Christopher Lazzaro is a financial advisor with Plan For It Financial, LLC, holding the ChFC® designation and Series 63 license. He has 22 years of industry experience, including over two decades at Looms, Sayles & Company before founding his independent firm in 2023. Plan For It Financial, LLC is a fee-only advisory practice focusing on comprehensive financial planning for individuals, including high-net-worth clients. The firm emphasizes written financial plans with a globally diversified, low-cost, passive investment approach and does not provide discretionary portfolio management or custody of client assets.

Ryan Wilson is a CFP® professional with 13 years of industry experience and has been the sole advisor at Wilson Capital, LLC since 2012. He holds Series 63 and Series 66 licenses and operates his independent advisory firm from Swampscott, MA. Wilson Capital provides fee-based investment advisory and financial planning services to individuals, trusts, and small-business profit-sharing plans. The firm applies a tactical allocation strategy based on fundamental analysis, offering discretionary portfolio management tailored to client objectives, including accommodating client-imposed investment restrictions.

John Boyle is a financial advisor at Lennox Financial in Swampscott, MA, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fox Advisor Group and FOX & Company Investments Inc. since 1990. Lennox Financial provides discretionary investment management to individuals, multi‑generation families, IRAs, trusts, and business owners using a blend of macroeconomic analysis, technical analysis, and fundamental research, supported by proprietary tools. The firm manages a small client roster with a focus on portfolio management and employs specialized hedge accounts with risk-controlled strategies.

Richard Doron is a financial advisor at SmartStreet Investments with five years of industry experience. He holds Series 63 and Series 65 designations and previously worked at BNY Mellon Investment Management and Integrity Park Inc. before founding SmartStreet Investments. SmartStreet Investments provides discretionary investment management to individual investors, retirement plans, trusts, charitable organizations, foundations, and corporate clients. The firm combines a top-down macroeconomic framework with modern portfolio theory, employing both qualitative and quantitative research to construct customized portfolios that include equity, fixed income, digital-asset ETFs, and blended strategies.

Kenneth Nagy is a financial advisor at Northeast Equity Research Inc. with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has led his independent firm since 2010. Outside of advising, Mr. Nagy consults for Zacks Investment Research on a crowdfunding research platform and teaches college courses at Salem State University and Endicott College. Northeast Equity Research provides fee-based, non-discretionary asset management to individuals, small-business owners, charities, and high-net-worth clients. The firm combines fundamental, technical, and cyclical analysis with Modern Portfolio Theory principles, emphasizing tailored Investment Policy Statements and coordinated management of held-away 401(k) assets.

Christopher Demeo is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He is a co-founder of Nu Paradigm Investment Partners L.L.C. and has previously worked at Fulcrum Asset Management, Aberdeen Standard Investments, and Wall Street Access Asset Management. Nu Paradigm Investment Partners L.L.C. provides discretionary investment management and retirement-plan advisory services to institutional and individual clients. The firm focuses on customized, long-term portfolios using fundamental analysis and internal due diligence, offering services including fiduciary 3(38) roles, ongoing account monitoring, and plan-sponsor support.

Peter Ferriero is the founder and president of Rocky Hill Advisors Inc., where he has worked since 2002. He holds Series 63 and Series 66 designations and has 23 years of industry experience. Outside of his advisory role, Ferriero is involved in youth hockey through founding and leading Top Gun Youth Hockey, Top Gun Arena Management, and the New England Fall Prep Hockey League. Rocky Hill Advisors provides investment management and expert witness consulting to individuals, pension and profit-sharing plans, corporations, trusts, estates, charitable organizations, and Native American tribes. The firm employs a customized tactical allocation strategy with a focus on rebalancing and downside risk management, operating primarily on a non-discretionary basis.

Barbara Maitland is a financial advisor with Rothwell Investment Advisors and holds a Series 66 designation. She has 18 years of industry experience, including prior roles at Flagship Harbor Advisors and LPL Financial. Outside of her advisory work, she is involved in several music-related activities in Salem, MA, including organizing group and family music instruction, and she is a certified pickleball coach. Rothwell Investment Advisors provides wealth management services to individuals, trusts, estates, charitable organizations, and corporations, combining discretionary asset management with comprehensive financial planning. The firm manages accounts on a discretionary basis and uses various analytical methods and investment vehicles tailored to client goals and risk tolerance.

Miguel Barron is a CFA charterholder and Series 63 licensee with three years of industry experience. He has been with First Light Investment Advisors since 2021. Barron serves as a non-executive independent director on the boards of two London-based hedge funds, Pelham Capital Management and Glenernie Capital Management. First Light Investment Advisors provides fee-based, discretionary portfolio management and custom investment advisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy using fundamental, technical, and cyclical analysis to manage portfolios across multiple offices with a small team of three advisors.

Mark Maitland is a financial advisor at Rothwell Investment Advisors with six years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and Flagship Harbor Advisors. Maitland serves as a board member of the nonprofit Mettafore. Rothwell Investment Advisors provides wealth management services to individuals, trusts, estates, charitable organizations, and corporations, combining discretionary asset management with comprehensive financial planning. The firm manages accounts on a discretionary basis using various analytical methods and serves approximately 695 clients with two advisors.

