Christopher Ruspi is a CERTIFIED FINANCIAL PLANNER™ professional with 36 years of industry experience. He has been with Applied Financial Wisdom since 2012 and also maintains an affiliation with LPL Financial. Outside of his advisory work, he owns a travel blog. Applied Financial Wisdom provides discretionary and non-discretionary asset management, comprehensive financial planning, and retirement-plan allocation services to individuals, high-net-worth clients, and business entities. The firm’s investment approach is based on a proprietary top-down forecast that incorporates fundamental, technical, and cyclical analysis, utilizing sector rotation, ETFs, individual equities, fixed income, and, when appropriate, options and margin strategies.

Maureen Mcshane is a financial advisor at Capital Investment Management Inc. with 20 years of industry experience. She holds a Series 66 designation and has worked at Capital Investment Management since 2007, following a prior role at H. Beck, Inc. Mcshane is also licensed as an independent insurance agent. Capital Investment Management provides non-discretionary investment supervisory services primarily to individuals and high-net-worth clients, including trusts, estates, IRAs, and 401(k) accounts. The firm’s approach centers on diversified, risk-based allocations implemented mainly through mutual funds and Modern Portfolio Theory, with ongoing client approval of investment actions.

Brian Wee is a CFP® professional with 15 years of industry experience, currently serving as the principal of Homewood Capital Management East LLC since 2017. He previously worked at Homewood Capital Management, Inc. from 2013 to 2018. Outside of his advisory role, Brian is a licensed real estate agent and insurance agent based in Woodbine, MD. Homewood Capital Management East LLC provides portfolio management and financial planning services to individual clients, focusing on long-term, diversified investment strategies grounded in modern portfolio theory. The firm emphasizes documented risk tolerance and time horizons, offering both discretionary and non-discretionary management, with regular portfolio reviews.

Christopher Shematek is a CFP® and ChFC® with 27 years of industry experience. He has been with Cobalt Financial Partners LLC since 2005, concurrently affiliated with LPL Financial. Outside of his advisory work, he serves as the Business & Economics Department Chair and instructor at Glenelg Country School, where he teaches economics and business courses and supports student-run business projects. Cobalt Financial Partners provides portfolio management and financial planning to individuals, high-net-worth clients, business entities, and pension and profit-sharing plans. The firm focuses on asset allocation, rebalancing, and modern portfolio theory, generally operating on a non-discretionary basis and managing approximately $108 million primarily through mutual funds and ETFs.

Jorge Cortes is a financial advisor at Terrafort Capital LLC with a Series 65 designation and four years of industry experience. His prior roles include positions at the United Nations Capital Development Fund, IDB Invest, and the Central American Bank for Economic Integration. He currently serves in the Maryland State Treasurer's Office, Investments Division. Terrafort Capital is an independent, single-adviser firm serving individual and institutional clients such as pension plans and endowments. The firm provides discretionary investment management, financial planning, co-advisory services, and pension consulting, combining third-party model access with direct portfolio management across traditional and alternative investments.

Harvey Robinson is a CFA® charterholder with 6 years of industry experience, currently serving as the sole advisor at Robinson Capital Group in Dayton, MD. He has been affiliated with Robinson Capital Group since 2003 and has concurrent roles at Gerson Lehrman Group and Robinson Kirlew & Associates since 2012. Robinson Capital Group is an independent, fee-only investment management firm serving individual and institutional clients, including pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm utilizes a fundamental research process and a value-oriented investment approach, focusing on diversified, risk-adjusted portfolios with discretionary management and formalized investment policies.

Wesley Brown is a financial advisor with Remnant Wealth in Gaithersburg, MD, holding the ChFC® designation and Series 63, 65, and 66 licenses. He has 10 years of industry experience, including prior roles at Park Avenue Securities, Guardian Life Insurance, Nationwide Insurance, and Ohio National Financial Services. Outside of advisory work, he is involved in property and casualty insurance sales. Remnant Wealth provides investment and advisory services focused on pooled vehicles and institutional-style engagements. The firm offers portfolio management, wealth management, financial planning, and educational seminars, employing a non-discretionary approach with a variety of securities and multiple methods of analysis tailored to client objectives.

