Jeffrey Francisco is a financial advisor with Principal Financial Services, holding a Series 63 designation and ten years of industry experience. He has worked with Principal Securities Inc. and Principal Life Insurance Co. since 2016, and previously with Legacy Financial Group and Associates and Bethmann, Russell, Caron & Associates. His other business activities include involvement in outside insurance, fixed life, fixed annuities, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Andres Cano is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been associated with KeyBank and Key Investment Services in various capacities since 2016. Outside of his advisory role, Cano serves as a director for Advocates, Inc., a nonprofit organization supporting families with children with disabilities. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, including wrap-fee offerings, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence, operating within the KeyCorp group and leveraging affiliations with KeyBank and KeyBanc Capital Markets.

Julie Carr is a financial advisor with Lincoln Investment in Baldwinsville, NY, holding a Series 63 designation and 14 years of industry experience. She has worked at Lincoln Investment since 2017 and previously held roles with Legend Advisory Corporation and Legend Equities Corporation. Outside of advising, Carr is vice president of Michel Tax & Accounting Service, where she manages operations and prepares income tax returns. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of investment programs, employing both strategic and tactical management approaches.

Gregory Colasurdo is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at LPL Financial, PRUCO Securities LLC, Hd Vest Financial Services, and a long tenure at IBM. He also operates Deborah Primeau Income Tax Service, providing tax preparation and accounting services. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, retirement consulting, and access to third-party asset management programs.

Jeffrey Bryce is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Key Investment Services since 2018, with prior roles at Citizens Bank and Citizens Securities, Inc. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs and separately managed accounts. The firm emphasizes client-directed investment decisions supported by recommendations and oversight, and operates within the KeyCorp group with affiliations that provide a broad range of financial services.

Ryan Bachman is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 65 and Series 63 licenses with three years of industry experience. His background includes eight years of service in the United States Army. He is also a member of the New York National Guard and provides insurance services outside of Guardian Life. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, retirement consulting, and a range of investment advisory programs.

Michael Curtis is a CFP® and ChFC® with 43 years of experience in the financial services industry. He was affiliated with Commonwealth Financial Network from 2023 to 2024 and previously worked at MCC Financial Services Inc. and Cadaret, Grant & Co., Inc., with a long tenure at Provident Mutual Life Insurance Co. Curtis retired in 2025. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients by providing advisory programs, technology, investment management, and compliance services. The firm offers a range of customizable portfolio solutions and operates as a back-office platform provider under its supervision.

David Epolito is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has worked at Key Investment Services and its predecessor entities since 2012 and previously spent 20 years at KeyBank. Outside of his advisory role, he works part-time as a laborer for SMG, an operator of arenas and amphitheaters. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed investment decisions and provides ongoing monitoring, due diligence, and access to discretionary third-party managers.

Paul Colligan is a financial advisor at Oppenheimer with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2014. Outside of his advisory role, he serves on the advisory board for the University of New Haven's Micro MBA program and is involved with the Concussion Legacy Foundation. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm provides a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

John Urrutia is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at PlanMember since 2017 and has been self-employed in related investment and insurance services since 2008. Urrutia is also involved in tax preparation and insurance sales through his role with Rooney Group Inc. dba Teachers Tax Service and other affiliated entities. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary and offering participant-level investment options. The firm’s investment approach centers on a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios across conservative to aggressive strategies.

Sharon Charles is a financial advisor at Thrivent Investment Management with 35 years of industry experience. She has held her current roles at Thrivent Financial for Lutherans and Thrivent Investment Management Inc. since 2005. She holds the Series 63 and Series 66 designations. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on a variety of financial planning topics. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed accounts under a consolidated billing option while keeping the services distinct.

Nicholas Purchiaroni is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Prudential Insurance Company of America since 2011 and has been with LPL Enterprise since 2024. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management. The firm integrates advisory programs with brokerage and insurance products through its platform.

Randy Zeigler is a financial advisor with Ameriprise Financial Services, holding CFP® and ChFC® designations and possessing 40 years of industry experience. He has worked with Ameriprise since 1986, including 15 years with Ameriprise Financial Services, Inc. Zeigler serves on multiple local boards, including New Covenant Community Church as an elder and treasurer, the Rotary Club of Oswego, Oswego County Community Foundation, and Leave a Legacy of Oswego County. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing tax-aware withdrawal strategies developed from proprietary research and third-party data.

Michael Herholtz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 37 years of industry experience. He previously worked at Mutual of Omaha Investor Services and Mutual/United Of Omaha Insurance Company for over two decades before joining Mass Mutual in 2018. He is also involved in insurance sales through Any Size Financial Solutions, focusing on individual life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Lucas Humphries is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2019. He has seven years of industry experience, including three years at White's Travel Center prior to joining Edward Jones. Outside of advising, he sells items on eBay in his spare time. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Bryan Parmley is a CFP® with 25 years of industry experience, currently affiliated with LPL Financial. He previously spent 14 years at Cadaret, Grant & Co., Inc. Bryan also serves as an owner of Parmco Mortgage Company, Inc., a mortgage services business he has been involved with since 1991. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Anthony Fisher is a financial advisor with Primerica Advisors in Baldwinsville, NY, holding Series 65 and Series 63 credentials and five years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2021 and serves as Second Vice President on the executive board of the Auburn Teacher Association. Additionally, Fisher is involved in real estate through his roles with Upside Properties, Inc. and Pisciotti Real Estate. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, along with corporate and charitable clients. The firm utilizes model-delivery strategies managed by third-party asset managers and provides custody and trade execution support through Pershing and BNY Mellon Advisors.

Brian Clifford is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at Key Investment Services LLC and First Niagara/KeyBank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program options and custodial relationships.

Chad Germain is a financial advisor with LPL Financial in Cicero, NY, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. He has worked with M&T Securities and M&T Bank since 2007 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Jeremy Wood is a financial advisor with Cetera who holds the Series 66 designation and has 12 years of industry experience. He has worked with firms including Horan Wealth Management and Cadaret, Grant & Co., Inc. Wood serves as a board member for AssetMark Trust Co., where he collaborates with leadership and advisory professionals. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients. The firm operates as a multi-manager platform offering various program structures and investment options, supported by a nationwide network of over 10,000 advisors.