Kevin Degnan is a CFA® charterholder with two years of industry experience. He currently works at CFS Financial, LLC and has prior experience at Bowen Advisors, Inc. and Siemens Healthcare. In addition to his advisory role, he is involved with College Aid Pro, Inc., a college-planning business. CFS Financial provides investment advisory and portfolio management services primarily to individual clients, focusing on customized Investment Policy Statements and offering asset allocation, security selection, and retirement account advice. The firm employs a long-term, Modern Portfolio Theory–based approach, typically holding positions for more than a year and using a combination of ETFs, low-cost mutual funds, and legacy holdings.

Corrinne Rivers is a CFP® professional with three years of industry experience, currently serving as an advisor at Theory Planning Partners. She has previously worked with Childfree Wealth and Ellevest, and contributed to Kitces.com for five years. Theory Planning Partners works primarily with small- to mid-size business owners and their executives, providing executive financial planning, corporate consulting, and investment portfolio management focused on broadly diversified, tax-aware model portfolios.

Joshua Cahill is a financial advisor at Family Partners Capital, LLC with six years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Portolan Capital Management for 15 years. Cahill has been with Family Partners Capital since 2019. Family Partners Capital provides discretionary portfolio management primarily to high-net-worth individuals, endowments, and foundations. The firm employs a concentrated equity approach combined with active use of options and trading strategies, conducting monthly portfolio reviews under discretionary authority.

Daniel Carman is a CFA® charterholder with two years of industry experience. He is currently an advisor at Park State Asset Management LLC and also serves as a portfolio manager at Alapocas Investment Partners. His background includes roles at Bank of America, Boston College Carroll School of Management, and State Street Bank. Park State Asset Management provides discretionary and non-discretionary investment management and consulting to individuals, charitable organizations, profit-sharing plans, trusts, and other entities. The firm focuses on fundamental, business-oriented analysis and long-term ownership, typically managing concentrated global equity portfolios alongside conservative and balanced strategies tailored to client needs.

Victor Kester, Jr. is an investment advisor representative with Essex Private Wealth Management LLC and holds Series 63 and Series 66 credentials. He has three years of industry experience, including prior roles at Mass Mutual Investors Services and Deloitte. Outside of financial services, he is also active as a real estate salesperson with Keller Williams. Essex Private Wealth Management serves individuals, high-net-worth clients, trusts, estates, retirement plans, and charitable organizations, managing approximately $330.5 million across about 216 clients. The firm offers discretionary and non-discretionary investment management, comprehensive wealth management, and financial planning services, employing a portfolio strategy centered on mutual funds and ETFs with both fundamental and technical analysis.

Peter Wernau is a financial advisor at Wernau Asset Management in Gloucester, MA, with 22 years of industry experience. He holds a Series 65 designation and has previously worked at Back Bay Mortgage Brokers LLC. Outside of his advisory role, he is co-founder and owner of two private startup investment firms, Apricot Capital LLC and Fish City Capital LLC. Wernau Asset Management provides fee-based discretionary and non-discretionary investment management and consulting services to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a value-oriented approach combining fundamental, cyclical, and technical analysis across various securities and offers active strategies including option-writing, short sales, margin trading, and other derivatives within separately managed accounts.

Kaitlyn Carlson is a CFP® with 12 years of industry experience and currently works at Theory Planning Partners. Her prior experience includes roles at Civitas, Minot Wealth Management, and UBS Financial Services. Theory Planning Partners serves small- to mid-size business owners and their executives, as well as individual clients, trusts, and estates. The firm combines executive financial planning and corporate consulting with investment portfolio management, emphasizing long-term, diversified portfolios and coordination with clients’ other professional advisors.

Paul Fortin is a financial advisor with Harbor Island Capital LLC in Topsfield, MA, holding 27 years of industry experience. He has been with Harbor Island Capital since 1999. Harbor Island Capital provides discretionary, personalized portfolio management to high-net-worth individuals, associated trusts, and other legal entities, focusing on direct equity investments along with mutual funds or ETFs. The firm employs a fundamental, value-oriented stock-selection process with concentrated portfolios and emphasizes hands-on oversight for a small client base.

Matthew Carpenter is a financial advisor with CFS Financial, LLC in Salem, MA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at CFS Financial since 2021 and is also associated with Truth Capital, LLC and College Funding Services. He owns a consulting firm that assists families with college admission and financial aid processes without receiving commissions. CFS Financial provides ongoing portfolio management primarily to individual and high-net-worth clients, focusing on investment policy development, portfolio monitoring, and asset allocation using modern portfolio theory and a long-term trading horizon. The firm operates with a small client base and manages portfolios on a nondiscretionary basis.

Christopher McDonald is a financial advisor with US Advisory Group in Beverly, MA, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has worked at LPL Financial, LLC since 2022 and previously spent six years at Private Client Services LLC. US Advisory Group provides investment advisory services to individual and high-net-worth clients, including discretionary portfolio management, financial planning, and family office/wealth planning. The firm manages approximately $65.8 million across about 105 client relationships, using model portfolios primarily composed of exchange-traded funds and mutual funds.