Darren Straniero is a CFP® with 17 years of industry experience. He is the sole advisor at OnPlane Financial Advisors, an independent firm he has led since 2018. Prior to founding OnPlane, he worked for Park Ave Securities and Guardian Life Insurance for ten years each. OnPlane Financial Advisors serves individual clients and families, providing comprehensive financial planning and asset management primarily through virtual meetings. The firm employs a passive, index-oriented investment strategy and uses a fixed retainer fee model rather than percentage-of-assets billing.

Andrew Hamill is a CFA® charterholder with experience at Foxgrover Investment Partners since 2025, Atlantic Union Bank since 2021, and Wells Fargo from 2011 to 2021. He is based in Gaithersburg, MD. Foxgrover Investment Partners provides portfolio management and personalized financial planning to individuals and high-net-worth clients, using fundamental analysis, modern portfolio theory, and quantitative methods to inform investment decisions. The firm offers both non-wrap and wrap fee programs, managing portfolios with discretion based on clients’ investment policy statements.

Wesley Watkis is a financial advisor with The W & W Group LLC in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at Global Brokerage Services, Inc. for 16 years and World Capital Brokerage, Inc. for one year. Outside of his advisory role, he consults on cash flow projects for an information technology firm and works as an independent insurance agent. The W & W Group provides customized investment advisory services to individuals, trusts, estates, and retirement plans, managing approximately $23.8 million in client assets. The firm employs a long-term investment approach informed by fundamental, technical, and cyclical analysis, with active account monitoring and direct client access to the advisor.

Prospero Roda is the sole advisor at Roda Investment Management, LLC in Burtonsville, MD, holding Series 63 and Series 66 credentials with 21 years of industry experience. He has led Roda Investment Management since its founding in 2006. Roda Investment Management provides personalized, fee-only investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm manages client assets on a discretionary basis using a strategic asset-allocation framework focused on individual equities, fixed income, and exchange-traded funds, incorporating fundamental analysis and global diversification to manage risk.

Yuan He is a financial advisor at HY Financial LLC with 15 years of industry experience. He holds a Series 65 designation and has worked at the General Services Administration since 2019 and the Food and Drug Administration from 2015 to 2019. Outside of his advisory role, he is a limited partner in two small businesses operating entertainment venues in Gaithersburg, Maryland. HY Financial is a small independent registered investment adviser serving individual clients with discretionary portfolio management and limited financial planning services. The firm combines fundamental and technical analysis with a focus on qualitative business evaluation and low turnover, and it monitors accounts regularly while providing written financial plans.

Philip Chauche is the principal of Chauche & Associates LLC, an independent advisory firm based in Germantown, MD. He holds the CFP® and CFA® designations and has 18 years of industry experience. Chauche has led his firm since 2003. Chauche & Associates LLC manages portfolios and provides financial planning for a limited number of individual clients, focusing on diversified, personalized asset allocation. The firm employs a top-down investment approach, primarily using no-load and low-load mutual funds, and maintains periodic client account reviews without taking custody of assets.

Andrew Meringoff is the sole advisor at Meringoff Wealth Management Group, LLC in Rockville, MD, with 26 years of industry experience. He holds Series 63 and Series 65 designations and has led his independent firm since 2008. In addition to his advisory role, he is an independent insurance agent, though he is not actively selling insurance. Meringoff Wealth Management Group provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and pension and profit-sharing plans. The firm constructs customized portfolios using primarily low-cost mutual funds and ETFs, with a long-term, fundamental investment approach complemented by technical analysis for trade timing and rebalancing.

