Jeffrey Horton is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and has worked previously at Fidelity Investments and Squam Lakes Financial Advisors LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Karen Pearl is a financial advisor with MassMutual Investors Services in Bedford, NH, holding a ChFC® designation along with Series 63 and Series 65 licenses. She has 41 years of industry experience and has been with Massachusetts Mutual Life Insurance Company and its subsidiary, MML Investors Services, since 2007. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Andrew York is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. He holds the Series 66 designation and is based in Bedford, NH. Outside of his advisory role, York oversees the delegation and finance aspects of a real estate rental business through Henderson Hill, LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm is notable for its extensive network of advisors and branch offices, as well as for offering affiliated capabilities such as a trust company, mutual funds, and securities-based lending.

Douglas Daigle is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC since 1983. Additionally, he holds a property and casualty license with Liberty Mutual for service work. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs through both advisory and brokerage channels.

Jeffrey Space is a financial advisor with Charles Schwab, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. He is currently based in Bedford, New Hampshire. Charles Schwab & Co., Inc. provides advisory, brokerage, custody, and cash-sweep services to a large client base, primarily high- and ultra-high-net-worth individuals. The firm offers a combination of non-discretionary and discretionary investment management through multi-asset model portfolios and affiliated managed accounts.

John Reger II is a CFP® with 26 years of industry experience, currently advising at Ameriprise in Bedford, NH. His prior work includes 12 years at Citizens Securities, Inc. He is co-owner of Rise Tax Strategies, LLC, which provides tax preparation services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through a centralized team that collaborates with advisors to deliver non-discretionary, tax-aware withdrawal strategies.

Karen O Rourke is a Series 66-licensed financial advisor with 24 years of industry experience, currently affiliated with Ameriprise. She has worked with Ameriprise Financial Services, Inc. and Ameriprise Financial Services, LLC since 2013 and is involved in business ownership through RPWM Partners, LLC. Additionally, she is co-owner of Rise Tax Strategies, LLC, a tax preparation business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies.

John Kircaldie is a Planning Consultant at Fidelity Investments, a position he has held since 2025. In this role, he works with clients at various stages of life to assist them in planning for their financial goals. Prior to this, he held multiple roles within Fidelity Investments, including Relationship Manager (2023-2025), Central Relationship Manager (2021-2023), Workplace Planning Consultant (2020-2021), and Customer Relationship Advocate (2020). John holds an Arkansas Insurance License, which supports his professional activities in financial planning. Outside of his professional career, he has personal interests that include spending time at the beach, fishing, playing golf, parenthood, and volunteering.

Elisabeth Larson is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. She previously worked at Fidelity Investments, where she was employed for 22 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering various affiliated investment products and fiduciary advisory services.

Eugene Engholm Jr. is a financial advisor at Charles Schwab with 39 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Fidelity Brokerage Services, TD Ameritrade, and Scottrade. Outside of his advisory role, he works part-time as a driving range associate at a local golf course. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach includes both non-discretionary and discretionary models, multi-asset portfolios, and access to alternative investments, supported by a centralized and integrated operational structure.

Spencer Mc Cormick is a financial advisor with Ameriprise in Londonderry, NH, holding a Series 66 designation and nine years of industry experience. He has been with Ameriprise and its affiliated entities since 2016, following three years at Appli-Tec, Inc. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies to produce tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Richard Hendl is a CFP® with 33 years of industry experience, currently serving at Wells Fargo Clearing since 2018. Prior to that, he worked at Alps Fund Services for five years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Hardenbergh IV is a financial advisor with UBS Financial Services in Manchester, NH, holding a Series 66 designation and 22 years of industry experience. He previously worked at Bank of America and Merrill, spanning a combined period from 2003 to 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Jonathan Martin is a CFP®-certified financial advisor at Wells Fargo Advisors with nine years of industry experience. He previously worked at UBS Financial Services for six years and held a position at the University of New Hampshire for three years. Outside of his advisory role, Martin owns and operates Black Star Collectibles & Games LLC, a business involved in buying and selling collectibles. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services using proprietary research and tools, providing tailored recommendations through both brokerage and advisory programs.

Lise Lavoie is a financial advisor at Ameriprise with 16 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research and modeling with tax-smart strategies to provide written recommendation reports. The firm serves a broad client base through a variety of advisory, brokerage, and insurance solutions typical for a large institutional firm.

John Halloran II is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 32 years of industry experience. He previously worked at UBS Financial Services for eight years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm uses an IPS-driven advisory process grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nina Manzi is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in working closely with individuals and families to develop personalized strategies that focus on college education planning, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, women and wealth, and retirement income. Nina is committed to helping clients build, preserve, and transfer wealth over time by aligning financial strategies with their unique goals and priorities. She holds a Bachelor's Degree in Finance from Merrimack College, where she gained experience managing the business school investment funds. Nina is also designated as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Utilizing the resources and capabilities of Merrill and Bank of America, she offers a comprehensive approach to financial planning that integrates investment strategies, banking needs, and long-term planning within a coordinated framework. Outside of her professional work, Nina engages in boating, golfing, reading, scrapbooking, swimming, traveling, and spending time with her family. Her personal philosophy centers on uncovering what matters to clients and their families to create strategies aimed at pursuing their financial goals.

Mark Borak Jr. is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds a Series 66 designation and has worked at several firms, including Cambridge Investment Research Advisors and Aggregate Advisors. Outside of his advisory role, he is also active in insurance sales as an agent and broker, focusing on life, disability, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and supports implementation through separate brokerage or insurance arrangements.

Angela Rullo Husson is a financial advisor at UBS Financial Services with nine years of industry experience. She holds Series 66 and Series 63 designations. Her career includes roles at UBS Financial Services, GWFS Equities, Inc., and Citizens Securities, Inc. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial and capital markets solutions.

John Adie is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, using research and analytics to support its investment approach.