Jennifer Moran is a financial advisor at Bartholomew & Company Wealth Management, LLC with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Ameriprise Financial Services, Inc. She spends a portion of her time involved in fixed insurance sales conducted at her branch location. Bartholomew & Company Wealth Management, LLC is an SEC-registered investment adviser that provides discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management and retirement-plan consulting. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and other institutional clients, utilizing a combination of active, passive, and core-satellite strategies supported by institutional research.

Kathleen Cyganiewicz is a financial advisor at Bartholomew & Company Wealth Management, LLC with nine years of industry experience. She holds a Series 66 designation and has worked with Commonwealth Financial Network and Bartholomew and Company, Inc. during her career. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, financial planning, and retirement-plan consulting services to individuals, high-net-worth clients, institutional clients, and nonprofits. The firm employs a combination of active, passive, and core-satellite investment strategies alongside firm-developed model portfolios, with a focus on short-term, high-grade fixed income and municipal bonds.

Allen Dillaire is a CFP® with 27 years of industry experience, currently serving as an advisor at Bartholomew & Company Wealth Management, LLC. His prior roles include positions at Commonwealth Financial Network and H.D. Vest, among others. In addition to advisory work, he provides tax preparation and general accounting services in Worcester, MA. Bartholomew & Company Wealth Management, LLC offers discretionary and non-discretionary asset management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and various institutional clients. The firm uses a combination of model portfolios and customized allocations, emphasizing short-term, high-grade fixed income and municipal bond strategies.

Jacob Girard is the founder of Girard Capital Management and holds a Series 65 designation. He has experience working at KPMG and in education prior to establishing his advisory firm in 2024. Girard Capital Management is a registered investment adviser that provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients. The firm employs a passive portfolio construction approach within a Modern Portfolio Theory framework and offers access to a range of asset classes including private and alternative investments.

Dennis McCurdy is a financial advisor at McCurdy & Andrew Investments, LLC with 37 years of industry experience. He holds the CFP® designation and Series 63 license. His prior experience includes roles at Commonwealth Financial Network and running his own practices since 1988. Outside of financial advising, McCurdy is a motivational speaker and author of two motivational books, and he co-owns an antique market business. McCurdy & Andrew Investments, LLC is a small registered investment adviser serving individuals, businesses, IRAs, trusts, estates, and corporations. The firm provides financial planning, consulting, and portfolio management, using a fundamental and asset-allocation approach based on Modern Portfolio Theory, and acts as a fiduciary for retirement account advice under ERISA/IRC rules.

Brian Jamros is a financial advisor at Bartholomew & Company Wealth Management, LLC with 10 years of industry experience. He holds the Series 66 designation and has been affiliated with Bartholomew & Company and Commonwealth Financial Network since 2016. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and institutional investors. The firm employs a combination of active, passive, and core-satellite strategies supported by institutional research, with a focus on fixed income and municipal bonds, and offers both standalone financial planning and portfolio management services.

James Cushman is a financial advisor with Bartholomew & Company Wealth Management, LLC, holding Series 63 and Series 65 designations and possessing 33 years of industry experience. His career includes roles at ClearBridge Investments LLC and Legg Mason & Co LLC before joining Bartholomew & Company. He also spends a small portion of his time on fixed insurance sales. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, institutions, and nonprofits. The firm uses model portfolios and customized allocations combining active, passive, and core-satellite strategies, with a focus on fixed income and municipal bonds for institutional clients.

Peter Mcmanus is a financial advisor at Bartholomew & Company Wealth Management, LLC with 41 years of industry experience. He holds Series 63 and Series 66 designations and has been with Bartholomew & Company in various capacities since 2009. His other business activities include fixed insurance sales conducted at a branch office. Bartholomew & Company Wealth Management, LLC is an SEC-registered investment adviser offering discretionary and non-discretionary asset management, financial planning, and fee-for-service wealth management and retirement-plan consulting to individuals, high-net-worth clients, and institutional clients. The firm uses firm-developed model portfolios and customized asset allocations combining active, passive, and core-satellite strategies, with an emphasis on short-term, high-grade fixed income and municipal bonds.

Hazel Nutt is a Certified Financial Planner (CFP®) with 20 years of industry experience. She is currently with Bartholomew & Company Wealth Management, LLC and has also been associated with Commonwealth Financial Network since 2006 and Bartholomew & Co., Inc. since 2004. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management to individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and other institutional clients. The firm employs a combination of active, passive, and core-satellite investment strategies, supported by institutional research, with a focus on high-grade fixed income and municipal bonds for institutional and high-net-worth clients.

Michelle Newcomb is a financial advisor at Bartholomew & Company Wealth Management, LLC with 15 years of industry experience. She holds a Series 66 designation and has been affiliated with Commonwealth Financial Network and Bartholomew & Company, Inc. since 2011. Outside of her advisory role, she is engaged as a motivational and public speaker on personal growth and life balance and also participates in direct sales of Mary Kay cosmetics. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management and retirement-plan consulting to individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and other institutional clients. The firm utilizes a combination of active, passive, and core-satellite investment strategies supported by an institutional research process and emphasizes fixed income and municipal bond strategies for institutional and high-net-worth clients.

