial advisor at Vanguard Advisers with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard and its affiliated entities since 2014. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining digital delivery and large-scale client servicing.

John Daley is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with OSAIC since 2024 and previously worked at UBS Financial Services for 22 years. Outside of his advisory role, he is involved in several book sales and publishing ventures and has a contractual agreement for selling green energy production systems. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party money managers and unified managed accounts.

Brandon Bogardus is a CFP® professional with 10 years of experience, currently serving clients at Edward Jones since 2016. He holds the Series 66 license and is based in Clifton Park, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs and access to separately managed accounts, operating under a fiduciary standard.

Jonathan Tamul is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in wealth management and financial planning, dedicating his practice to helping clients achieve their financial goals through customized asset management and guidance. Jonathan leverages Merrill Lynch's investment platform and technology alongside his extensive expertise to provide a personalized wealth management experience. Prior to joining Merrill Lynch in 2017, Jonathan spent 11 years at the Ayco Company, L.P., a Goldman Sachs Company, with six of those years in the Private Wealth Management division. His client focus areas include corporate benefits, employee benefits planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategy, and tax minimization. Jonathan holds a Bachelor's degree in Economics from the University at Albany and is a CERTIFIED FINANCIAL PLANNER (CFP) certificant as well as a Personal Investment Advisor (PIA). Outside of his professional work, he spends time with his wife Tiffany, their two children JJ and Arianna, and enjoys various sports, cooking, and watching movies.

Louis Dahoda is a financial advisor with Edward Jones in Clifton Park, NY, holding a Series 66 designation and over 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is involved in managing several residential rental properties in Waterford, NY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment options, supported by a large network of financial advisors and branch offices nationwide.

John Petersen is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management, serving clients in the Capital Region since 1992. He began his career in financial services in 1986 and focuses on delivering comprehensive wealth management strategies tailored to the needs of high-net-worth individuals and families. John works closely with clients to identify and pursue their primary financial goals, including education funding, tax minimization, retirement planning, and legacy strategies. John holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc. He is a graduate of Providence College with a bachelor's degree in Business Finance. Through his access to Merrill's investment resources and the banking services of Bank of America, he provides disciplined and customized wealth management advice aimed at building, managing, and preserving clients' wealth across generations. In addition to his professional work, John and his family are active in their community in Loudonville. He supports organizations such as Wicklund Warriors, Inc., and is involved with the Lake George Association. His personal interests include boating, cooking, golfing, hiking, music, photography, reading, skiing, tennis, and spending time with his family.

Shon Mclain is a financial advisor with Osaic Wealth, Inc. in Saratoga Springs, NY, holding a Series 63 designation and bringing 25 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massmutual Life Insurance Co, National Life Group, and Equity Services, Inc. Outside of his advisory work, he is a partial owner of thoroughbred racehorses. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of financial advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk assessment, and portfolio management using various investment vehicles and third-party platforms.

Robert Colley is a CFP® with 46 years of industry experience, currently affiliated with Cetera. He has a long tenure in financial services, including roles at Cadaret, Grant & Co., Inc., and as a principal of Colley & Colley, Inc. dba Cornerstone Financial Advisors since 1994. Outside of his advisory work, he serves as a personal assistant and caregiver for an elderly relative. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, allowing advisors to utilize multiple program structures and manager options.

Jacqueline Marshall is a financial advisor at LPL Financial with 42 years of industry experience. She holds the Series 66 designation and previously worked at Next Financial Group, Inc. for 23 years. In addition to her advisory role, she is active as a FINRA arbitrator and operates a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research from internal and third-party sources.

Brian Cumming is a financial advisor with Equitable Advisors in Corinth, NY, holding a Series 66 designation and 12 years of industry experience. He has been with Equitable Advisors since 2013, previously affiliated with Axa Advisors LLC. Outside of his advisory work, he serves on the Stewarts MYO Scholarship Selection Committee and is a volunteer board member for Northern Rivers. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, utilizing third-party asset managers and delivering both advisory and brokerage services tailored to client goals and risk tolerance.

Richard White is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 designations and has 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Michael Nelson Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates on a large scale with a broad range of brokerage and advisory solutions.

Carrie Benson is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management. She began her financial services career in 2005 and joined Merrill Lynch Wealth Management in 2008. In her role, she assists clients in building comprehensive wealth management strategies tailored to their individual needs. Carrie has over 20 years of experience providing financial and wealth management advice and services. Her areas of focus include retirement planning, education planning, legacy planning, family wealth management strategies, investment consulting for defined contribution plans, employee financial health, socially responsible and values-based investing, tax minimization, and retirement income. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). Carrie earned a Bachelor's Degree from Providence College. Outside of her professional work, she enjoys camping, hiking, reading, and running.