Joseph Kosinski is a financial advisor with East End Financial Group, Inc. He holds the CFP® and ChFC® designations and has 22 years of industry experience. Kosinski has been with East End Financial Group since 2005 and previously worked with American Portfolios Financial Services, Inc. He serves on the board of the Gwen L. Kosinski Foundation, a nonprofit focused on brain cancer research, and holds a board position with the East Moriches Union Free School District. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers long-term, customized investment management and financial planning through a diversified approach that includes mutual funds, ETFs, equities, fixed income, and retirement-plan consulting, with a notable emphasis on serving municipalities and plan sponsors.

Mark Poitras is a Certified Financial Planner® with 18 years of industry experience. He is an investment advisor representative with East End Financial Group, Inc., where he has worked since 2017, and previously held roles at American Portfolios Advisors, Inc. and HSBC Bank USA, N.A. Outside of his advisory work, Mr. Poitras volunteers as an advanced emergency technician and instructor with the SAG Harbor Volunteer Ambulance and serves as chairman of the North Haven Village Zoning Board of Appeals. He is also involved in youth basketball coaching and fundraising through Youth Hoop of Sag Harbor and participates in community service initiatives with the Sag Harbor Lions Club. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, long-term investment management and financial planning, emphasizing diversified portfolios with primarily low-cost mutual funds and ETFs, and provides specialized retirement-plan consulting to plan sponsors alongside fiduciary services.

Melissa Pavone is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Forefront. She previously worked at Oppenheimer & Co for 11 years. Outside of her advisory role, she is involved with Money Matters in Marriage, assisting couples in improving financial communication, and she founded Mindful Divorce Partners, which focuses on divorce financial analysis. Forefront provides investment management and financial planning services to individuals, high-net-worth clients, and select businesses, offering tailored investment policies, portfolio management, and specialized planning including retirement, estate, tax, and special-needs services. The firm operates multiple offices and maintains affiliated businesses to support comprehensive client needs.

Eduard Van Raay is a financial advisor at Kovack Advisors, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Kovack Advisors and Kovack Securities since 2011. Outside of his advisory role, he provides personal financial education counseling and presents financial education lectures at community centers and libraries. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, third-party manager recommendations, and financial planning, emphasizing diversified asset-class exposure primarily through mutual funds and ETFs.

Charles Catapano is a financial advisor at RMR Wealth Builders, Inc. with 15 years of industry experience. He holds a Series 66 designation and has worked at multiple firms including Calton & Associates, Inc. and Newbridge Securities Corporation. Prior to his advisory career, he was employed at Northwell Health/LIJ Medical Center. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in assets, serving primarily individual and high-net-worth clients. The firm offers a range of services including portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with client relationships organized around registered investment adviser representatives.

Brendan Goldstein is a financial advisor at Carnegie Investment Counsel with eight years of industry experience. He holds the Series 65 designation and has previously worked at Lebenthal Asset Management LLC and Lebenthal Wealth Advisors LLC. Goldstein's career has been primarily with Carnegie Investment Counsel since 2017. Carnegie Investment Counsel provides investment supervisory services, financial and retirement plan advice, and financial planning to a diverse client base including individuals, high net worth clients, nonprofit organizations, corporations, and government entities. The firm employs a range of analytical approaches and may use discretionary portfolio management, third-party manager oversight, and specialized planning, with a focus on aligning portfolios to client goals through formal investment policy statements and regular monitoring.

Jeremy Paul is a Certified Financial Planner® with 28 years of experience in the financial services industry. He is currently with Perigon Wealth Management, LLC and has held roles at Purshe Kaplan Sterling Investments, Inc., RLP Wealth Advisors, and National Planning Corporation. Mr. Paul serves as a board member of the National Cancer Center, Inc. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm develops portfolios tailored to client objectives and risk tolerance, often utilizing independent managers or turnkey asset management programs while maintaining oversight and conducting regular account reviews.

Brian Reynolds is a financial advisor with Lincoln Investment, holding a Series 63 designation and 14 years of industry experience. He previously worked at Equity Services, Inc. and National Life from 2016 to 2024 before joining Lincoln Investment and Capital Analysts. Outside of advisory work, Reynolds volunteers in marketing for the Peconic Hockey Foundation and operates a small collectibles sales business. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of model portfolios, employing both strategic and dynamic investment approaches.

