David Piano is the principal advisor at Piano Wealth Management in Victor, NY, holding a Series 66 designation with 11 years of industry experience. He previously worked at Merrill Lynch and Nexus Capital, LLC before founding his independent firm in 2022. Outside of his advisory role, he is also a property owner involved in rental real estate. Piano Wealth Management serves individuals, families, and business owners, providing financial planning, portfolio management, and retirement plan consulting. The firm employs a multi-faceted investment approach and offers plan-level services, including participant education and fiduciary support.

Joshua Barrett is a financial advisor at Barrett Wealth Management in Rochester, NY, holding Series 63 and Series 66 licenses with seven years of industry experience. He has been associated with Barrett Capital Management, Inc. since 2003. Barrett Wealth Management offers discretionary and non-discretionary portfolio management and goals-based financial planning to individuals, high-net-worth clients, trusts, estates, and institutional clients such as charitable organizations and pension or profit-sharing plans. The firm employs a long-term, value-oriented investment approach focused on minimizing expenses and typically operates under written discretionary authority with regular account reviews.

Elizabeth Barrett is a CFP® and holds a Series 66 license with five years of industry experience. She is currently with Highroad Wealth Advisers, LLC, an independent firm based in Rochester, NY. Prior to this, she has worked at Apex Wealth Advisers LLC and Armbruster Capital Management, Inc. Highroad Wealth Advisers provides portfolio management and retirement-rollover advice primarily to individual and high-net-worth clients. The firm uses client-specific strategies involving mutual funds, ETFs, equities, fixed income, REITs, and insurance products, managing assets directly with accounts custodied at Schwab Institutional.

Barbara Clemons is a CFP® and ChFC® with 30 years of experience in the financial services industry. She is the principal of Clemons Financial Education Company, an independent firm she founded in 2026 after 14 years at LPL Financial and Esl Investment Services LLC. Clemons Financial Education Company provides project-based and hourly financial planning services to individuals, including retirement planning, insurance, cash flow, employee benefits, college savings, and estate/incapacity planning. The firm also offers pro bono group educational seminars on personal finance and delivers written financial plans without managing client assets or charging fees based on assets under management.

Alex Zazubec is a financial advisor at Highland Wealth Advisory LLC in Rochester, NY, holding Series 63 and Series 66 licenses with four years of industry experience. He has been with Highland Wealth Advisory since 2010. Highland Wealth Advisory provides portfolio management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and foundations or charities. The firm employs a range of analytical techniques and trading strategies, including options writing, and manages a notable level of employer retirement plan assets.

Annie Mcquilken is a CFP® and holds a Series 65 license, with 21 years of experience in financial advising. She has been the sole advisor and owner of Forever Financial Advisors, LLC since 2005, operating as an independent, fee-only practice in Fairport, NY. Forever Financial Advisors serves individuals, small-business owners, and institutional clients by providing comprehensive financial planning and investment management. The firm employs a Modern Portfolio Theory approach to build diversified portfolios using mutual funds and ETFs, with ongoing monitoring and occasional tactical adjustments, while also emphasizing client education through publishing and public seminars.

Austin Gilbert is the sole advisor at Gilbert Financial, LLC, an independent advisory firm based in Honeoye Falls, NY. He holds a Series 65 designation and has 12 years of industry experience, operating Gilbert Financial since 2006. Gilbert Financial, LLC provides customized portfolio management and investment advisory services to individuals, high-net-worth clients, trusts, and corporations. The firm manages approximately $110 million in assets for around 150 clients, focusing on individualized asset-allocation models and a fixed-income practice that generally holds bonds until call or maturity.

Michael Nevinger is the sole advisor at Comfort Capital Management, an independent registered investment adviser. He holds a Series 65 designation and has recently founded the firm in 2025. Outside of his advisory work, Nevinger is an estimator and project manager in the construction industry through his role at 104 Contractors, which he has held since 2018. Comfort Capital Management provides fee-only investment management and financial planning services to individuals and high-net-worth clients. The firm employs a fundamental analysis and modern portfolio theory approach, emphasizing asset allocation and passive fund strategies.

Jonathan Thomas is a CFP® and holds a Series 65 license with eight years of industry experience. He is the sole advisor at JQL Wealth, an independent firm he founded in 2026. Prior to JQL Wealth, Thomas worked at LVW Advisors LLC, McKinley Carter Wealth Services, Inc., and PNC Wealth Management. JQL Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, and businesses. The firm uses a blend of passive and active strategies based on asset-allocation targets and client risk tolerance, managing accounts primarily on a discretionary basis.

Daniel Kelley is a financial advisor at Clover Leaf Financial LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including LPL Financial, Cetera Advisor Networks, and J.P. Morgan Securities. Clover Leaf Financial LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, families, trusts, small businesses, and retirement plan sponsors. The firm follows a disciplined, research-based investment process that emphasizes long-term strategic asset allocation using diversified, low-cost ETFs, along with fundamental analysis, quantitative modeling, periodic rebalancing, and tax-aware techniques.

