Kelly Trageser is a CFP® professional with 14 years of experience in financial planning. She is the sole advisor at Sea Clear Financial Planning, LLC, an independent firm she has led since 2012 in Brielle, NJ. Sea Clear Financial Planning provides comprehensive financial planning and investment management primarily to individual and high-net-worth clients. The firm uses a third-party wealth management platform to implement tailored portfolios and offers both standalone financial plans and ongoing investment management under a fiduciary standard.

Mujibun Khan is the sole advisor at IEM Asset Management, LLC, an independent firm based in Red Bank, NJ. He holds the Series 66 designation and has 22 years of industry experience, including over 20 years with IEM Asset Management. Khan has an ongoing involvement in energy-efficiency research and development outside of his advisory role. IEM Asset Management serves individual clients, including some high-net-worth households, with discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm employs an active, research-driven investment approach that combines fundamental, technical, quantitative, and cyclical analysis, offering diversified allocations across multiple asset classes and customized portfolio management.

Boruch Terebelo is a financial advisor at Five Point Investments with one year of industry experience. He holds a Series 65 designation and has been affiliated with Beth Medrash Govoha since 2013. Five Point Investments serves individuals and high-net-worth clients by offering financial planning and investment management services, including portfolio management, comprehensive plans, consultations, and educational seminars. The firm’s investment approach combines diversification, Modern Portfolio Theory, tax-aware account placement, behavioral finance guidance, and selective tactical tools such as options strategies and buffered ETFs.

Joshua Nussbaum is the sole advisor at NJ Capital Management and holds a Series 65 designation. He began his career in financial advising in 2025 after seven years at Beth Medrash Govoha and three years at Yeshivas Brisk. NJ Capital Management offers discretionary and non-discretionary investment management services to individuals, high-net-worth investors, trusts, estates, and corporate entities, as well as managing a private pooled investment vehicle for accredited investors. The firm utilizes fundamental, technical, and macroeconomic analysis across various instruments, including equities, fixed income, ETFs, options, commodities, and alternative investments, and employs strategies such as long and short positions, derivatives, and leverage.

Gary Garland is a financial advisor at Integrated Wealth Solutions, LLC with 10 years of industry experience. He holds the CFP® designation and a Series 65 license. In addition to his advisory work, he is an attorney specializing in estate planning and elder law through his own law practice, Garland Law Offices, P.A. Integrated Wealth Solutions is an independent investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and business entities. The firm offers discretionary investment management, financial and business planning, insurance reviews, and free educational workshops, typically utilizing a passive, diversified investment approach tailored to each client’s objectives.

Brian Giesen is a CFA® charterholder with five years of industry experience. He is currently with Atlantica Investment Partners and previously worked at River's Edge Wealth Partners, Invesco, and OppenheimerFunds. Atlantica Investment Partners provides discretionary investment management and modular financial planning services primarily to individuals and high-net-worth clients. The firm constructs portfolios in-house, applying Modern Portfolio Theory alongside fundamental, technical, and cyclical analysis, and manages accounts on a discretionary basis tailored to clients’ goals and risk tolerance.

Barry Weiss is a CFA® charterholder and the sole advisor at Live Oak Financial Management in Long Branch, NJ, with 11 years of industry experience. He previously worked at Yorktown Funds for seven years and Kroll Bond Rating Agency for three years. Live Oak Financial Management provides portfolio management and investment advisory services to individuals, small businesses, and non-profit organizations, managing a small client roster with relatively modest minimums. The firm employs a top-down fundamental investment approach combined with technical analysis and focuses on exchange-listed securities without using leverage.

Colin Heaney is a financial advisor at WestPeak Financial with 22 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise Financial Services, Fidelity Investments, and PIMCO. Heaney is also a licensed independent insurance agent. WestPeak Financial provides portfolio management and financial planning services to individual clients, utilizing modern portfolio theory and cyclical analysis to guide long-term investment strategies. The firm offers ongoing account management as well as one-time and subscription-based planning without an account minimum.

Ryan Seewald is a financial advisor at Bridlewood Private Wealth LLC with seven years of industry experience. He holds a Series 66 designation and has worked previously at RBC Capital Markets and Lord, Abbett & Co. LLC. Seewald is also a licensed independent insurance agent. Bridlewood Private Wealth LLC provides discretionary and non-discretionary asset management and financial planning services primarily to individuals, high-net-worth individuals, trusts, small businesses, and estates. The firm’s investment approach integrates fundamental, technical, charting, and cyclical analysis tailored to clients’ goals, time horizons, and risk tolerances.

Michelle Coffey is a financial advisor at Sea Change Financial Planning with eight years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for three years and SHI International Corp for twelve years. Sea Change Financial Planning serves individual clients, including some high-net-worth households, providing investment management along with project-based, ongoing, and hourly financial planning. The firm offers educational seminars and speaking engagements, develops individualized investment policies using fundamental analysis, and manages portfolios with a mix of passive and active vehicles tailored to clients’ objectives and risk tolerances.

David Berkowitz is the sole advisor at Valuealigned Partners and holds Series 63 and Series 65 licenses with 16 years of industry experience. He has worked at Savvy since 2026 and previously at ValueAligned Partners, LLC for 24 years. Outside of advisory work, he serves as an accountant and administrator for Berk Capital, LP, an investment-related family partnership he has been involved with since 1995. Valuealigned Partners provides discretionary and non-discretionary investment management and comprehensive financial planning for individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm follows a value-oriented, fundamental analysis investment approach, emphasizing long-term equity holdings and selective use of options, and has experience managing a pooled investment vehicle.

