Robert Martin is a CFP® and Series 66 licensed advisor with 19 years of industry experience. He has been with CRA Financial Services, L.L.C. since 2012. Outside of his advisory role, he is the sole owner of a rental property in Sewell, NJ. CRA Financial Services is an SEC-registered wealth management firm serving individual and institutional clients. The firm applies a Modern Portfolio Theory-based approach, tailoring portfolios to client risk tolerance and objectives, and manages approximately $1.69 billion in client assets across various account types.

Samantha Swiderski is a financial advisor at CRA Financial Services, L.L.C. with a Series 65 credential and three years of industry experience. Prior to joining CRA Financial Services in 2021, she held positions at Ocean Casino Resort, Simply Nail & Spa, Woodmere Senior Housing, and Spotswood High School. CRA Financial Services, L.L.C. provides comprehensive wealth management and financial planning to individuals, including high-net-worth clients, as well as retirement plan consulting and ERISA fiduciary services. The firm’s investment approach is based on Modern Portfolio Theory and tailored to clients’ risk tolerance, time horizon, and goals, with diversified allocations across multiple asset classes.

Gordon Shearer Jr. is a CFP® with 20 years of experience in financial advising. He is currently with CRA Financial Services, L.L.C. and is also affiliated with Capaldi, Reynolds & Pelosi, P.A. His prior experience includes roles at Comprehensive Advisors, LLC, Integrity Investment Advisors, LLC, National Planning Cooperation, Comprehensive Financial Professionals, LLC, and Shearer Josuweit & Company. CRA Financial Services, L.L.C. provides comprehensive wealth management and financial planning to individuals, including high-net-worth clients, as well as retirement plan consulting and ERISA fiduciary services. The firm’s investment approach is based on Modern Portfolio Theory and tailored to client risk tolerance and goals, utilizing a diversified allocation across asset classes with discretionary and non-discretionary management options.

Jarman Reilly is an advisor with CRA Financial Services, L.L.C., holding a Series 65 designation and beginning his industry career in 2025. His prior experience includes roles at Morgan Stanley and various seasonal and educational positions. CRA Financial Services is an SEC-registered wealth management firm serving individual and institutional clients with financial planning, consulting, and portfolio management services. The firm manages approximately $1.69 billion in assets and bases its investment approach on Modern Portfolio Theory, tailoring portfolios to client-specific risk tolerance and objectives.

Gail Mackler Carlino is a financial advisor at Prospera Financial Services, Inc. with 40 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Advisors for 12 years before joining Prospera in 2024. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion across about 207 advisors and offers investment advisory and financial planning services through various platforms, combining firm models, third-party sub-advisers, and customizable allocations.

Kurt Lawn is a financial advisor with IP Financial Advisory Services LLC, holding the PFS™ designation and Series 63 license, with 27 years of industry experience. He previously worked at Avantax Investment Services, Inc. for eight years and Royal Alliance Associates for ten years. In addition to his advisory role, he provides individual and business income tax preparation and accounting services. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, managed account programs, and retirement-plan consulting. The firm emphasizes customized portfolio construction and a range of analytic approaches, with a focus on non-high-net-worth individuals.

Carol Schmidlin is a financial advisor with Prosperity Capital Advisors and holds Series 63 and Series 65 licenses. She has 30 years of industry experience, including roles at J.W. Cole Advisors, GF Investment Services, and Franklin Planning, where she is also co-owner. Outside of advising, she is a licensed insurance agent and author of the book "FED SAVVY," which she markets through various channels. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base that includes individuals, businesses, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach utilizing mutual funds, ETFs, SMAs, and alternative strategies.

Gregory Gottlieb is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and five years of industry experience. He has previously worked with firms including UBS Financial Services Inc and Cornerstone Private Wealth Partners. His background also includes roles in the hospitality sector at Equinox Hotels, Wynn Las Vegas, and Highgate Hotels. Concurrent Investment Advisors, LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm employs a primarily long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities, with over $15 billion in assets under management across multiple offices.

Benjamin Ott is a financial advisor at Kingsview Wealth Management, LLC with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones from 2010 to 2017. Outside of his advisory role, he owns a rental property that is professionally managed. Kingsview Wealth Management is an SEC-registered adviser managing approximately $6.7 billion and serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services through advisor-led planning combined with model-based and separately managed strategies, including internally sponsored ETFs.

Brett Hina is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He previously worked at UBS Financial Services from 2005 to 2025 and has taught a college course at Stockton University since 2021. He serves on the board of The Starting Point, a nonprofit focused on addiction recovery and mental wellness. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm manages approximately $9.9 billion in client assets across discretionary and non-discretionary mandates and offers customized portfolios with a long-term investment approach.

Nicholas Carini is a financial advisor with IAMS Wealth Management, LLC, holding a Series 66 designation and 11 years of industry experience. He has worked at IAMS Wealth Management since 2018 and previously at Foresters Equity Services from 2014 to 2018. Outside of his advisory role, he owns a real estate firm, Hawk Realty, LLC. IAMS Wealth Management provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, corporations, and charitable organizations. The firm emphasizes discretionary portfolio management using proprietary and third-party model portfolios and a diversified asset-allocation approach.

