Joffrey Bremond is a financial advisor at Cigale Financial Services LLC with one year of industry experience. He holds a Series 65 designation and concurrently serves as Controller at Middlesex School, where he oversees the accounting team and manages accounting systems. Prior to his current role, he held various positions at UMass Memorial Health Care and Medically Home. Cigale Financial Services LLC provides asset management, financial planning, and outsourced chief investment officer (OCIO) services primarily to nonprofit organizations and individual clients. The firm's investment approach combines fundamental security analysis with modern portfolio theory and emphasizes long-term, passive strategies, diversification, and periodic rebalancing.

Derek Chin is a CFA® charterholder and principal of Northquant Capital Management, LLC, an independent firm based in Wellesley, MA. He has 14 years of experience with Northquant and six years in the financial industry overall. Northquant Capital Management offers discretionary portfolio management primarily to individuals and high-net-worth clients, focusing on equities and equity derivatives. The firm uses a combination of fundamental, quantitative, and technical analysis across various strategies, including long- and short-term trading and options, with client accounts monitored regularly and reported quarterly.

My clients are young families and professionals in their 30s-40s who have hit a wall when it comes to managing their finances. They have busy personal schedules, growing careers, and recently introduced financial complexity that’s too much to manage. Questions my clients have include: - How do I prioritize multiple financial goals? - I have some cash saved, but what should I do with it? - I don't understand my taxes, is there more I should be doing? - Should I be saving for my children’s education? - Will I be able to retire on time, and live comfortably once I get there? - I’m self-employed, how should I be planning for my future? - How should I handle my equity compensation? - Do I have enough insurance to protect my loved ones? - How does having a baby impact my financial situation?

Trevor Gailun is a CFP® with seven years of industry experience, currently serving as the sole advisor at Thrive Investments, LLC in Wellesley, MA. He previously worked at Wellesley Investment Partners for six years before founding Thrive Investments in 2022. Thrive Investments provides ongoing investment management and a subscription-based online financial planning portal for individuals, high-net-worth clients, and charitable organizations. The firm’s investment approach emphasizes quantitative analysis and model allocations using low-cost ETFs, offering nine strategy options with tax-aware portfolio management and discretionary authority when authorized.

Anupama Rames is a financial advisor at Sustainable Investment Partners LLC with two years of industry experience. She holds a Series 65 designation and has previously worked at Boston Trust Walden, BNP Paribas Asset Management, and Liberty Mutual Investments. Sustainable Investment Partners LLC is a fee-only registered investment adviser serving high-net-worth individuals, pension and profit-sharing plans, endowments, foundations, non-profits, and small businesses. The firm emphasizes fundamental analysis and impact-driven portfolios, combining passive and active strategies, and offers both consultative and discretionary management services.

Pavan Neti is an investment advisor at Standish Capital Management, LLC with a Series 65 designation and two years of industry experience. Prior to joining Standish Capital Management, he worked at Citizens Financial Group and spent several years as a primary caregiver and individual investor. Standish Capital Management provides discretionary investment management through separately managed accounts, serving individuals, high-net-worth clients, and small business entities. The firm employs a systematic, rules-based large/mid-cap growth equity strategy combining fundamental and quantitative indicators, with a single principal responsible for investment decisions and compliance.

Celeste Gilbert is a financial advisor at C.J. Gilbert Financial LLC in Weston, MA, holding a Series 65 designation with six years of industry experience. She previously worked for four years at J.W. Swenson Investment Counsel. C.J. Gilbert Financial LLC is an independent Massachusetts-registered investment adviser serving individuals, high-net-worth clients, trusts, and IRAs. The firm employs an exclusive sub-advisory model, implementing portfolios through independent managers and overseeing approximately $27 million in discretionary assets as a solo practitioner.

William Nickles is the sole advisor at Yellow Dog Financial, Inc., an independent firm based in Bolton, MA. He holds Series 63 and Series 66 licenses and has 18 years of experience in the financial industry, having been with Yellow Dog Financial since its founding in 2008. Yellow Dog Financial, Inc. manages approximately $21.2 million for around 60 clients, including individuals, high-net-worth clients, and employer plan sponsors. The firm employs a goal-based planning process with a focus on passive, benchmark-tracking investments and manages accounts primarily on a non-discretionary basis, combining comprehensive year-long financial planning with ongoing monthly support and retirement plan consulting.

Michael Marchetti is a financial advisor at Lakeview Financial Planning in Shirley, MA, holding a Series 66 credential with nine years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Cambridge Investment Research, Inc., and The Professional Alliance, Inc. Outside of advisory services, he manages a retail company through Marchetti Industries LLC. Lakeview Financial Planning offers financial planning and portfolio management services to individuals, high-net-worth clients, and small businesses. The firm uses a goals-based approach with fundamental analysis and Modern Portfolio Theory, favoring globally diversified, tax-efficient, low-cost mutual funds and ETFs, and incorporates third-party managers when appropriate.

Debra Neiman is a CFP® with 30 years of experience in the financial services industry. She has been the principal of Neiman & Associates Financial Services, LLC since 2003. Outside of her advisory work, she is a member and manager of Pembroke Properties, LLC, which manages office condo space. Neiman & Associates Financial Services, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, families, trusts, estates, and small businesses. The firm employs a core-and-satellite asset allocation strategy mainly using mutual funds and ETFs, delivering advice on a non-discretionary basis and offering access to managed-account platforms with discretionary strategies.

