Mark Kostrzewski is the sole advisor at Kostrzewski, Mark Benedict, holding the ChFC® and Series 63 designations with 30 years of industry experience. He has operated his own advisory practice since 1980. Outside of financial advising, he serves as a managing partner and general partner in oil and natural gas production ventures based in Buffalo, NY. The firm provides advisory referral services primarily to individual clients, including high-net-worth individuals, by referring them to an unaffiliated SEC-registered investment adviser for portfolio management. Kostrzewski evaluates client circumstances to determine the suitability of the referral but does not directly manage client assets or make independent investment recommendations.

Joseph Raimond is the principal of Raimond Wealth Management LLC, an independent firm based in Getzville, NY. He holds a CFP designation and has 4 years of experience as a financial advisor, following a 26-year career as an engineer with the U.S. Department of Housing and Urban Development. Raimond Wealth Management provides discretionary investment management and comprehensive financial planning primarily for individuals, high-net-worth clients, trusts, and estates. The firm employs a core-and-satellite investment approach based on Modern Portfolio Theory, using diversified index funds and ETFs alongside select individual securities, with continuous portfolio monitoring and rebalancing.

Katherine Christoferson is a financial advisor with McCollum Christoferson Group, LLC in Amherst, NY. She holds Series 63 and Series 65 licenses and has eight years of industry experience, having been with her current firm since 2015. McCollum Christoferson Group provides discretionary investment management to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm combines fundamental and technical analysis to guide investment decisions, primarily allocating to individual equities while incorporating ETFs and mutual funds as appropriate.

Evan Coppola is a financial advisor with Hudson Advisor Services, Inc. in Buffalo, NY, holding a Series 65 designation and four years of industry experience. His work history includes roles at Miller, Gesko & Company, Inc. and Hudson Capital Advisory, Inc. Hudson Advisor Services provides investment management and financial planning to individuals, pension plans, trusts, estates, charitable organizations, and corporate entities. The firm utilizes customized portfolios based on client risk profiles, combining fundamental, technical, and cyclical analysis, and offers ancillary services such as tax planning and access to specialized investment strategies.

Sanford Seide is a financial advisor at Osaic Wealth, Inc. with 43 years of industry experience. He holds a Series 63 designation and has worked previously at FSC Securities Corporation and Mollot & Hardy Inc. In addition to his advisory work, he teaches community education programs in various school districts. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by technology-driven investment processes and access to multiple custodial platforms.

Brendan Taylor is a financial advisor at Shield Wealth Advisors with four years of industry experience. He holds a Series 65 designation and has been with Shield Wealth Advisors since 2020. Prior to that, he was associated with John W. Haberstro d/b/a Shield Wealth Management and has experience working at the University of Oklahoma and LotteryRewards. Shield Wealth Advisors primarily serves individual and high-net-worth clients, providing discretionary portfolio management, financial planning, and consulting services. The firm employs a value-oriented, long-term investment approach combined with tactical and strategic asset allocation, and offers both direct management and third-party sub-advisory programs.

Andrew Kiefer is a financial advisor at Emergent Wealth Advisors, LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Lincoln Investment and Legend Advisory Corporation. Outside of finance, he serves as a Police Captain supervising the patrol division for the Village of Kenmore. Emergent Wealth Advisors serves individual clients, trusts, estates, charitable organizations, and business entities by providing discretionary asset management, financial planning, and limited ERISA 3(21) fiduciary services. The firm develops investment programs tailored to client goals and risk tolerance, utilizing both in-house management and third-party platforms.

Willard Saperston is a financial advisor at Saperston Legacy Advisors, Inc. with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several related firms, including his own family-named entities dating back to 1981. Saperston Legacy Advisors provides investment supervisory services and individual portfolio management to retail and high-net-worth individuals, pension plans, charitable organizations, and corporate clients. The firm emphasizes technical and momentum-based analysis alongside fundamental review, offering discretionary and non-discretionary management through proprietary asset-allocation programs and consulting services.

William Deacon is a CFP® professional with 12 years of industry experience, currently serving at McCollum Christoferson Group, LLC since 2015. He holds Series 63 and Series 65 licenses. McCollum Christoferson Group provides discretionary investment management to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm combines fundamental and technical analysis with a focus on individual equities and increasing use of ETFs and mutual funds, customizing portfolios to client risk tolerance and objectives.

Bruce Carrow is a CFP® and ChFC® with 39 years of industry experience, currently serving at Capital Insights Group of WNY, LLC since 2021. He previously worked at M&T Securities and M&T Bank from 2002 to 2020. Outside of his advisory role, Carrow works as an independent contractor providing business exit advisory services for Value Cap Inc. Capital Insights Group of WNY, LLC is a fee-only, SEC-registered firm offering fiduciary financial planning and investment management to individuals, families, small businesses, trusts, estates, and charitable organizations. The firm employs a combination of fundamental, qualitative, and quantitative analysis and uses both passive and active strategies across diversified portfolios, emphasizing flexible planning engagements and educational client services.