Bryce Carey is a CFP® with 17 years of industry experience, currently serving as an advisor at NorthLanding Financial Partners, LLC. He has been with NorthLanding since 2013 and has also worked at Mutual Securities, Inc. since 2016. In addition to his advisory role, he operates an independent insurance agency specializing in the sale of fixed annuities. NorthLanding Financial Partners serves primarily high-net-worth individuals, as well as trusts, estates, charitable organizations, and business entities, providing financial planning, consulting, and investment management. The firm manages client portfolios mainly through exchange-traded funds and mutual funds, employing fundamental, cyclical, and behavioral finance approaches to tailor strategic allocations and monitor portfolios.

Martha Jesse is a financial advisor with Prosperity Advisory Group LLC in Victor, NY. She holds a Series 65 designation and has two years of industry experience. Prior to joining Prosperity Advisory Group, she worked as a homemaker for 13 years. Prosperity Advisory Group LLC is an SEC-registered advisor serving individuals, trusts, estates, businesses, and retirement plans. The firm manages about $216 million in discretionary assets and provides tailored investment management, financial planning, cash-flow consulting, and retirement-plan advisory services using a primarily long-term investment approach with tactical asset allocation.

Devon Nolan is a financial advisor at Boyd Capital with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones, LPL Financial, and ESL Investment Services. Nolan is also involved in providing non-variable insurance products through KAFL Insurance Resources. Boyd Capital Management LLC offers discretionary and non-discretionary portfolio management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm employs a variety of investment strategies across multiple asset classes and provides individualized plans and ongoing account monitoring for a broad client base.

Daniel Monte is a financial advisor at Sage Tree Wealth with 12 years of industry experience. He holds a Series 66 designation and previously worked at Harbor Capital Advisory Services for five years before joining Sage Tree Wealth in 2018. Outside of his advisory role, Monte is also an insurance agent with Crump, dedicating a small portion of his time to that activity. Sage Tree Wealth provides personalized investment management, modular financial planning, and pension consulting services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm manages approximately $32 million in client assets and employs a tactical allocation strategy focused on capital appreciation, offering both discretionary and non-discretionary portfolio management along with access to third-party money managers.

Julian Ruiz Jr. is a financial advisor with FSP Advisors, Inc. in Rochester, NY, holding Series 63, 65, and 66 licenses and over 40 years of industry experience. He has worked at FSP Advisors since 2019 and has a long tenure with Leigh Baldwin & Co., LLC and Progressive Marketing. Ruiz is also a board member of the Henrietta Chamber of Commerce. FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and institutions, offering portfolio management, modular financial planning, and pension consulting. The firm uses a combination of fundamental, technical, and charting methods to tailor investment advice to client objectives and risk tolerance, and it offers educational seminars and workshops to the public at no charge.

Kevin Guarino is a financial advisor at Clover Leaf Financial LLC in Fairport, NY, holding a Series 66 designation with six years of industry experience. His prior work includes roles at LPL Financial, Cetera Advisor Networks, Caderet Grant, and Ayco. Outside of his advisory work, he is involved with Council9 LLC as a developer focused on site development with clients. Clover Leaf Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, families, trusts, small businesses, and retirement plan sponsors. The firm employs a disciplined, research-based investment process centered on long-term strategic asset allocation using diversified, low-cost ETFs, supported by fundamental analysis, quantitative modeling, and tax-aware strategies.

Ryan Bierley is an advisor at FSP Advisors, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Leigh Baldwin & Co., LLC and Progressive Marketing Services. In addition to his advisory role, he sells fixed life, disability, and fixed annuities on a part-time basis. FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and other institutions, offering portfolio management, modular financial planning, and pension consulting. The firm uses a mix of investment methods and provides both discretionary and non-discretionary portfolio management, along with educational seminars and workshops available to the public at no charge.

Jennifer Kenney Zimmerli is a Series 65-credentialed advisor at Two Point Capital Management, Inc. with one year of industry experience. She has been with Two Point Capital Management since 2016. Two Point Capital Management provides discretionary investment management services to individuals, trusts, not-for-profit organizations, companies, and pension plans, focusing on long-term client relationships. The firm manages approximately $310.5 million across about 100 client accounts, employing a long-term, fundamental approach to equity selection and customized fixed-income strategies based on client risk preferences.

Bryan Gray is a CFP® professional with five years of experience in financial advising. He is currently with Oak Crest Advisory, LLC and has prior experience at Marsh Advisors and Mirshy Financial. He also owns Bryan M. Gray, CPA, PC., a tax and accounting services firm serving individuals and businesses. Oak Crest Advisory, LLC is a state-registered investment adviser that provides discretionary asset management, financial planning, and pension consulting primarily to individuals, trusts, estates, and retirement plans. The firm manages approximately $90 million across about 188 client relationships and employs a strategic asset allocation framework with generally passive investment management.

Robert Brown Jr. is a financial advisor at Core Alpha, Inc. in Rochester, NY, with 31 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Nationwide Securities, Inc., Nationwide Financial Network, and ACCU-Vest Planning. Core Alpha provides investment advisory and financial planning services to individuals, trusts, and small businesses, primarily serving non-high-net-worth clients. The firm employs a dynamic asset-allocation approach across a variety of portfolio solutions and utilizes multiple outsourced platforms for implementation and account management.