Ichiro Ishiguro is a CFA® charterholder and the sole advisor at Balanstone, LLC, an independent firm based in Newton, MA. He has 10 years of industry experience and has led Balanstone since its founding in 2015. Balanstone provides ongoing portfolio management and subadvisory services to individuals, high-net-worth clients, corporations, and other investment advisers. The firm employs a long-term, fundamental equity investment approach focused on company fundamentals, future cash flows, and secular growth trends, managing accounts primarily on a discretionary basis with regular portfolio reviews.

Ryan Creegan is a CFP® professional with three years of industry experience. He is the principal advisor at Sheltered Garden Financial Group LLC, where he has worked since 2025. Prior to founding his current firm, he held roles at Creegan & Nassoura Financial Group, MutualOne Bank, and Brookline Bank. Sheltered Garden Financial Group LLC provides discretionary investment management, comprehensive financial planning, and investment consulting primarily to individuals, high-net-worth individuals, trusts, and estates. The firm employs a fundamental-analysis, long-term investment approach with portfolios concentrated in individual stocks and bonds, supplemented by ETFs and low-cost mutual funds.

Elizabeth Pleck is a CFP® professional with 13 years of industry experience, operating as the sole advisor at Financial Strategies, LLC in Wellesley, MA. She has been with Financial Strategies LLC since 1982 and is also active as a writer, lecturer, and consultant. Financial Strategies, LLC is an independent firm providing fee-only financial planning and discretionary investment management primarily for individuals and couples. The firm emphasizes a long-term, diversified investment approach based on Modern Portfolio Theory, offering ongoing portfolio management, hourly consultations, and comprehensive written financial plans.

Dana Levit is a CFP® and holds a Series 65 license with 24 years of industry experience. She has worked at Back Bay Financial Group, Inc. since 2001. Levit is the sole advisor at Paragon Financial Advisors, an independent firm based in Newton, MA. Paragon Financial Advisors provides comprehensive financial planning and investment advisory services for individuals and families, including retirement, tax and estate planning, risk management, and small-business planning. The firm offers tailored investment guidance on a non-discretionary, fee-only basis, utilizing no-load mutual funds, ETFs, government securities, and individual bonds.

Kyle Mannion is a financial advisor at Mannion Money Advisory with two years of industry experience. He holds a Series 65 designation and has previously been involved in sports management and consulting, including roles at 3 Step Sports LLC and CM8 Soccer Consulting & Management. Outside of financial advising, he serves as Accounts Payable Manager for 3 Step Sports LLC. Mannion Money Advisory provides financial planning, consulting, and discretionary portfolio management to individuals, families, small businesses, and corporate clients. The firm emphasizes a long-term, goals-based investment approach using diversified asset allocation, cost-efficient ETFs, and automated portfolio oversight.

Wendy Pyne is a financial advisor at Protegro, Inc. with seven years of industry experience. She holds the ChFC® designation and Series 66 license. Her prior work includes roles at Financial & Tax Architects and Gradient Advisors, LLC. Outside of her advisory work, she is a managing director at Polka Dot Powerhouse and a member of the Ashland Business Association. Protegro, Inc. is a small, independent registered investment adviser serving individuals, families—including high-net-worth clients—and small businesses. The firm provides discretionary portfolio management through third-party sub-advisors and offers financial and retirement planning while maintaining client relationships and monitoring investment objectives.

Gregory Peterson is a CFA® charterholder with 20 years of industry experience. He has been the sole advisor at Adaptive Financial Solutions, Inc. since 2018. Adaptive Financial Solutions is an independent, fee-only advisory firm serving individual clients and small businesses with coordinated financial planning and investment management. The firm employs a long-term, globally diversified, tax-aware investment approach using low-cost mutual funds and ETFs, and typically exercises discretionary trading authority.

Catherine Smith is a CFA® charterholder and the sole advisor at Nobscot Investment Management LLC, with 10 years of industry experience. She has been with Nobscot Investment Management since 2016. Nobscot Investment Management provides customized investment management services to individuals, IRAs, trusts, small endowments, and charitable organizations. The firm combines fundamental bottom-up company analysis with top-down macroeconomic assessment, focusing on multi-year investment horizons and low turnover.

Oleg Litvinenko is a CFA charterholder and Series 63 licensee with five years of industry experience. He has worked at Meeting House Capital, LLC since 2020 and previously at Cobblestone Capital Advisors, LLC from 2016 to 2020. Meeting House Capital provides discretionary portfolio management, integrated financial planning, and investment consulting primarily to individuals, trusts, estates, and other registered investment advisers. The firm employs a long-term, fundamental-analysis driven investment approach, tailoring portfolios to client goals and risk tolerance while utilizing a mix of individual stocks, mutual funds, ETFs, bonds, and REITs.

Yuji Koga is a financial advisor at Koga Capital Management LLC with 21 years of industry experience. He holds a Series 65 designation and previously worked at Reynders, McVeigh Capital Management, LLC for 12 years before founding his current firm in 2023. Koga Capital Management LLC is a fee-only registered investment adviser serving individuals and high-net-worth clients with discretionary investment management and comprehensive financial planning. The firm employs a blend of fundamental analysis and passive and active strategies to construct customized portfolios, including options for socially conscious or ESG investing.