Scott Melnick Jr. is a CFP® professional at PNC Wealth Management with 12 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 11 years before joining PNC Investments LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot that uses algorithmic risk assessment and implements portfolios via mutual funds and ETFs with annual rebalancing.

Denise Devine is a financial advisor at Janney Montgomery Scott with two years of industry experience. She holds a Series 66 designation. Prior to her current role, she worked for the City of Dover for nine years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, and institutional sponsors, offering brokerage, financial planning, and advisory services through in-house and third-party portfolio management.

Sandra Lawter Otoole is a CFP® with 26 years of industry experience, currently affiliated with Principal Financial Services in Dover, DE. She has been involved with Lawter Otoole Wealth Management LLC since 2012 and has held roles at Principal Securities Inc. and Principal Life Insurance Co. since 2011. Outside of financial advising, she serves as Vice President of BLOKAMP, LLC, a family-related business. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Roberts Mckeldin is a financial advisor at Bankers Life Advisory Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Bankers Life Securities, Inc. since 2016, ProEquities, Inc. since 2010, and Bankers Life And Casualty Co. since 1990. Outside of advisory work, he is a rental property owner. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment process focuses on customized asset allocation, tax efficiency, and a blend of fundamental and technical analysis.

Michael Cecchine is a financial advisor with Kestra Advisory Services, holding Series 66 and Series 63 credentials. He has been in the financial services industry since at least 2016, with prior roles at Ally Invest Securities, JPMorgan Chase Bank, Citizens Bank, and AXA Advisors. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including plan sponsors, institutional investors, and individuals. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms, managing approximately $79.8 billion in assets.

Raymond Book III is a financial advisor at Savant Wealth Management with 25 years of industry experience. He holds the PFS™ designation and Series 65 license. His prior experience includes roles at Artisans Bank, Wealth Management Group, LLC, and R. F. Book & Co. CPAs. Outside of advising, he is involved in equipment leasing and life insurance monitoring through Book & Associates Leasing, LLC. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related advisory services. The firm combines evidence-based asset allocation with actively managed strategies and offers integrated accounting, legal, and trust services through affiliated entities.

Vincent Criniti is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Janney Montgomery Scott since 2008. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad range of clients, including high-net-worth individuals, families, trusts, estates, and institutional sponsors, offering brokerage, financial planning, consulting, and various advisory programs.

Matthew Biggs is a financial advisor with Kestra Advisory Services, LLC, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Co. He serves as a committee member on the Finance and Audit Committee for the Most Worshipful Grand Lodge of A.F. & A.M. of Delaware. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers a range of services such as fiduciary consulting, plan-level investment advice, and employee education, serving clients that include large institutional investors and sovereign wealth funds.

Nataliya Zook is a CFP® professional with eight years of industry experience, currently serving at Savant Wealth Management since 2023. Prior to joining Savant, she worked at Raymond F. Book & Associates and Wealth Management Group, LLC from 2017 to 2023, with earlier roles at Citizens Securities Inc. and Citizens Bank. Savant Wealth Management provides comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm employs a blended investment approach combining evidence-based, model-driven asset allocation with actively managed strategies, supported by affiliated accounting, legal, and trust services.

Matthew Riley is a financial advisor with Centaurus Financial, Inc. in Middletown, Delaware, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has been with Centaurus Financial and Affinity Wealth Management since 2007. Outside of his advisory work, Riley serves as a board member of the Middletown YMCA. Centaurus Financial, Inc. provides advisory and brokerage services to a broad range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized services, employing both discretionary and non-discretionary approaches.

Christine Lawrence is a financial advisor at Savant Wealth Management with 24 years of industry experience. She holds a Series 65 designation and previously worked at Wealth Management Group, LLC, and R. F. Book & Co., CPAs. Outside of advisory services, she has been involved in equipment leasing and life insurance monitoring through separate business entities. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, financial planning, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies overseen by an investment committee, supporting a broad range of client needs through its scale and integrated affiliated services.

William Paradee III is a financial advisor with Commonwealth Financial Network in Dover, Delaware, holding a Series 66 designation and 24 years of industry experience. He has operated Paradée Financial, LLC since 2011 and serves as its president and sole owner. Outside of his advisory role, Paradee is a State Senator for Delaware and a special trustee member of the investment committee for the Delaware Technical and Community College Education Foundation. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm provides a range of advisory programs, investment management services, and back-office support, allowing advisors to offer customized portfolio solutions and access to model portfolios managed by its Investment Management and Research team.

Ronald Vascik Jr. is a Series 65-licensed advisor with 24 years of industry experience, currently with Savant Wealth Management. He previously spent 22 years at Wealth Management Group, LLC, and has a background with R. F. Book & Co. CPAs. Outside of advising, he is involved as a member of RF Book Realty, LLC. Savant Wealth Management serves a diverse client base including individuals, families, pension plans, and charitable organizations, offering wealth management, financial planning, and retirement consulting services. The firm utilizes a combination of evidence-based asset allocation and actively managed strategies, supported by extensive in-house resources and affiliated accounting, legal, and trust services.

Christopher Clifford is a financial advisor at PNC Wealth Management with 12 years of industry experience. He holds the Series 66 designation and has worked within various PNC entities since 2015. He is based in Dover, Delaware. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital Portfolio Solutions Strategist offering for employees. This program uses algorithm-driven risk assessments and approved model strategies executed via mutual funds and ETFs, with portfolio management delegated to third parties.

Joanna Daneman is a financial advisor at Edward Jones with 21 years of industry experience. She has held Series 63 and Series 66 designations and has been with Edward Jones since 2004. Outside of her advisory role, she participates in book reviewing through an Amazon-related activity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a broad nationwide network of financial advisors and branch offices.

Kari Kroll is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and bringing 16 years of industry experience. She has worked with M&T Securities, M&T Bank, J.P. Morgan Services, J.P. Morgan Securities, and WSFS Bank. Outside of her advisory role, she owns Mr. Mulch Frist State, a non-investment-related business based in Middletown, Delaware. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to research and model portfolios from multiple sources.

Anthony Johnson is a financial advisor at Edward Jones with 38 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1997. Outside of his advisory role, he serves on the United Way of Delaware Advisory Board Investment Committee, is a trustee and chair of the finance committee at St. Anne's Episcopal School in Middletown, DE, and is a researcher, author, and speaker on historical topics. He also serves as a board member for Nehemiah Gateway Corp in Wilmington, DE. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branches and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Keith Garland is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management options. The firm’s advisory approach is IPS-driven and incorporates a range of investment vehicles, including insurance-related products and bank deposit sweep options.

Adam Insley is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Hobby Lobby Stores Inc. and has teaching experience at Salisbury University and Wor-Wic Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Stevens is a financial advisor with LPL Financial holding a Series 66 credential and four years of industry experience. He has prior experience at M&T Bank and its associated entities. His background also includes running a home improvement business for three years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.