Paul Kato II is a financial advisor with Principal Financial Services, holding a Series 66 designation and two years of industry experience. Prior to joining Principal Securities and Principal Life Insurance Company in 2025, he worked at Equitable Advisors and spent over two decades at Avantor. In addition to his advisory role, he is involved in outside sales of various insurance products including life, disability income, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm’s advisory services feature direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Joseph Hayes is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has two years of industry experience, with prior roles at Equitable Advisors, Starbridge Inc, and Principal Life Insurance Co. Outside of his advisory duties, he serves as a board member of Compeer Rochester, a nonprofit organization, and volunteers with The Dove Block Project, a community arts center in Geneva, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individuals, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, and access to third‑party money manager solutions through various advisory and promoter arrangements.

Pamela Tierney is a financial advisor with Primerica Advisors in Geneva, NY, holding a Series 63 designation and 31 years of industry experience. She has been with Primerica Advisors since 1999 and also has long-term associations with Pony Express & Company and The Guardian Life Insurance Company. Outside of her advisory role, she serves as a trustee for a family account and acts as an estate administrator. Primerica Advisors operates under Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services. The firm offers various proprietary and third-party investment programs and integrates multiple strategies, including discretionary and non-discretionary account management.

Anthony De John is a financial advisor at Edward Jones with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Lidestri Food and Drink from 2014 to 2018. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

David Stalker is a financial advisor with Primerica Advisors in Canandaigua, NY, holding a Series 63 designation and 19 years of industry experience. He has been with Primerica Advisors since 2008 and has worked with Primerica Financial Services since 2001. Outside of his financial advisory role, he is a partner and brewer at Disbatch Brewing Company in Macedon, NY. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Bruce Charleton is a financial advisor at OSAIC with 19 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corp for 17 years. Outside of advising, he is an aerobic and spin class instructor at Harro East Athletic Club. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services and uses various tools and third-party platforms to construct and manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Devon Littlefield is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has worked at LPL Financial since 2022 and has prior experience with Cco Investment Services Corp. Outside of his advisory role, he is involved with Reliant Community Federal Credit Union. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Leontios Akavalos is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, Wells Fargo Clearing, and Wells Fargo Bank. He is also the owner of LA Capital Management LLC, though he does not actively work in this business. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online offerings.

Brent Ascroft is a financial advisor at Edward Jones in Canandaigua, NY, holding Series 63 and Series 65 credentials with 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michelle Raymond is a financial advisor at Morgan Stanley with Series 63 and Series 66 designations and 15 years of industry experience. She has worked with Morgan Stanley since 2009 and specifically with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she organizes community donation drives through the youth and community organization Hwa Rang Kwan in Geneva, New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Scott Ditzell is a financial advisor with Mass Mutual Investors Services, holding the Series 63 designation and 15 years of industry experience. He has been with Mass Mutual Investors Services since 2010 and has worked with MassMutual Life Insurance Co since 2009. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, money-manager programs, and educational seminars, structuring financial planning as annual, collaborative relationships with clients.

William Kalwas is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity and its affiliates since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic investment methodologies, advisory roles to registered investment companies, and integration of AI and algorithmic tools in its processes.

Jacob Carrier is a financial advisor with Primerica Advisors in Canandaigua, NY, holding Series 63 and Series 65 credentials and seven years of industry experience. His work history includes roles at PFS Investments Inc., Primerica Financial Services, and Barkman Honey. He also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors is a large institutional firm managing approximately $15.5 billion in assets and serving individual, corporate, and charitable clients through a wrap-fee asset management program. The firm offers model-driven investment strategies supported by third-party asset managers and provides advisory services primarily to individual investors rather than institutional accounts.

Jered Maloney is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including ESL Investment Services, LPL Financial, and KeyBank. He also serves as a wealth advisor for Canandaigua National Bank and Trust, supporting client profiling and team collaboration but does not handle securities transactions or investment decisions. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple program platforms, operating as a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Melissa Streber is a financial advisor with LPL Financial based in Newark, NY, holding a Series 66 designation and five years of industry experience. Her work history includes roles at Fierce Fitness, Cuna Brokerage Services Inc., Reliant Community FCU, and Tops Markets LLC. She is also a New York State notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing various model portfolios, research, and advanced technologies.

William Fiorica is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Merrill, Bank of America, Citizens Bank, Equitable Financial Life, and AXA Advisors. Outside of finance, he is the owner of Brilliant Jewelers, a jewelry creation hobby business he has maintained since 1989. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering non-discretionary advisory services supported by an in-house due diligence and manager solutions team.

Michele Wilck is a financial advisor with LPL Financial in Geneva, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Michele has worked at LPL Financial since 2018 and previously served at INVEST Financial Corp and Community Bank, NA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by extensive research and diverse investment strategies.

Bruce Bowman is a financial advisor with Mass Mutual Investors Services and holds the Series 63 designation. He has 39 years of industry experience, including roles at MetLife Securities Inc. and Metropolitan Life Insurance Company. Outside of his advisory work, he serves as a trustee overseeing the financial activities of a local fraternal organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm focuses on collaborative, goal-driven planning using firm-approved analytical tools and offers a range of investment and planning programs.

Adam Rayburn is a financial advisor at Edward Jones in Geneva, NY, holding a Series 66 designation with six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Paychex Inc. from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies through a large network of financial advisors and branch offices.

Louis Giuliano is a financial advisor with LPL Financial in Victor, NY, holding a Series 66 credential and eight years of industry experience. Prior to joining LPL Financial in 2018, he was affiliated briefly with Cetera Advisors LLC and AXA Advisors LLC, and he worked at Saint John Fisher College. Giuliano is involved in entrepreneurial activities through Giuliano Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, and supports both discretionary and non-discretionary management strategies.