Victor Argentina is a financial advisor with Janney Montgomery Scott, holding Series 65 and Series 63 licenses and bringing two years of industry experience. His background includes roles at J.P. Morgan Securities and JPMorgan Chase Bank. Prior to entering finance, he worked in the catering and retail sectors. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipalities, offering brokerage services, financial planning, and advisory programs.

Michael Geisen is a financial advisor with Janney Montgomery Scott, holding Series 63, Series 66, and Series 65 licenses and 28 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He has been with Janney Montgomery Scott and its affiliated entities since 2017. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and various advisory programs.

Racquel Oden is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 designation and bringing 15 years of industry experience. Her prior experience includes roles at JP Morgan Chase Bank, N.A., J.P. Morgan Securities, LLC, and Merrill Lynch, Pierce, Fenner & Smith Incorporated. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary strategies. The firm employs strategic and tactical asset allocation supported by global asset management resources and operates both as an SEC-registered adviser and broker-dealer.

Stanley Hochhauser is a financial advisor at Janney Montgomery Scott with Series 63 and Series 65 licenses and 60 years of industry experience. He has been with Janney since 2001. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and advisory programs.

Keith Furio is a Series 66-credentialed financial advisor with 20 years of industry experience. He is currently with Independent Financial Partners and has held previous roles at Realta Investment Advisors, Main Street Management Company, and Realta Equities. Independent Financial Partners serves a nationwide client base through a decentralized advisory model, offering investment advisory, financial planning, trust, and retirement-plan services. The firm supports a multi-advisor platform and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Marc Silverstein is a financial advisor with Lincoln Investment based in Riverhead, NY, holding a Series 63 designation and 29 years of industry experience. His prior work includes roles at Capital Analysts, National Life Group, and Equity Services, Inc. He also serves as president and agent of MAS Group, Inc., a property and casualty business. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of managed portfolio programs using both strategic and dynamic investment approaches.

Michael Paris is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and possessing 20 years of industry experience. He has worked at Commonwealth since 2017 and previously held roles at ACI Partners, LLC, and National Planning Corporation. Outside of his advisory work, he is co-owner of GG & Groovy, LLC, an entity involved in managing residential real estate in Florida, and serves as a trustee and trust protector for client trusts. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, enabling advisors to offer customized investment solutions and manage portfolios through various discretionary model options.

Michael Oliver is a financial advisor with Janney Montgomery Scott, holding a Series 66 credential and totaling 25 years of industry experience. He has worked at Janney Montgomery Scott since 2017 and previously at Morgan Stanley. Outside of his advisory role, Oliver serves as president of the Mattituck Booster Club, is a board member at True Light Church, and volunteers as a firefighter and medical rescuer with the Mattituck Fire Department. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base—including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients—offering brokerage services, financial planning, consulting, and a range of advisory programs supported by in-house and third-party portfolio management.

Andrew Stern is a financial advisor at Beacon Pointe Advisors, LLC with 25 years of industry experience. He holds a Series 63 designation and has previously worked at York Bridge Wealth Partners and Purshe Kaplan Sterling Investments. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer (OCIO) solutions to individual investors, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers across active and passive strategies and offers proprietary private fund management alongside investment advisory services.

Theodore Dickson is a CFA® charterholder with five years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. His prior work includes roles at Yorkbridge Wealth Partners, LLC and E.T. Dayton Inc. He is based in Bridgehampton, NY. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to a diverse client base, including high-net-worth individuals, corporations, and institutional clients. The firm integrates asset-allocation modeling with third-party Independent Managers and employs both active and passive strategies across public and private asset classes.

Akash Bhanti is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role at Citigroup, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. for five years, as well as at Maxim Group LLC and the New York Institute of Technology. Bhanti also has experience with the John Ondrush Golf & Fitness Academy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees and operates with a combination of large institutional scale and unique market roles.

Denis Corridan is a financial advisor with Lincoln Investment, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent over two decades with Legend Equities Corporation and Legend Advisory Corporation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan advisory services, managing both in-house and third-party strategies through an investment management team that employs strategic and tactical approaches.