Christopher Shaffer is a CFP® with four years of industry experience, currently affiliated with Janney Montgomery Scott. His prior roles include positions at Global Retirement Partners, LPL Financial, and Berteotti Insurance & Financial Services. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, providing a range of brokerage, financial planning, and advisory services through in-house and third-party portfolio management.

Beth Rhodes is a financial advisor at &PARTNERS with 29 years of industry experience. She holds a Series 63 designation and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Rhodes is based in Johnstown, PA. &PARTNERS serves a diverse client base including individual investors, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers investment advisory and brokerage services, utilizing a range of proprietary and third-party portfolio management strategies across fundamental, technical, and quantitative analysis.

Ryan Jones is a financial advisor with Commonwealth Financial Network in Ligonier, PA. He holds a Series 66 designation and has two years of industry experience. His prior roles include positions at Elek Wealth Management, Robert Morris University, and Ligonier Country Club. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors, who have discretion to construct client portfolios from a broad range of securities and insurance products.

Albert Gaiardo is a financial advisor at Lincoln Investment with four years of industry experience. He holds a Series 66 designation and has worked at both Capital Analysts and Lincoln Investment since 2022. Additionally, he has been associated with the Ligonier Valley School District since 1996. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisor-managed and firm-managed portfolios, employing both strategic and tactical investment approaches.

Natalie Yaksick is a financial advisor with Integrity Alliance, LLC and holds Series 63 and Series 65 licenses. She has 38 years of industry experience, including previous roles at LPL Financial LLC and Cetera Investment Services. Outside of her advisory work, she is involved with Yaksick Financial Services LLC, an insurance agency. Integrity Alliance serves a diverse client base with advisory and brokerage services through a large network of over 300 independent advisers managing approximately $5.4 billion in assets. The firm offers various investment approaches and portfolio management solutions, combining discretionary accounts, model portfolios, and third-party sub-advisers across multiple platforms.

Stephanie Conde is a financial advisor at PNC Wealth Management with 18 years of industry experience. She holds a Series 66 designation and has been with PNC Investments, LLC since 2016. Outside of her advisory role, she is a partner in Divorce Squad, a non-investment-related business. PNC Wealth Management offers retail brokerage and advisory services through various model-based programs, including an online discretionary model account available by invitation to employees. The firm’s investment approach utilizes approved model strategies implemented via mutual funds and ETFs, with portfolio management delegated to third parties and an emphasis on algorithm-driven risk assessment.

John Fiore is a CFP® with 32 years of industry experience. He has been with Janney Montgomery Scott since 1999, including a recent role starting in 2025. Outside of his advisory work, he manages a family farm property used primarily for recreation and occasional agricultural leasing, timber sales, and government conservation programs. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base offering brokerage, financial planning, consulting, and wrap/advisory programs, with investment advice delivered through a combination of in-house and third-party portfolio management.

Nathanael Shaffer is a financial advisor with OSAIC Institutions, Inc. holding Series 65 and Series 63 designations and has seven years of industry experience. His prior work background includes roles at UPS, Infinex Investments, Inc., and 1st Summit Bank. Outside of finance, he works as a loader for UPS, dedicating approximately 60 hours per month outside of trading hours. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure.

Anthony Di Paola is a Series 66-registered financial advisor with Eagle Strategies (NY Life) in Johnstown, PA, and has one year of industry experience. He is also associated with Anderson Financial Solutions, LLC, operating under that name to offer New York Life products and services. Outside of finance, he has worked at Rizzos Restaurant of Windber for six years. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives and Plan Sponsor criteria.

Jamie Rutledge is a CFP® professional with 11 years of industry experience, currently affiliated with GWN Securities Inc. in Johnstown, PA, where he has worked since 2016. He also engages in the sale of insurance products, including life, long-term care, and annuities through FIG Marketing. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and introductions to third-party managers. The firm utilizes a combination of affiliated and unaffiliated sub-advisers along with model-based portfolio allocations, incorporating both traditional asset allocation principles and tactical strategies such as market-timing and momentum-based approaches.

Chase Alcorn is a CFP® with seven years of industry experience. He is currently with Janney Montgomery Scott, where he has worked since 2021, following prior roles at LPL Financial and Hefren-Tillotson. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Joseph Goodwin is a CFP® professional with 39 years of industry experience, currently associated with Eagle Strategies (NY Life) since 2008. He has been affiliated with New York Life and Nylife Securities Inc. since 1986. Outside of advisory work, he occasionally brokers life and short-term disability insurance products with companies other than New York Life. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services through a broad network of representatives. The firm offers tailored advice across multiple program types and manages a substantial non-discretionary asset base.

Bernard Lynch is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and bringing 42 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities. He is also a co-owner of PGH Benefits, LLC, an entity involved in insurance business activities. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment options, and provides operational, compliance, and practice-management support to affiliated advisors.

Ryan Robertson is a financial advisor at OSAIC Institutions, INC. with 15 years of industry experience. He holds a Series 66 designation and has worked at Infinex Investments, Inc. since 2015 and First Commonwealth since 2014. He also has a role with First Commonwealth Bank Trust Division. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm operates with a predominantly non-discretionary asset base and utilizes a network of investment adviser representatives who provide both advisory and brokerage solutions.

Melinda Vargulish is a financial advisor at Janney Montgomery Scott with 11 years of industry experience. She holds a Series 66 designation and has been with Janney Montgomery Scott since 2011. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, high-net-worth clients, families, trusts, estates, corporations, retirement plans, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Cole Fiore is a financial advisor at Janney Montgomery Scott in Ligonier, PA, holding a Series 66 credential. He joined Janney Montgomery Scott in 2025 and has prior experience at Civil and Environmental Consultants, Inc. and various other roles outside the financial industry. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and multiple advisory programs.

Keith Fetzer is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His background includes roles at Perspective Insurance Group, Cetera, and a CPA practice where he provides tax preparation and accounting services. Outside of his advisory duties, he manages Musser Forests Inc., handling accounting and business management functions. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers a range of portfolio management and financial planning services, utilizing discretionary accounts, model portfolios, and third-party sub-advisers, supported by both advisory and brokerage capabilities.

Melanie Buchan is a financial advisor with PNC Wealth Management in Ligonier, PA, holding Series 63 and Series 65 licenses and with 28 years of industry experience. She has been with PNC Investments since 2004. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only, discretionary model account available to PNC Bank employees. The program uses algorithm-driven risk assessments and implements investments via approved model strategies managed by PNC or third-party strategists.

Dennis Hunt is a financial advisor at PNC Wealth Management with 36 years of industry experience. He has held his current position since 2004 and holds Series 63 and Series 65 licenses. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot for employees that uses algorithm-driven risk assessments and invests in mutual funds and ETFs with annual rebalancing.

Joseph Anderson is a financial advisor with Eagle Strategies (NY Life) in Johnstown, PA, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at Eagle Strategies since 2025 and has been operating Anderson Financial Solutions since 2018. Anderson also holds roles with NYLIFE Securities LLC and New York Life Insurance Company, where he has been affiliated for 10 years. He is involved in brokering insurance products through his own firm. Eagle Strategies serves a broad mix of individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice and multiple program types, with a focus on non-discretionary asset management and advisory services connected to insurance and annuity products within an integrated New York Life structure.