Vincent Colubiale is a financial advisor at FinTech Wealth Management, LLC with 21 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and Woodstock Wealth Management. In addition to his advisory role, he serves as president of FinTech Income, LLC, where he sells non-securities insurance. FinTech Wealth Management provides investment management and financial consulting to individuals and households, including business owners, executives, and trusts. The firm uses modern portfolio theory with personalized strategies, including a documented options program and estate and trust administration services.

Michael Kahn is the sole advisor at Corollary Capital LLC, an independent firm based in Ocean, NJ. He holds a Series 65 designation and has 15 years of industry experience, all with Corollary Capital since its founding in 2011. Corollary Capital LLC offers discretionary portfolio management and financial planning to individual and high-net-worth clients. The firm uses fundamental and cyclical analysis and executes both long- and short-term trades across multiple asset classes, tailoring investment supervisory services and written investment policy statements to client goals and risk tolerance.

I formed JSFA because I found it nearly impossible to do the right thing for clients when there is a complex corporate structure (and sales pressure) telling me what to do/not to do for clients. Let me be your guide to establishing a financial life plan that allows you to live life looking forward without fear. I do my best work with: • Recent (or soon to be) widow or widower. • Couples within 5 years (before or after) of retirement. • Total assets (excluding primary residence) of at least $1,000,000. • Your spouse handled all the money decisions; and now you need a guide to help you evaluate & prioritize financial decisions. • You need/want a thinking partner to help you clarify & organize your financial life. I do not work for an insurance company or investment firm. It’s just me and you. In fact, I will put in writing that I am a fiduciary and will put your interests first. I charge a fixed, flat fee for financial planning and investment management which is very different from most others in the financial business. Although I’m normally near the beach in Eastern Monmouth County, New Jersey or on a ski slope in Vermont, I can work remotely with clients regardless of geographic location.

Zak Shaik is the sole advisor at ARPP with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ing Financial Partners since 2006. Outside of his advisory role, he is a principal in Peploans.com, a commercial real estate and business lending brokerage firm operating nationwide. ARPP LLC dba Sabur Private Wealth Management serves high-income individuals, business owners, professional athletes, executives, and family offices, focusing primarily on advanced tax planning and strategic financial planning. The firm provides non-discretionary investment advisory services and emphasizes coordination with tax and legal professionals while using tax modeling and cash-flow projections to develop tax-focused financial plans.

Donald Cash is the principal of Donald W. Cash & Associates, LLC in Red Bank, NJ, holding the CFP® designation and Series 65 license with 16 years of industry experience. He has been involved with Donald W. Cash Insurance Advisors and Elder Care Associates, Inc., both insurance-related businesses, for over two decades. His firm provides personalized financial planning and co-advisory services to individuals and high-net-worth clients, working with third-party money managers who have discretionary trading authority. The firm emphasizes a Modern Portfolio approach with asset-class allocations and periodic rebalancing, while also maintaining a concurrent insurance practice through the principal’s role as an insurance producer.

Jeffrey Stevens is the principal of Preferred Wealth Advisors, LLC, an independent advisory firm based in Freehold, NJ. He holds Series 63 and Series 65 licenses and has nine years of experience at Preferred Wealth Advisors, alongside extensive experience in the financial services industry dating back over four decades. Stevens also owns and operates affiliated businesses involved in insurance sales and college funding strategies. Preferred Wealth Advisors, LLC serves individual and high-net-worth clients by providing asset management through third-party money managers and platform wrap programs, combined with financial planning and consulting services. The firm uses tailored strategies based on fundamental analysis and conducts educational seminars for clients.

John Papandrea is a financial advisor with Dominion Wealth Advisors, LLC in Manasquan, NJ. He holds the PFS™ designation along with Series 63 and 65 licenses and has 16 years of industry experience. He has been with Dominion Wealth Advisors since 2011 and also operates Dominion Financial Consultants, a CPA and tax preparation firm. Dominion Wealth Advisors provides investment supervisory services to individuals, high-net-worth investors, and business entities, developing customized Investment Policy Statements and managing diversified portfolios. The firm employs multiple methods of analysis and a range of investment strategies, operating as a single-advisor practice with discretionary portfolio management.

Moshe Sussman is a financial advisor at Fortune Capital Management LLC with five years of industry experience. He holds a Series 65 designation and has been with Fortune Capital Management since 2019. Outside of his advisory role, he is the Chief Strategy Officer and an equity stakeholder at a tech startup called FirmVO. Fortune Capital Management provides portfolio management and investment consulting to a diverse client base, including individuals, retirement plans, and charitable organizations. The firm’s investment approach integrates charting, fundamental and technical analysis, focusing primarily on equities and ETFs, and employs options strategies, short sales, and margin trading as appropriate.

Robert Amabile is a Series 65-licensed financial advisor with 10 years of industry experience. He is the sole advisor at RACK Consulting LLC, where he has worked since 2015. In addition to his advisory role, he is involved with Central Jet Charter. RACK Consulting LLC provides portfolio management and investment advisory services to individual and high-net-worth clients. The firm employs a variety of analytical methods and trading approaches while generally maintaining non-discretionary client relationships and managing all assets directly without third-party sub-advisers.