Kalyan Raman is a financial advisor with Centaurus Financial, Inc. He holds the ChFC® designation, along with Series 63 and Series 65 licenses, and has 43 years of industry experience. Prior to joining Centaurus Financial in 2018, he worked at VOYA Financial Advisors from 2014 to 2018. He owns a business focused on the sale of life insurance and fixed annuities and also provides tax preparation services. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through various arrangements that combine fundamental, technical, bottom-up, and top-down investment analyses.

Patrick Horan is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at Citizens Securities, Citizens Bank, KeyBank, Penn Mutual Life Insurance, and Hornor Townsend & Kent Inc. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy pilot that uses algorithm-driven risk assessments and delegated portfolio management with mutual funds and ETFs.

Josef Weiser is a financial advisor with PNC Wealth Management in Elkton, MD, holding Series 63 and Series 66 registrations and two years of industry experience. His prior roles include positions at Bank of America, Merrill, The Vanguard Group, and Wells Fargo Bank. Outside of finance, he is starting Pulse Consulting Strategies LLC, a business aimed at providing secret shopper and mock health inspection services to small local restaurants. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary account that uses algorithmic risk assessment and managed model strategies primarily invested in mutual funds and ETFs.

Vincent Criniti is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Janney Montgomery Scott since 2008. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad range of clients, including high-net-worth individuals, families, trusts, estates, and institutional sponsors, offering brokerage, financial planning, consulting, and various advisory programs.

Michael Connor is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Bankers Life and its related entities since 2015. In addition to his advisory role, Connor recruits and trains insurance agents and is appointed to write business in Medicare Supplement, annuities, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and manages portfolios across a range of securities with periodic rebalancing and reviews.

Holly Vassaras is a financial advisor at SPC with a Series 66 designation and three years of industry experience. She has worked at Parkland Securities LLC since 2017 and serves as a Trust Officer at Pennsville National Bank, where she has been employed since 2015. Vassaras is also a commissioned Notary Public in New Jersey. SPC serves a diverse client base, including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers managing approximately $5.66 billion in assets.

William Masten is a financial advisor at SPC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at SPC since 2017. Prior to SPC, he was with Investment Center of America and has a longstanding role at Pennsville National Bank, where he serves as Chairman and President of Penn Bancshares, Inc. He is also a member of the Pennsville Sewerage Authority. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services, with a service model that includes discretionary and nondiscretionary management options and a corporate structure integrating affiliated broker-dealers and insurance agencies.

Matthew Riley is a financial advisor with Centaurus Financial, Inc. in Middletown, Delaware, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has been with Centaurus Financial and Affinity Wealth Management since 2007. Outside of his advisory work, Riley serves as a board member of the Middletown YMCA. Centaurus Financial, Inc. provides advisory and brokerage services to a broad range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized services, employing both discretionary and non-discretionary approaches.

Edward Chapman is a financial advisor with LPL Financial in Newark, DE, holding a Series 66 designation and 24 years of industry experience. He has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and brokerage services.

Michael Forcade is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2008, accumulating 18 years of industry experience. He is based in North East, Maryland. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers various advisory strategies through a nationwide network of financial advisors and branch offices.

Sherley Legerme is a financial advisor with Primerica Advisors in Newark, DE, holding Series 65 and Series 63 licenses and with 13 years of industry experience. She has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. Outside of her advisory role, she is involved in the sale of home security and automation products as well as loan product referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates on a large scale and primarily utilizes model-delivery strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Kari Kroll is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and bringing 16 years of industry experience. She has worked with M&T Securities, M&T Bank, J.P. Morgan Services, J.P. Morgan Securities, and WSFS Bank. Outside of her advisory role, she owns Mr. Mulch Frist State, a non-investment-related business based in Middletown, Delaware. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to research and model portfolios from multiple sources.

Anthony Johnson is a financial advisor at Edward Jones with 38 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1997. Outside of his advisory role, he serves on the United Way of Delaware Advisory Board Investment Committee, is a trustee and chair of the finance committee at St. Anne's Episcopal School in Middletown, DE, and is a researcher, author, and speaker on historical topics. He also serves as a board member for Nehemiah Gateway Corp in Wilmington, DE. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branches and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Douglas Loew is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and 65 licenses, with 40 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Independent Advisers Group Corp. He also operates his own business focused on the sale and service of fixed insurance and investment products. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers comprehensive portfolio management, financial planning, and access to various program platforms and third-party managers across multiple discretionary and non-discretionary structures.

Keith Garland is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management options. The firm’s advisory approach is IPS-driven and incorporates a range of investment vehicles, including insurance-related products and bank deposit sweep options.

Mark Bacon Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of experience at the firm. He is based in Newark, DE. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sean Stevens is a financial advisor with LPL Financial holding a Series 66 credential and four years of industry experience. He has prior experience at M&T Bank and its associated entities. His background also includes running a home improvement business for three years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Evelyn Davies is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and three years of industry experience. Her prior work includes roles at Northrop Grumman Systems Corporation and Accenture. She is also involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

James Elias is a financial advisor with LPL Financial in Middletown, DE, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He worked previously at Edward Jones for nine years and at Consolidated LLC for one year before joining LPL Financial in 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by a range of model portfolios and research.

Marc Wilson is a financial advisor with Primerica Advisors in Newark, Delaware, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Primerica Advisors since 2021 and has worked in related roles at Primerica Financial Services since 2020. Outside of his advisory work, he has been involved with Imhotep Institute Charter High School since 2001. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.