Joseph Chappius is a financial advisor at Under Par Planning LLC with 11 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Northwestern Mutual and its affiliated companies for nearly a decade before joining Under Par Planning in 2020. Under Par Planning LLC provides financial planning, investment management, retirement plan consulting, and tax preparation services for individuals and high-net-worth clients. The firm emphasizes long-term, broadly diversified asset allocation using low-cost mutual funds and ETFs, offering tiered planning memberships and continuous portfolio management tailored to client needs.

Todd Murphy is a CFP® and CFA® with 19 years of industry experience. He is a principal at Garrison Murphy Wealth Management, LLC, where he has worked since 2018. Prior to joining Garrison Murphy, he spent six years at Wilmington Trust Investment Advisors, Inc. Garrison Murphy Wealth Management serves individual and high-net-worth clients as well as pooled investment vehicles, providing integrated wealth advisory services including financial planning, discretionary portfolio management, and estate planning coordination. The firm emphasizes strategic asset allocation and integrates private and public holdings, also offering advisory services for private funds and other pooled vehicles.

Jeffrey Tooke is a financial advisor with MHA Financial Corp in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior roles include positions at Four Points Capital Partners, Bay Harbor Advisors LLC, Avendus Capital, Inc., and Niagara International Capital Limited. Outside of finance, he serves as a board member and treasurer for the Center for Glass & Light, a nonprofit focused on stained glass restoration, and is a transitional deacon in the Episcopal Diocese of Western New York. MHA Financial Corp provides personalized financial planning and portfolio management for individuals, trusts, estates, and small businesses, managing approximately $98 million in assets. The firm employs a core-and-satellite investment approach that combines passive index funds and ETFs with active management, utilizing both discretionary and non-discretionary strategies through various third-party platforms and custodians.

James Taylor III is a financial advisor at Saperston Legacy Advisors, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Brighton Securities Corp, First Allied Securities Inc., and Summit Wealth Management Inc. Saperston Legacy Advisors provides investment supervisory services and portfolio management to retail and high-net-worth individuals, pension plans, charitable organizations, and corporate clients. The firm uses proprietary asset-allocation programs and emphasizes technical and momentum-based analysis alongside fundamental review in its investment approach.

Ryan Carney is a financial advisor with Winthrop Partners – WNY, LLC, holding a Series 66 designation and 10 years of industry experience. He has been with Winthrop Partners since 2016. Winthrop Partners – WNY, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and business entities. The firm uses a discovery process to establish client goals and risk tolerance, implementing portfolios with a mix of individual equities, fixed income, ETFs, and mutual funds across a range of model allocations, and offers specialized services such as a subscription-style planning service and legacy-portfolio management.

Neil Farrell is a financial advisor at Farrell Financial with a Series 65 designation and four years of industry experience. Prior to joining Farrell Financial, he worked at The University of Tennessee at Chattanooga and served in the United States Air Force Academy. Farrell Financial provides fee-based investment advisory services and comprehensive financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy based on fundamental analysis and manages client portfolios on a discretionary basis, serving both non-high-net-worth and high-net-worth clients.

Jeffrey Wolniewicz is a CFP® and ChFC® with 12 years of experience in financial advising. He is currently with Under Par Planning LLC, where he has worked since 2020. Prior to that, he spent nearly a decade at Northwestern Mutual in various capacities, including wealth management and investment management. Under Par Planning LLC is a state-registered advisory firm serving individuals, high-net-worth clients, retirement plan sponsors, and small business owners. The firm manages approximately $33 million and offers comprehensive financial planning, discretionary investment management, and retirement plan consulting, using a long-term, strategic asset-allocation approach with tax-aware implementation.

Paul Isaac Sr. is a financial advisor at Paramount Wealth Advisors with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Securities America, Inc. and SSN Advisory, Inc. He serves on the board of the New York State Trial Lawyers and is managing partner of Paramount Settlement Planning, LLC, which provides structured settlement services. Paramount Wealth Advisors offers discretionary portfolio management and financial planning to individuals, trusts, charities, and estates, specializing in managing cash and annuity components of personal-injury, wrongful-death, and workers’ compensation settlements. The firm employs a long-term, diversified investment approach with tax-aware strategies and coordinates with legal and other professionals to structure plans for settlement clients.

Sean O'Brien is a financial advisor with Andrew Hill Investment Advisors, Inc. in West Seneca, NY, holding a Series 65 designation and one year of industry experience. Prior to joining the firm, he worked in logistics and held positions at Canisius University and Valu Home Centers. Andrew Hill Investment Advisors provides discretionary and non-discretionary asset management, modular financial planning, and pension consulting to individual clients, trusts, estates, charitable organizations, employer-sponsored plans, and insurance-related clients. The firm customizes portfolios according to client objectives and incorporates fundamental, technical, cyclical, behavioral, and ESG analyses in its investment process.

Keith Maderer is a financial advisor at SENIOR Financial and Realty Assoc. with four years of industry experience. He holds a Series 63 designation and has been with SENIOR Financial and Realty Assoc. since 1990. SENIOR Financial and Tax Associates is a fee-only advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm focuses on personalized financial planning and discretionary investment management, using a strategic asset allocation approach with primarily no-load and low-load mutual funds and ETFs.