Kevin Rutledge is a financial advisor at IAMS Wealth Management, LLC with eight years of industry experience. He holds the Series 65 and Series 63 designations and has worked with firms including Foundations Investment Advisors, Impact Partnership Wealth, and Calm Seas Retirement Strategies. Rutledge also advises clients on annuity and life insurance products through his independent activity with My Retirement Peace of Mind and Calm Seas Retirement Strategies. IAMS Wealth Management provides investment advisory and financial planning services to individuals, corporations, retirement plans, and trusts. The firm offers discretionary portfolio management using model portfolios, ERISA 3(21) plan services, and supports a variety of investment instruments including equities, ETFs, fixed income, direct indexing, and cryptocurrency.

Troy Hines is a financial advisor at Virtue Capital Management, LLC with two years of industry experience. He holds a Series 65 designation and has prior experience at Simplicity Wealth, Aon, Keller Williams Realty, and H&R Block. Outside of advising, he is involved in real estate sales, tax preparation, life insurance and annuity sales, and operates a mobile notary service. Virtue Capital Management serves individuals, trusts, estates, charitable organizations, corporations, and qualified plans, offering portfolio management, financial planning, and consulting. The firm employs a combination of tactical, strategic, and quantitative approaches to tailor portfolios to client objectives and risk tolerances.

Lisa Ruela is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at UBS Financial Services from 2004 to 2025 before joining Concurrent Investment Advisors in 2025. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to a wide range of clients, including individuals, families, trusts, estates, businesses, and retirement plans. The firm manages approximately $9.9 billion in client assets through customized portfolios that incorporate ETFs, mutual funds, individual securities, and alternative investments with a generally long-term investment approach.

Ronald Holmes is a financial advisor with Calton & Associates, Inc. in Vineland, NJ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Calton & Associates since 2004 and has also been involved with BTS Asset Management, Holmes Financial Services, REM Group, and Amway Corporation throughout his career. Outside of advisory work, he is a soccer referee and participates in tax planning and mortgage consulting through a separate business. Calton & Associates serves individual investors, retirement plans, trusts, and estates by providing portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm offers both advisory and brokerage services, tailoring investment recommendations based on client goals and risk tolerance, and operates multiple program structures including firm-managed wrap programs and separate account platforms.

Jerry Everwine is a financial advisor with Calton & Associates, Inc. in Vineland, NJ, holding a Series 66 designation and 53 years of industry experience. He has been with Calton & Associates since 2004 and has worked as a self-employed advisor since 1989. Outside of advisory activities, he is involved in income tax preparation and owns an insurance services business specializing in life, health, and long-term care insurance. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients with portfolio management, financial planning, retirement consulting, and access to third-party money managers. The firm offers tailored investment recommendations through multiple program structures, including firm-managed wrap programs and separate accounts, using various analytic strategies.

John Hanlon IV is a CFP® with 41 years of industry experience, currently serving at VestGen Advisors, LLC since 2024. He previously spent over two decades at Purshe Kaplan Sterling Investments and has been involved with VestGen Investment Management since 2000. Hanlon is chairman of the Advisory Board to the Financial Systems Center at Stevens Institute of Technology and serves as a trustee of the Sean and Cathy Hanlon Foundation, Inc. VestGen Advisors, LLC manages approximately $6.66 billion for nearly 22,790 clients through 53 advisors. The firm offers a range of investment management and financial planning services, employing client-specific strategies that incorporate fundamental, technical, and quantitative analysis as well as modern portfolio theory.

Michael Jennetta Sr. is a financial advisor at Aegis Capital Corp. with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Aegis since 2014. Outside of his advisory role, he is involved with the USA Pole Vault Bureau Association, where he participates as a clinician and competitor and contributes time to nonprofit clinics. Aegis Capital Corp. serves individual investors, retirement and benefit plans, trusts, estates, and corporate clients by providing investment advisory and brokerage services, financial planning, and access to managed account programs through RBC and AXOS platforms. The firm offers both discretionary and non-discretionary account options and manages substantial client assets across multiple program types.

Edward Enstice is a financial advisor with Realta Investment Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Realta Investment Advisors and its affiliated entities since 2020, following a prior role at L.O. Thomas & Co, Inc. In addition to his advisory duties, he owns Coastal Financial Group. Realta Investment Advisors provides discretionary and non-discretionary investment advisory services and financial planning to individuals, including high-net-worth clients, pension and profit-sharing plans, and institutional clients. The firm emphasizes tailored advice through comprehensive client interviews and utilizes a range of investment strategies, including asset allocation across mutual funds, ETFs, equities, fixed income, and alternative investments.

Daniel Lesneski is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Concurrent Investment Advisors, LLC. He previously worked at UBS Financial Services for 13 years. Lesneski is also a founder of Cornerstone Private Wealth Partners, an affiliated enterprise within Concurrent Investment Advisors. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to a broad client base including individuals, families, businesses, and trusts. The firm employs a long-term investment approach using diversified portfolios that include ETFs, mutual funds, individual securities, and alternative investments.