Jennifer Roberts is a financial advisor at Winthrop Partners – WNY, LLC with 7 years at the firm and a total of 14 years in the industry. She holds the ChFC® designation and Series 63 license. Her prior experience includes roles at Elleverage and Winthrop Financial. Winthrop Partners – WNY, LLC provides investment advisory, financial planning, and subscription-style planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and business entities. The firm offers discretionary and non-discretionary portfolio management with a top-down/bottom-up investment approach, incorporating tax-aware fixed-income ladders and a legacy-portfolio program.

Aidan Cloherty is a Series 65-licensed financial advisor at Farrell Financial with one year of experience. His work history includes roles in education and hospitality sectors, such as positions at the University of Vermont and Buffalo Boat Tours. Farrell Financial provides fee-based investment advisory and comprehensive financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm employs a tactical allocation strategy grounded in fundamental analysis and manages portfolios on a discretionary basis for both high-net-worth and non-high-net-worth clients.

I founded Capital Insights Group of WNY, an independent Registered Investment Advisory (RIA) firm offering fee-only financial planning and investment management, located in downtown Buffalo, NY. I act as a fiduciary for all of my clients and provide financial guidance that is unique to their needs and situation. Please contact me at [email protected] or (716) 517-0140 to arrange for a complimentary one-hour meeting to discuss your goals and circumstances.

Patrick Sheelar is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Countryside Financial LLC with three years of industry experience. His prior work includes roles at Blackridge Asset Management, Peak Brokerage Services, and Sevenson Environmental Services. Outside of finance, he works as a soccer referee. Countryside Financial LLC serves individual and high-net-worth clients with discretionary portfolio management and financial planning, offering services through both traditional brokerage accounts and advisory-based annuities. The firm utilizes model portfolios and third-party sub-advisors on the AssetMark platform, combining advisory fees with commission-based annuity management.

Thomas Saunders Jr. is a financial advisor at Winthrop Partners – WNY, LLC with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Locust Capital Management since 2014 and LPL Financial since 2010. Outside of his advisory work, Saunders manages minor repairs and rent collection for an eight-car garage owned by a real estate partnership. Winthrop Partners serves individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and business entities. The firm offers discretionary and non-discretionary portfolio management and ongoing financial planning, employing a top-down/bottom-up approach to asset allocation and investment selection across a range of risk profiles.

Jeremy Wagner is a financial advisor at Emergent Wealth Advisors, LLC with four years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing Services, LLC. Wagner also maintains a licensed insurance practice as a sole proprietor. Emergent Wealth Advisors serves individual clients, trusts, estates, charitable organizations, and business entities with discretionary asset management, financial planning, and limited ERISA 3(21) fiduciary services. The firm develops investment programs tailored to client goals and risk tolerance, utilizing both internal management and third-party platforms.

Abbey Gwin is a CFP® and ChFC® with 19 years of industry experience, currently serving as an advisor at Countryside Financial LLC. She previously worked with Blackridge Asset Management, LLC, and Peak Brokerage Services, LLC for a decade. Gwin is also a licensed life insurance agent. Countryside Financial LLC serves individual and high-net-worth clients by providing discretionary portfolio management, financial planning, and account management across traditional brokerage accounts and specialized vehicles such as advisory-based annuities. The firm commonly employs model portfolios and third-party sub-advisors on the AssetMark platform and offers financial planning as a separate service.

Christine Collins Schwinger is a financial advisor at Collins Advisors, LLC with a Series 65 designation and three years of industry experience. She has been with Collins Advisors since 2005. Collins Advisors, LLC provides comprehensive portfolio management and retirement plan consulting to individuals, trusts, estates, pension and profit-sharing plans, and business entities. The firm employs a variety of analytical methods and diversified asset allocation strategies, offering tailored services that include ongoing monitoring and rebalancing.

Juliana Janson is a financial advisor at Buffalo First Wealth Management, LLC with a Series 65 credential and three years of industry experience. Prior to joining Buffalo First Wealth Management in 2021, she held positions at Trocaire College, Buffalo Niagara Partnership, and Goodwill of WNY. Buffalo First Wealth Management provides discretionary wealth management and financial planning services to individuals, businesses, endowments, and foundations, with approximately $91.7 million in discretionary assets under management. The firm serves a range of clients including high-net-worth individuals and offers employer-sponsored retirement plan and endowment consulting.

Jacqueline Tedesco is a financial advisor at Rabenold Advisors, Inc. with six years of industry experience. Her prior firms include Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and UBS Financial Services. Before entering finance, she was involved in a family dental practice for 17 years and also worked at Monarch Kitchen Design Studio. Rabenold Advisors, Inc. provides investment management and financial planning primarily to individual clients and families, managing approximately $35.6 million in discretionary assets. The firm employs diversified, asset-allocation strategies based on Modern Portfolio Theory and offers financial planning as an ongoing or stand-alone service without imposing an account minimum.