Amanda Stone is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 licenses and seven years of industry experience. Her career includes positions at J.P. Morgan Securities, JP Morgan Chase Bank, and Citizens Bank. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning support, and access to a variety of investment products through a platform that combines strategic and tactical asset allocation.

Samuel Sibert is a financial advisor with Empower Advisory Group in Keene, NH, holding Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at JPMorgan Chase and Campbell & Fetter Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Michael Kapiloff is a ChFC® with 12 years of experience at Money Concepts Capital Corp and over four decades at Kapiloff Insurance Agency, Inc., where he serves as Vice President. He is also a board member of a local organization in Keene, New Hampshire. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs a variety of managed programs and investment approaches, integrating fundamental and technical analysis with modern portfolio theory.

Jessica Lapollo is a financial advisor at Steward Partners Investment Advisory, LLC with 16 years of industry experience. She holds the Series 66 designation and has worked at Steward Partners and Raymond James Financial Services, as well as Wells Fargo Clearing. Outside of her advisory role, she serves as a board member of Big Brothers Big Sisters of Franklin County, a nonprofit organization. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered registered investment advisor managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services with both discretionary and non-discretionary portfolio management options.

Michael Caslin is a Series 66-credentialed advisor with nine years of industry experience. He currently works at SPC and its affiliate Sigma Financial Corporation, joining in 2026 after prior roles at Blueprint Financial Advisors and Edward Jones. Caslin also sells non-variable insurance products and annuities through approved firms of SPC. SPC serves a broad client base including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers tailored, discretionary investment advice through a large network of advisors and delivers services via multiple account programs, maintaining close affiliations with broker-dealers and insurance agencies.

Scott Ringland is a financial advisor with Money Concepts Capital Corp in Keene, NH, holding a Series 63 designation and over 34 years of industry experience. He has worked with Money Concepts Capital Corp since 1994 and owns Ringland Wealth Advisors, LLC, an insurance agency offering life, fixed annuity, long-term care, disability, and health products. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to a broad client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a variety of managed programs and investment approaches combining model portfolios, advisor-designed portfolios, and third-party sub-advisers.

Carl Gravina is a CFP® professional with 24 years of experience in the financial services industry. He currently works at Steward Partners Investment Advisory, LLC and has previously been associated with Raymond James Financial Services, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Outside of his advisory role, he is an owner of Monadnock Capital Group and holds a fractional ownership in Stowe Mountain Lodge with occasional rental activity. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets and serving a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations. The firm offers a range of portfolio management and advisory services, leveraging both proprietary and third-party solutions.

Matthew Toepfer is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining TIAA-CREF in 2019, he worked at Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company from 2010 to 2018. Outside of his advisory role, Toepfer is the owner and president of Arrow Tile Distributors, Inc., a retail and wholesale tile business, and serves as a board member of the Brattleboro Museum & Art Center. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm provides ongoing portfolio management with customized and model-driven strategies, acting as adviser to donor-advised funds and operating within a vertically integrated group using affiliated funds.

Amy Frechette is a financial advisor at Edward Jones in Brattleboro, VT, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2022, she worked at Green Mountain Power and New Chapter. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory services, supported by a large nationwide network of financial advisors and branch offices.

Brian Royal is a financial advisor with Edward Jones in Keene, NH, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Universal Technical Institute and Lincoln Technical Institute. Outside of his advisory role, he coaches softball at Conant Middle School and is involved with the Jr Swampbats baseball organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of roughly 23,701 financial advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Therrien is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and previously worked at Timberwolf Manufacturing Corp and The Melanson Company, Inc. Therrien is involved in several business ventures including ownership roles in multiple corporations and partnerships related to real estate and captive insurance. Edward Jones is a full-service wealth management firm serving individual and institutional clients of varying net worths. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Gary Kostowski is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 17 years of industry experience. His work history includes roles at PFS Investments, OSAIC, Woodbury Financial Services, and Mass Mutual Investors Services. Primerica Advisors sponsors and manages a wrap-fee asset management program that primarily serves individual investors, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors, offering model-driven investment strategies supported by third-party managers and custodians.

Timothy Doll is a financial advisor with OSAIC in Keene, NH, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Royal Alliance Associates since 2018 and previously at Signator Investors from 2016 to 2018. Doll is also involved with Financial Solutions Group, where he assists with sales, marketing, and fixed insurance product inquiries. OSAIC serves a diverse client base, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools and third-party solutions to construct portfolios across various investment types and supports both discretionary and non-discretionary account management.

Matthew Du Bois is a financial advisor with Edward Jones in Brattleboro, VT, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Edward Jones, he worked in various roles, including positions at Vail Resorts at Mount Snow and Tiger Fish Restaurant. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets and maintains a large nationwide network of financial advisors and branch offices.

Spencer Adams is a CFP® professional at Edward Jones with seven years of industry experience. He has worked at Edward Jones since 2018 and previously spent five years at Valet Park of America. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment options, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Sara Kermenski is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. She has been with Cambridge and its affiliate firms since 2011 and previously worked at The Richards Group. Outside of advising, she serves as treasurer of the Marlboro Nordic Ski Club and is a board member of the Vermont Women’s Fund. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, employing a range of strategies from proprietary models to third-party managers.

Beth Ann Graf is a financial advisor with Merrill in Newfane, Vermont, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. She has been with Merrill since 1981. She serves as a board member of the Trustees Board for Lake Ronkonkoma United Methodist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Justin Wright is a financial advisor at Edward Jones in Keene, NH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Pak-Now and held roles at C&S Wholesale Grocers and United Natural Foods Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high- and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment services supported by a large national network of advisors and branch offices.

Joshua Houle is a CFP® professional with 15 years of industry experience. He is currently with LPL Financial and has previously worked at Steward Partners Investment Advisory, Raymond James Financial Services, and Edward Jones. Outside of his advisory role, he maintains a small non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset managers, and institutional platforms.

Robert Krebs is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 credentials and has 43 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.