Jeffrey Costelnock is a financial advisor at Janney Montgomery Scott with 21 years of industry experience. He holds the Series 66 designation and has been with Janney Montgomery Scott since 2005. The firm manages approximately $110 billion in client assets and serves a diverse client base including individuals, families, trusts, estates, and institutional clients. Janney offers a range of brokerage services, financial planning, and advisory programs, delivering investment advice through a combination of in-house management and third-party managers.

Melissa Herron is a financial advisor at Janney Montgomery Scott with 16 years of industry experience. She holds a Series 66 designation and has worked at Janney Montgomery Scott since 2009. Outside of her advisory role, she serves on the Development Committee for the Touchstone Center for Crafts in Farmington, PA. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, planning, consulting, and advisory services.

Shawn Wendel is a financial advisor with PNC Wealth Management in Morgantown, WV. He holds Series 63 and Series 65 designations and has 15 years of industry experience, including 10 years at PNC Investments, LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot for employees that uses algorithmic risk assessments and managed portfolios composed of mutual funds and ETFs.

William Bush is a financial advisor at Wealth Enhancement Advisory Services, LLC with 56 years of industry experience. He previously worked at BPU Investment Management, Inc. and LPL Financial. He serves as a board member of the Fayette County Assessment Appeals Board in Pennsylvania. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process that combines passive and active management across risk classes, supported by quantitative and fundamental research.

Devan White is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior roles include positions at LPL Financial, LLC and BPU Investment Management, Inc. Outside of his advisory work, he owns a real estate rental business in Perryopolis, PA. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Angelo Cilia is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. He has been with Ameritas Advisory Services since 2021 and is also involved with Canvas Financial and CF Advisors Group LLC. Outside of his advisory work, he appraises and evaluates coin collections for estates and individuals. Ameritas Advisory Services provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a variety of portfolios including model-based allocations, mutual funds, ETFs, and individual securities, and operates multiple program platforms supported by third-party technologies and managers.

Laura Williams is a financial advisor with Janney Montgomery Scott in Uniontown, PA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Janney Montgomery Scott since 2005, following a brief tenure at Parker/Hunter Incorporated. Williams serves as a board member of the Mon Valley Regional Chamber of Commerce in Charleroi, PA, participating in local business events and initiatives. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele through a range of advisory programs and combines in-house portfolio management with third-party managers.

Zebulon Lewis is a financial advisor at Guardian Life with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Park Avenue Securities LLC since 2017, concurrently with his role at Guardian Life Insurance Company of America since 2015. Outside of finance, he is involved in volleyball officiating and coaching. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies and access to insurance products and alternative investments.

Jace Kyle is a financial advisor with Guardian Life and holds a Series 66 credential, with five years of industry experience. He previously worked at Park Avenue Securities and has experience as an adjunct professor at Davis and Elkins College. He serves as secretary of the Tygart Valley Lions Club and is a board member for Youth Health Service, an organization focused on child development and care services. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and investment solutions tailored to client needs.

John Stolar is a financial advisor at Centaurus Financial, Inc. with 39 years of industry experience. He has worked at both Centaurus Financial and Orion Financial, LLC since 2002. Outside of his advisory work, he is involved with JMS Services LLC and provides services related to health and disability insurance. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of financial planning and portfolio management services through its CLASSIC Plus platform, utilizing both discretionary and non-discretionary strategies and various investment analyses.

Colleen Knight is a financial advisor at TIAA-CREF with nine years of industry experience. She holds the Series 66 designation and has worked at firms including LPL Financial and Clear Mountain Bank. Knight serves as a board member for the United Way of Monongalia and Preston Counties and is a 25% owner of a farming operation in West Virginia. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often leveraging pre-existing TIAA employer retirement plan relationships. The firm provides customized portfolio management alongside model-based strategies and acts as adviser to a donor-advised fund as part of its vertically integrated group.

Daniel Sickelsmith is a CFP® professional with one year of experience, currently serving at Wealth Enhancement Advisory Services, LLC. His prior work includes roles at Walmart and Shoppers Value Foods. Wealth Enhancement Advisory Services manages over $122 billion in assets through a large network of advisors, offering financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified investment approach that blends passive and active management, supported by an internal Investment Committee and various implementation tools.

Bryan Schod is a financial advisor with Guardian Life and holds the Series 66 designation. He has six years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of advising, he is an author of the book *Be A Cash Flow Pro* and is involved with Generation Morgantown, a community organization. Bryan works with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which provides both brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions including discretionary management, model-based strategies, and digital advisory tools.

Raymond Prendergast is a financial advisor with TIAA-CREF in Morgantown, WV, holding a Series 66 designation and 24 years of industry experience. He has been with TIAA-CREF and its affiliated entities since 2016. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm also advises a donor-advised fund and operates within a vertically integrated structure using affiliated funds.

Michael Tetteris is a financial advisor at Janney Montgomery Scott with the Series 66 designation and four years of industry experience. Prior to joining Janney in 2021, he worked at Invacare Corporation and Philips Respironics. He is a member and Senior Warden of the Free and Accepted Masons of Pennsylvania Lodge #252 and serves on the financial panel of the Grand Lodge of Pennsylvania Free and Accepted Masons, providing volunteer financial consultations. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and multiple advisory programs with a combination of in-house and third-party portfolio management.

Nicolas Heywood is a financial advisor with TIAA-CREF, holding a Series 66 designation and 18 years of industry experience. He has worked at TIAA-CREF since 2012 and previously spent four years with BB&T Investment Services, Inc. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to employer retirement plans administered by TIAA. The firm offers a range of managed account options, including model portfolio and customized portfolio approaches, while acting as adviser to the TIAA Donor Advised Fund.

Patricia Watson is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has been with Truist and its predecessor firms since 2013, including Bb&T Bank where she worked for 25 years. Outside of her advisory role, she serves on the boards of the Foundation of Monongalia General Hospital and WV Philanthropy, a nonprofit supporting grantmakers and charitable efforts in West Virginia. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and consulting, supported by AI-enabled equity research and a structured manager-selection program.

John Coleman is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Janney Montgomery Scott since 2005. Outside of his advisory role, he is a 50% owner of Colebrook Chocolate Co., a chocolate manufacturing and retail business, and serves on several local boards, including Highlands Hospital, Fayette County Cultural Trust, and Fayette County Sports Hall of Fame. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, and advisory programs, combining in-house and third-party portfolio management across multiple platforms.

Angela Holdsworth is a financial advisor at Truist Advisory Services with nine years of industry experience. She holds a Series 66 designation and has been with Truist and its predecessor entities since 2017, including positions at BB&T and Truist Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary and non-discretionary manager relationships, utilizes third-party platforms and AI-enabled research tools, and integrates services across its affiliated broker-dealer and bank.

Angela Danko is a financial advisor at Janney Montgomery Scott with six years of industry experience. She holds the Series 66 designation and has been with Janney Montgomery Scott and its affiliated entities since 2018. Prior to her advisory career, she worked at Highlands Hospital for sixteen years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, providing brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.