Angela Hall is a CFP® with 17 years of industry experience. She is currently with Note Advisors, LLC and has held prior roles at GCW Capital, Sterling Investment Counsel, LPL Financial, Jensen Marks Langer and Vance, Sii Investments, and Morgan Stanley. Outside of her advisory work, she is an Independent Insurance Agent specializing in various life and health insurance products. Note Advisors serves individuals, families, trusts, charitable organizations, pensions, and corporations, with a focus on high-net-worth households. The firm emphasizes a financial planning-driven approach and offers in-house tax preparation, wealth coaching, estate-planning assistance, and discretionary asset management.

John Gullo is a financial advisor at Sanderson Wealth Management, LLC in Buffalo, NY. He holds the CFP® designation along with Series 63 and 65 licenses and has five years of industry experience. Gullo has been with Sanderson Wealth Management since 2007, totaling 19 years of tenure at the firm. Sanderson Wealth Management provides comprehensive financial planning, investment consulting, and portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm’s investment approach emphasizes asset allocation, manager due diligence, and ongoing monitoring, typically using mutual funds and ETFs to maintain liquidity and transparency.

Thomas Baker Jr. is an advisor at Sandhill Investment Management with six years of industry experience and holds Series 63 and Series 65 licenses. He has been with Sandhill Investment Management for ten years. Sandhill Investment Management serves individual, high-net-worth, institutional, and retirement-plan clients, offering portfolio management, sub-advisory services, and model portfolios. The firm focuses on fundamental, bottom-up research and employs a long-term, buy-and-hold investment approach across diversified asset strategies.

Evan Coppola is a financial advisor at Miller, Gesko & Company Inc. with four years of industry experience. He holds a Series 65 designation and has worked previously at Hudson Capital Advisory, Inc. and Hudson Advisor Services, Inc. Since joining Miller Gesko in 2025, he has been part of the firm’s five-advisor team based in Buffalo, NY. Miller Gesko Wealth Management is an independent SEC-registered advisory firm managing approximately $183 million for around 75 clients, including individuals, trusts, estates, and charitable organizations. The firm employs fundamental analysis to create customized portfolios across various asset classes and offers additional services such as tax coordination and administrative trustee support.

Michael Becht is a financial advisor at Silver Grove Advisory Services with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at NEXT Financial Group for 20 years and Merrill for two years. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages approximately $453.6 million in client assets and employs a long-term oriented, diversified investment approach using mutual funds, ETFs, individual securities, and multiple delivery models including direct discretionary management and advisor-sponsored platforms.

Matthew Hayes is a CFP® with seven years of experience in the financial services industry. He has worked at Moldenhauer & Associates for four years and has held positions at Merit Financial Advisors, Purshe Kaplan Sterling Investments, Commonwealth Financial Network, Equitable Advisors, TRG Capital Management, and in roles at the University of Rochester, Key Bank, Walt Disney, and SUNY-Fredonia. In addition to his advisory work, he is involved in fixed insurance sales. Moldenhauer & Associates provides financial planning and asset management to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, model and third-party manager programs, and fee-for-service consulting, implementing client portfolios primarily through a relationship with Commonwealth Financial Network.

Gregory Kozerski Sr. is a Certified Financial Planner® with 28 years of industry experience. He has been with Waterford Advisors, LLC since 2001 and has professional experience as a CPA dating back to 1987. In addition to his advisory role, he prepares income tax returns for clients annually during tax season and sells various insurance products, including term life and disability insurance. Waterford Advisors is a fee-based, SEC-registered advisory team serving individuals, pension and profit-sharing plans, trusts, and estates. The firm provides discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting, managing approximately $399 million in assets using diversified asset-allocation models and ongoing account reviews.

Mark Procknal is a Series 63 licensed advisor with 38 years of industry experience. He has worked at Principal Mutual Life Insurance Co. for 25 years, LPL Financial for over 31 years, and has been with Silver Grove Advisory Services since 2017. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm offers a diversified investment approach that includes discretionary portfolio management and coordinates estate and tax planning as part of comprehensive financial services.

Larry Stolzenburg is a financial advisor at Sandhill Investment Management with 19 years of industry experience. He holds the Series 65 designation and previously operated his own CPA practice for 20 years. Stolzenburg has been with Sandhill since 2008. Sandhill Investment Management serves individual, high-net-worth, institutional, and retirement-plan clients by offering portfolio management, sub-advisory services, and model portfolios. The firm employs a fundamental, bottom-up investment approach with a long-term, buy-and-hold strategy and offers diversified asset allocation along with specialized fixed-income and alternative investment options.

John Clouden is a financial advisor with LPL Financial, holding a Series 63 designation and over 31 years of industry experience. He has worked at Cadaret, Grant & Co., Inc. for 31 years and has been involved with Sgroi Wealth Advisory Group LLC since 2017. Outside of his advisory roles, he is licensed as a non-variable insurance producer. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory products such as insurance and annuities.