Christopher Roth is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Barnegat, NJ. He holds the Series 63 designation and has 37 years of industry experience, including 28 years with Equity Services. In addition to his advisory role, he works as an insurance agent selling life, disability, and health insurance. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Kristine Wiley is a Series 66-licensed financial advisor with 16 years of industry experience. She is currently affiliated with Primerica Advisors and has previously worked with Guardian Life Insurance Company and Park Avenue Securities LLC. Outside of her advisory role, she is a registered New Jersey notary public. Park Avenue Securities LLC serves a diverse retail client base, offering both brokerage and advisory services along with financial and business consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital advice platforms, supporting various account types and lending solutions.

Erin Eads is a financial advisor with TD Private Client Wealth LLC, holding a Series 65 credential and four years of industry experience. She has been with TD Private Client Wealth since 2021 and has worked at TD Bank N.A. since 2016. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS clients. The firm constructs portfolios using strategic and tactical asset allocation with both affiliated and third-party sub-managers, offering ongoing portfolio management, financial planning support, and custody through third-party custodians.

Laura Anacker is a financial advisor at Sanctuary Advisors, LLC with 19 years of industry experience. She holds the Series 66 designation and previously worked at Merrill from 2014 to 2022 before joining Sanctuary Advisors and Sanctuary Securities in 2022. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers a range of investment advisory and financial planning services delivered through a network of over 400 independent investment adviser representatives utilizing multiple analytical approaches and both discretionary and non-discretionary management.

Clifford Bajor is a financial advisor with HSBC Securities (USA) Inc. in Stafford Township, NJ. He holds Series 63 and Series 66 licenses and has 17 years of industry experience, including 10 years with HSBC Securities and HSBC Bank USA, NA. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary portfolio options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, serving clients via personalized Investment Adviser Representatives.

Keith Bermeo is a financial advisor with GWN Securities Inc. holding the CFP® and ChFC® designations, along with Series 65 and Series 66 licenses. He has 28 years of industry experience, including prior roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Resources. Outside of his advisory work, he is involved in life insurance sales through a separate financial services business. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, delivering advice primarily through managed-account programs on the Fidelity-supported FMAX platform.

Erik Escobar is a financial advisor with Integrity Alliance, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with Integrity Alliance since 2010. Outside of his advisory role, he is also an independent insurance agent specializing in fixed insurance products. Integrity Alliance is a large advisory network with over 300 independent representatives managing approximately $5.4 billion in client assets. The firm serves a broad client base including individuals, corporations, and retirement plans, offering portfolio management, financial planning, and access to third-party managers through various platforms.

Gary Brown is a CFP® professional affiliated with GWN Securities Inc. He has 16 years of industry experience, including roles at HD Vest Insurance Agency and Lincoln Heritage Life. His background includes sales and servicing of life, health, and annuity insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts and financial planning. The firm offers a range of managed-account programs and model portfolios, with a distinctive legacy use of market-timing and momentum strategies within its program suite.

Evan Fleischman is a financial advisor at PNC Wealth Management with eight years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, DoorDash, and Equitable Financial Life Insurance. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessment and implements investment strategies with mutual funds and ETFs.

Scott Tonnesen is a CFP®-credentialed financial advisor with Morgan Stanley, bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2014. Tonnesen also has an ownership interest in a rental property. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that combine structured planning tools with comprehensive investment options.

David Morse is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He previously worked at Pruco Securities, LLC for 33 years before joining LPL Enterprise in 2024. In addition to his advisory role, he is involved in the sale and service of property and casualty insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management arrangements, and a range of brokerage and insurance products.

Michael Gandet Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. His prior roles include positions at Securities America Advisors and National Planning Corporation. He also owns tax preparation and accounting businesses under Gandet & Associates LLC and Oak Tree Financial Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, providing both discretionary and non-discretionary management supported by research and model portfolios.

William Baxter III is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and has prior work experience in the beverage and hospitality industries, including roles at Victory Brewing Company and Heineken. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options that include insurance-related vehicles and bank deposit sweep programs.

William Meltzer is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 35 years of industry experience. His prior work includes positions at J.P. Morgan Securities, Gladstone Institutional Advisory LLC, and Private Portfolio Partners, LLC. Meltzer Financial LLC is a business entity he manages for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management, model portfolios, and various investment strategies supported by LPL Research and third-party subadvisors.

Jenna Kobular is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and seven years of industry experience. Her career includes roles at Wells Fargo Clearing and Securities America Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions through a broad menu of planning options and integrated financial product offerings.

Jacqueline Mazza is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC, and ongoing employment with Wells Fargo Bank NA since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Joel Boulanger is a Series 66-licensed financial advisor with Wells Fargo Clearing, bringing two years of industry experience. Prior to his current role, he has worked in various positions including at Founders Group International and several golf clubs. Outside of his advisory work, he serves as a PGA golf instructor at Manasquan River Golf Club. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Diane Lassota Carter is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She is based in Bayville, NJ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Dudley is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds Series 63 and Series 65 designations. Dudley has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sean O'Sullivan is a financial advisor with Wells Fargo Advisors in Barnegat, NJ, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He previously worked within various Wells Fargo entities since 2009. Outside of his advisory role, he owns Mindful Investing LLC, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing Wells Fargo research and tools to develop tailored recommendations delivered through client meetings and summary letters.