Robert Castellani Sr. is a financial advisor with Lincoln Investment, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. His career includes roles at Princor Financial Services Corporation, Principal Life Insurance Company, and multiple positions within the Lincoln Investment organization. He is also the sole owner and managing member of The Castellani Group, LLC, a financial services business affiliated with his Lincoln activities. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of model portfolios using both strategic and tactical investment approaches.

Zainab Bilgrami is a financial advisor at TD Private Client Wealth LLC with Series 63 and Series 65 credentials and five years of industry experience. She has been with TD Private Client Wealth since 2020 and also has prior experience at TD Wealth N.A. and TD Bank dating back to 2005. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm employs a combination of strategic and tactical asset allocation using both affiliated and third-party sub-managers, providing ongoing portfolio management, financial planning support, and custody through third-party custodians.

Eric Gartland is a financial advisor at Oppenheimer with 35 years of industry experience. He has been with Oppenheimer since 1992 and holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Robert Jones Jr. is a financial advisor at PNC Wealth Management with nine years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital offering that uses algorithm-driven risk assessments and approved model strategies managed by PNC or third-party strategists.

John Crosby is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes roles at multiple Ameritas entities and other firms such as TD Wealth Management Services and Legg Mason Wood Walker. Outside of advisory services, Crosby is involved in succession and exit planning for small to mid-size business owners and has served as a professional witness in cases related to suitability and sales practices involving insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable product subaccounts, supporting advisory relationships through risk questionnaires, model portfolios, and ongoing consulting.

Byron Frey is a CFP® professional with 23 years of industry experience, currently serving at Creative Planning since 2012. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a property owner of multiple rental houses in New Jersey. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a large advisory team and a centralized investment infrastructure.

Amy Mahon is a Series 66-credentialed financial advisor with Kestra Advisory, bringing 14 years of industry experience. She has been with Kestra Financial Services since 2016 and also maintains a role with FBK Wealth Management. Outside of her advisory work, Mahon serves as president of the Love of Linda Cancer Fund, Inc. and is active in community organizations including the Ocean City Fine Arts League. She is also involved with local culinary writing and art sales. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, and a range of managed solutions, serving large institutional clients as well as plan sponsors.

Alexander Sawickij is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has been with TD Private Client Wealth and TD Bank N.A. since 2018. Outside of his advisory role, he volunteers as a part-time crew member for the Atlantic City Ballet. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services primarily to institutional clients and high-net-worth private clients. The firm constructs portfolios using a combination of strategic and tactical asset allocation, employing both affiliated and third-party sub-managers.

Braiden Scarpa is a financial advisor at Kestra Advisory with Series 63 and Series 65 credentials and one year of industry experience. Prior to his current role, he worked at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Tristate Financial Advisors. Outside of finance, he has experience working at Uncle Bills Pancake House and Middle Township Public Schools. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse client base, including large institutional investors. The firm offers a range of services such as fiduciary consulting, plan-level investment advice, and employee education, supported by a broad platform of management solutions.

Tracie Fitzgerald is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 licenses and has 21 years of industry experience. She has worked at Kestra Advisory and affiliated firms since 2016. Outside of her advisory role, she is the Consumer Mortgage Director at 1ST Bank of Sea Isle City and a member of Azure Wish Sailing Charters, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms. The firm serves large institutional investors, including sovereign wealth funds, and offers pooled employer plan arrangements and private fund placement services.

Tod Shoffler is a CFP® credentialed financial advisor with 29 years of industry experience, currently affiliated with LPL Financial and Crest Savings Bank since 2007. He holds Series 63 and Series 65 licenses and is based in North Cape May, NJ. Outside of his advisory work, Shoffler holds a real estate sales license and is involved in managing personal real estate investments. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Steven Kraus is a financial advisor with Wells Fargo Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Kraus has ownership interests in two related investment entities and serves as power of attorney for a family member. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and tools, serving clients through a broad range of planning services including specialized areas such as business-owner transition and special-needs planning.

Felix Quintanilla is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Merrill, and entrepreneurial ventures such as Steve N Cookies and Quintanilla Cargo Express. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Laura Norman is a financial advisor with Morgan Stanley in Stone Harbor, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is involved as a member and officer in several investment-related entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Ashley Moore is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James since 2018, following prior roles at Cetera Investment Advisors and Sturdy Savings Bank. Outside of her advisory duties, she is involved with Sturdy Financial Services, the marketing arm of Sturdy Savings Bank’s investment department. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and serves a broad client base through a large advisor network.

Keith Cadden is a CFP® professional with 19 years of experience, currently serving at Morgan Stanley in West Conshohocken, PA. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including customized financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagements and Corporate Financial Planning agreements.

Kevin Farrell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 35 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 2013 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Beth Bebb is a financial advisor at Thrivent Investment Management with 18 years of industry experience. She has worked with Thrivent and its predecessor entities since 2007. Outside of her advisory role, she is a motivational speaker and trainer focused on Christian youth ministry and religious education, and she also operates an Avon web-based sales business. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and written planning recommendations without discretionary trading authority.

Michael Cifelli is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo entities since 2012. He also owns and manages Cifelli Asset Management LLC, a financial practice based in St. Petersburg, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses Wells Fargo research and planning tools to develop tailored recommendations, with implementation options available through various brokerage and advisory programs.

Dean Sorantino is a financial advisor at RBC Capital Markets in Ocean City, NJ, holding a Series 66 designation. He joined RBC Capital Markets in 2024 and has held various roles within the firm and in other businesses including the restaurant industry. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering a range of advisory programs with portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.