Matthew Dunn is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Foundations Investment Advisors since 2017 and has prior experience with Financial Resource Partners and Ameritas Life Insurance Corp. Dunn also operates a sole proprietorship involved in the sale of fixed life insurance and annuities. Foundations Investment Advisors provides financial planning and portfolio management to individual, high-net-worth, and institutional clients through a large network of affiliated offices. The firm employs a combination of fundamental, technical, and cyclical analysis and offers tailored advice using model portfolios and an asymmetric rebalancing approach.

James Iozzo is a CFP® with 35 years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network since 2015. Located in Auburn, MA, he also holds a Series 63 registration and is a notary public. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors, offering managed-account programs, third-party asset manager access, and comprehensive back-office services.

Kevin Manghan is a Certified Financial Planner® with 38 years of industry experience. He is affiliated with OSAIC Institutions, Inc. and has worked at Infinex Investments, Inc. since 2017, with prior roles at Peoples Bank and Key Investment Services LLC. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives, offering customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions. The firm operates a hybrid adviser/broker-dealer model with a focus on both discretionary and non-discretionary accounts and utilizes third-party promoters and affiliations to support its service and distribution approach.

Nathan Goddard is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has four years of industry experience. Prior to joining Bankers Life Advisory Services, he was involved with Goddard Consulting LLC for eight years and worked briefly at Friske's Farm Market. Outside of his advisory role, he is also a 1099 insurance agent for Bankers Life and Casualty and manages operations for a property management LLC. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis in its investment approach.

Thomas Brennan is a financial advisor with Commonwealth Financial Network in Auburn, MA. He holds Series 63 and Series 65 licenses and has three years of industry experience, including prior roles at J.P. Morgan Securities and JPMorgan Chase Bank. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while enabling affiliated advisors to operate under their own brands.

Lu Ellen Guenther Smith is a financial advisor with Commonwealth Financial Network in Sturbridge, MA. She holds the ChFC® designation and Series 63 and 66 licenses, with 36 years of industry experience, including over three decades at Commonwealth. Commonwealth Financial Network is a registered investment adviser serving a national network of nearly 3,000 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, technology, compliance, and investment management, offering diverse portfolio construction options and proprietary model portfolios.

Ashley Kriner is a financial advisor with Commonwealth Financial Network in Auburn, MA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. She has been with Commonwealth since 2016. Outside of advisory work, she is an assistant at Sparhawk Realty, LLC, a real estate management entity in Florida. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody services.

Paul Verderese is a CFP® professional affiliated with Commonwealth Financial Network, with 43 years of industry experience. He has operated Verderese Financial since 2008 alongside his role at Commonwealth. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a broad adviser-support platform including managed account programs, access to third-party asset managers, and custody/clearing services.

Sunshine Marsh is a Series 66-licensed financial advisor at Commonwealth Financial Network with two years of industry experience. Prior to rejoining Commonwealth in 2025, Marsh worked at Bartholomew & Company, Inc. from 2019 to 2025 and at Newton Financial from 2008 to 2019. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including wealth management and retirement plan consulting, and provides operational, trading, technology, and compliance support to affiliated advisors.

Owen Doremus is a financial advisor at Key Investment Services LLC with four years of industry experience. He holds the Series 66 and Series 63 designations and has worked at firms including The Charles and KeyBank. Outside of finance, he has experience in the retail and food service industries. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a range of advisory programs and brokerage and insurance products. The firm emphasizes client-directed model selection supported by ongoing monitoring and due diligence, and it operates as part of the KeyCorp group with connections to affiliated banking and capital markets entities.

Kathlene Donahue is a financial advisor at TD Private Client Wealth LLC with eight years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones and Veterans Inc. among other employers. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services primarily to institutional clients, high-net-worth private clients, and retail clients, using a combination of affiliated and third-party sub-managers and offering portfolio management, financial planning support, and custody services.

Kevin Lewis is a financial advisor with Commonwealth Financial Network, holding a Series 65 designation and one year of industry experience. Prior to joining Commonwealth, he worked at PricewaterhouseCoopers (PwC) Advisory Services LLC from 2011 to 2024. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while enabling affiliated advisors to offer customized advice under Commonwealth’s supervision.

Brady Dow is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds the Series 66 designation and has prior experience at Midstate Wealth Management and in residence life at Worcester State University. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their clients. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Paul Pietro is a financial advisor with SPC in Worcester, MA, holding the ChFC® and Series 63 designations and bringing 43 years of industry experience. His prior work includes roles at Parkland Securities, Sigma Planning Corp., Midland National Life Insurance, and Mid State Insurance Agency. He serves as a director for Bears on Board, Inc., a nonprofit providing teddy bears to children in crisis through first responders. SPC serves a diverse client base, including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, with a corporate structure that integrates affiliated broker-dealers and insurance agencies alongside fiduciary advisory functions.

John Bernier is a CFP® professional with 43 years of industry experience. He has been with Cambridge Investment Research Advisors since 2010 and concurrently affiliated with Ing Financial Partners, Inc. and Cambridge Investment Research, Inc. since 2004. In addition to his advisory work, he operates as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering customizable portfolio solutions and proprietary as well as third-party investment strategies.

Andrew Catalfamo is a financial advisor with Ameriprise in Worcester, MA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with written recommendations and ongoing advice. The firm’s approach includes proprietary investment research, algorithmic tools, and collaboration between a centralized service team and financial advisors.

Joshua Kane is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he has interests in real estate ownership. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria. The firm’s approach combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations that support retirement income planning.

Matthew Palmer is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2025, he worked at The Investment Center, Inc. and Bio-Techne, among other positions. He is also vice president of Palmer Hammond Inc DBA Palmer Hammond Tax Services, a tax preparation and accounting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with access to model portfolios, research, and technology-driven investment strategies.

Michael Mccarthy is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

John Lamontagne is a financial advisor at Cetera with over 31 years of industry experience. He holds Series 63 and Series 66 credentials and has a background in insurance and employee benefits sales through various related agencies. Lamontagne is also a member of The Worcester Economics Club, a local networking organization. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary investment approaches.