Peter Winnett is a CFP® with four years of industry experience, currently serving as a financial advisor at John G. Ullman & Associates, Inc. He has been with the firm since 1997. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based security selection and risk-segmented portfolio management.

Judith Palumbo is a CFP® with four years of industry experience, currently serving as a financial advisor at John G. Ullman & Associates, Inc. She has been with the firm since 2010. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based analysis and risk-segmented portfolios focused on low-to-moderate risk positions.

Amanda Herrick Smith is a CFP® professional with four years of industry experience, currently serving at John G. Ullman & Associates, Inc. She has been with the firm since 2006. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, generally managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based investment analysis and risk-segmented portfolio management.

Todd Brost is a CFP® professional with four years of industry experience. He has been with John G. Ullman & Associates, Inc. since 2006. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions and corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based security selection and risk-segmented portfolio management.

Jason Nickerson is a CFP® and holds a Series 66 license, with four years of industry experience. He is affiliated with John G. Ullman & Associates, Inc., where he has worked since 1998 in various capacities. Outside of his advisory role, he is a partner and owner of Famalina Blue Properties LLC, a business involved in vacation-style rental properties. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based investment analysis and risk-segmented portfolio management.

Jeffrey Naylor is a financial advisor at Valicenti Advisory Services Inc with 4 years of industry experience. He has been with Valicenti Advisory Services since 2005. Valicenti Advisory Services, Inc. provides discretionary investment management and financial planning to a range of clients including individuals, trusts, estates, and business entities. The firm combines portfolio management with ancillary services such as tax preparation, bookkeeping, and insurance products through its affiliated agency.

Darren Wilcox is a CFP® professional with four years of industry experience, currently serving at John G. Ullman & Associates, Inc. He has been with the firm since 2006. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions and corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, employing a value-based investment approach that emphasizes strategic asset allocation and individual security selection.

Loren Wood is a financial advisor with Vanderbilt Advisory Services, holding Series 63 and Series 66 registrations and bringing 39 years of industry experience. He previously worked for IBN Financial Services, Inc. for 21 years. Outside of his advisory role, Wood operates a sole proprietorship focused on accounting and tax preparation. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts and estates, businesses, and retirement plans. The firm offers a range of portfolio management and financial planning services, emphasizing strategic asset allocation and combining fundamental, technical, and charting analysis, with a notable integration of retirement-plan and benefits firms supporting pension consulting and plan administration.

Alexandra Richey is a financial advisor at Gradient Securities, LLC with four years of industry experience. She holds the Series 66 designation and has previously worked at LPL Financial and Citizens & Northern Bank. Outside of her advisory role, she serves as a volleyball bookkeeper for the Troy Area School District and works part-time at Dunkin Donuts. Gradient Securities, LLC provides financial planning, consulting, and non-discretionary asset management services to individuals, retirement plans, trusts, and business entities. The firm emphasizes a non-discretionary investment approach, combining fundamental, technical, and cyclical analysis, often utilizing third-party managers and ongoing client reviews.

Joshua Fallenstein is a financial advisor at Gradient Securities, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with Gradient Securities since 2014. Outside of his advisory role, he manages tax preparation and insurance businesses under the Freedom Financial umbrella and serves on the membership committee of a local business networking organization. Gradient Securities, operating as Gradient Wealth Management, offers financial planning, consulting, non-discretionary asset management, and ERISA 3(21) retirement-plan advisory services to individuals, trusts, estates, and business entities. The firm emphasizes a non-discretionary investment model and integrates fundamental, technical, and cyclical analysis, often utilizing third-party managers while maintaining disclosure of affiliated revenue-sharing arrangements.

Michael Timofeeff is a financial advisor with Verity Asset Management, holding a Series 66 designation and 17 years of industry experience. He has held roles at The Leaders Group Inc and New York Sport & Fitness, and has been associated with Verity Financial Group and Verity Asset Management since 2008. Verity Asset Management is an SEC-registered investment adviser serving individual, corporate, institutional clients, and other advisers with discretionary portfolio management, model portfolios, retirement-plan advisory, and financial planning. The firm employs a model-driven investment process emphasizing tactical asset allocation across diverse asset classes and offers both internally managed and third-party manager models.

Sarah Carr is a CFP® with six years of industry experience, currently serving as a financial advisor at Belpointe Asset Management LLC since 2020. She also provides financial wellness coaching and is involved with the Financial Therapy Association, which bridges financial planning and cognitive behavioral therapy. Additionally, she serves as board chair of the RReclamation Collective, a nonprofit focused on education and advocacy for those affected by religious harm, and acts as treasurer for Endless Mountains Pride, supporting LGBTQ+ community initiatives. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations, offering discretionary investment management, financial planning, and retirement plan consulting. The firm employs customized portfolios with a range of strategies and supports a variety of affiliated businesses and product sponsorships alongside its advisory services.

Jessica Titus is a financial advisor at TLG Advisors, Inc. with seven years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, among others. In addition to her advisory role, she serves as a Senior Internal Partner in sales at BKA Financial. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm emphasizes manager selection and ongoing monitoring, utilizing fundamental analysis and Modern Portfolio Theory to build diversified portfolios, and offers both sub-advisor managed accounts and a direct-to-consumer digital investment program called Starlight Portfolios.

Joseph Rhodes Jr. is a CFP® and ChFC® with 30 years of experience in the financial industry. He is currently with TLG Advisors, Inc. and has held roles at The Leaders Group Inc., BKA Financial, Lion Street Financial, and Wells Fargo Advisors. Rhodes also works as an independent insurance agent specializing in life sales. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm employs a manager selection and monitoring approach grounded in fundamental analysis and Modern Portfolio Theory, and offers both sub-advised portfolios and a direct-to-consumer digital investment program called Starlight Portfolios.

Richard White is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2017, following a 12-year tenure at Edward Jones. Outside of his advisory role, he has ownership interest in Chesapeake Energy related to mineral rights. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to support a range of brokerage and advisory solutions.

Brandon Walker is a financial advisor at Equitable Advisors with nine years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2017, previously associated with AxA Advisors. Outside of his advisory role, he coaches wrestling in Waverly, NY. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers its services through a network of Investment Adviser Representatives and utilizes a range of advisory models implemented by third-party managers and LPL-sponsored programs.

Kelly Lewis is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. Prior to joining Edelman, Kelly worked for nine years at John G. Ullman & Associates, Inc. Outside of advisory work, Kelly provides tax preparation consulting for Cavaco Management Group, LTD during the tax season. Edelman Financial Engines offers technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Andrew Smith is a financial advisor with Wells Fargo Clearing in Tioga, PA, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Richard Goldman is a financial advisor with Morgan Stanley in Elmira, NY, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, Goldman serves as deputy supervisor and finance committee board member for the Town of Ulysses, New York. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by tools such as Monte Carlo simulations and secular return estimates.

Joshua Palmer is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc. for 13 years. Palmer is also involved in local government activities with the Elmira City School District. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technologies such as machine learning.