Louise Henningsson is a financial advisor at Bartholomew & Company Wealth Management, LLC with a Series 66 designation and one year of industry experience. Her prior roles include positions at Bartholomew & Company Inc and CliftonLarsonAllen LLP, as well as academic appointments at Boston University and Saint Leo University. Bartholomew & Company Wealth Management, LLC is a newly registered SEC adviser offering discretionary and non-discretionary asset management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, institutional clients, and nonprofits. The firm employs firm-developed model portfolios and customized asset allocations combining active, passive, and core-satellite strategies, with an emphasis on short-term, high-grade fixed income and municipal bonds.

John Boyd is a CFP® with 29 years of industry experience and has been with Boyd Financial Strategies, Inc. in Worcester, MA since 2005. He holds a Series 63 license and is one of three advisors at the family-owned firm. Boyd Financial Strategies serves individuals, couples, and related trusts, typically with assets between $500,000 and $20 million, providing comprehensive financial planning and both discretionary and non-discretionary investment management. The firm employs a top-down, risk-conscious investment approach that blends fundamental, technical, and charting analysis, and requires a documented financial or investment plan before making recommendations.

Michelle Fuller is a financial advisor with Bartholomew & Company Wealth Management, LLC in Worcester, MA, holding Series 63, 65, and 66 licenses and 22 years of industry experience. She previously worked at John Hancock and its affiliated fund company for eight years. Outside of her advisory role, she is the owner of Growth Accelerated, LLC, which is currently inactive. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management to individuals, high-net-worth clients, and institutions. The firm employs a combination of active, passive, and core-satellite strategies with an emphasis on short-term, high-grade fixed income and municipal bonds and offers customized portfolio management and standalone financial planning services.

Alexander Bartholomew is a financial advisor with Bartholomew & Company Wealth Management, LLC, holding a Series 66 designation and 15 years of industry experience. He has worked at Commonwealth Financial Network since 2010 and has been affiliated with Bartholomew & Co. Inc. since 2009. Bartholomew & Company Wealth Management, LLC is an SEC-registered investment adviser offering discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management and retirement-plan consulting. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and institutional clients using customized portfolios that incorporate active, passive, and core-satellite strategies.

Victor Melfa III is a financial advisor with Factor Investing Group, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked with Melfa Wealth Management LLC dba Factor Investing Group since 2021 and previously held roles at Kestra Advisory and Kentra Investment Services, Inc. Factor Investing Group provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm utilizes an evidence-based, factor-oriented investment approach incorporating academic research, quantitative methods, fundamental analysis, and macroeconomic assessment, typically implementing portfolios through low-cost ETFs and mutual funds.

Joshua Paul is a CFP® with 31 years of experience in the financial services industry. He is currently with Bartholomew & Company Wealth Management, LLC and has been affiliated with Bartholomew & Company, Inc. and Commonwealth Financial Network since 1995. He is also involved in fixed insurance sales at his branch location. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management and retirement-plan consulting to individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and other institutional clients. The firm uses firm-developed model portfolios and customized asset allocations that combine active, passive, and core-satellite strategies, with an emphasis on short-term, high-grade fixed income and municipal bond strategies.

David Girard is the founder of Girard Capital Management and holds a Series 65 designation. He has been working in the financial advisory field since 2024, following a period as a student from 2011 to 2024. Prior to establishing his firm, he was associated with The Fix in 2022. Girard Capital Management is a registered investment adviser that provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients. The firm employs a passive portfolio construction approach using index mutual funds and ETFs within a Modern Portfolio Theory framework, supplemented by fundamental and technical analysis when appropriate.

Peter Boyd is a ChFC®-designated financial advisor with 16 years of industry experience. He is currently the CEO of Apogee Strong Central Massachusetts, LLC, an insurance sales and service firm, and has been associated with Boyd Financial Strategies, Inc. since 2008. At Apogee Strong, he focuses on insurance sales including fixed rate annuities, life insurance, and long-term care insurance. Boyd Financial Strategies, Inc. serves individuals, couples, and related trusts with assets typically between $500,000 and $20 million, providing comprehensive financial planning and both discretionary and non-discretionary investment management. The firm employs a risk-conscious, top-down investment approach that combines fundamental, technical, and charting analysis with longer-term allocation and shorter-term tactical strategies.

Ashley Riley is a financial advisor at Bartholomew & Company Wealth Management, LLC with 10 years of industry experience. She holds a Series 66 designation and has worked at Commonwealth Financial Network since 2016. Riley also engages in fixed insurance sales as a minor part of her business activities. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, pension plans, nonprofits, and municipalities. The firm uses a combination of active, passive, and core-satellite investment strategies supported by institutional research and emphasizes fixed income and municipal bond strategies for institutional and high-net-worth clients.

William Ryan is a financial advisor at Bartholomew & Company Wealth Management, LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms including Ryan Financial Inc. and Commonwealth Financial Network. Ryan is also the owner of WK Ryan Wealth Management, LLC, a private entity involved in securities, advisory, and insurance activities. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, comprehensive financial planning, and retirement-plan consulting to individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and other institutions. The firm uses a combination of active, passive, and core-satellite investment strategies supported by institutional research, and offers both standalone financial planning and portfolio management services.