Eugene Fisher is the sole advisor at Fisher Financial, P.A. in Rockville, MD, with 22 years of industry experience. He has been with Fisher Financial since 1986. Fisher Financial, P.A. is a CPA-based, state-registered investment adviser that provides investment manager selection, financial planning, and income and estate tax planning primarily for high-net-worth individuals, businesses, and tax-exempt organizations. The firm coordinates with third-party managers rather than directly managing client assets and incorporates tax considerations into its planning and recommendations.

My name is Matthew, your advisor at Cadence Planning. I entered the professional world as a teacher. For over six years, I spent time with students, developed after-school robotics programs, and relished the opportunity to educate and empower the people around me. That is why, I believe it is important for clients to understand, I entered the financial world as a teacher as well. The passion for teaching never left me. I had witnessed, first hand, the impact education has on someone's self-confidence, security, and semblance of joy. And I carry this approach with me into my advising. In 2006 I decided to leave teaching altogether to work full-time as a tax accountant. I took and passed each section of the EA exam between 2009 and 2010, receiving my EA designation in March 2011. I've been given the opportunity to present to my peers at conferences and in 2012 was honored to be a recipient of the “Outstanding Young Professionals Award” from the Maryland Society of Accountants. In 2021, I completed the Financial Planning Program at the Boston Institute of Finance at Bryant University and subsequently passed the CFP exam and earned my CFP Marks. It's been a hard but rewarding journey and has left me feeling empowered to help clients. That is why I love what I do.

Most professionals, pre-retirees, and retirees have gaps in their financial plans that cost time, money, and peace of mind. These gaps often appear not because of poor planning, but because life itself keeps evolving. Careers change, families grow, tax laws shift, and priorities move. Over time, even the most well-intentioned plans can lose alignment with the lives they were built to support. With15+ years of working closely with individuals and families, I’ve seen firsthand how the right guidance and a truly collaborative relationship can make all the difference. At Addax Bridge Financial we believe every client’s story is unique, which is why every plan is too. Together, we look beyond numbers and portfolios to understand what matters most; your goals, values, and the life you’re building. From there we help close the gaps through a comprehensive approach that brings every part of your financial life into alignment by integrating: - Holistic or Goal-Based Financial Planning – aligning your finances with what matters most to you - Retirement Planning – creating a confident path to and through retirement - Investment Management – disciplined, research-driven portfolio construction and management - Tax Planning – strategies to help minimize taxes and maximize wealth - Estate Planning – preserving your legacy for the next generation - Insurance Planning – protecting what you’ve worked so hard to build - Education Planning - guiding families to fund futures with confidence As a Fiduciary and Fee-Only Wealth Management and Financial Planning firm, our mission is to simplify the complexities of finance, giving clients clarity, confidence, and a trusted partner at every stage of life. We focus on fewer relationships, that way we’re able to go deeper, understanding what matters most to you and staying involved every step of the way. It’s the kind of thoughtful, one-to-one partnership that larger firms simply can’t match.

Nicholas Herman is a financial advisor at Elite Financial Group in Gaithersburg, MD, holding a Series 65 designation with 18 years of industry experience. He previously worked at Capital Financial Partners from 2005 to 2018. Outside of his advisory role, Herman is the CEO of a general contracting company and is also active as a real estate agent and insurance agent. Elite Financial Group provides portfolio management services primarily for individual and high-net-worth clients, using a combination of charting, fundamental, and technical analysis within a long-term trading framework. The firm’s approach includes managing portfolios with mutual funds, equities, fixed income, ETFs, annuities, and TIPS.

Stephanie Bigwood is a CFP® and ChFC® with 30 years of experience in financial advisory and related fields. She is the principal of Goldsborough Capital Management, LLC, a firm she has led since 2012. In addition to her advisory work, she manages Goldsborough Tax and Accounting Services, LLC, where she prepares tax returns. Bigwood is also involved with the TowsonTowne Rotary Foundation as a board member. Goldsborough Capital Management provides investment advisory and portfolio management services to individuals, trusts, retirement accounts, employee benefit plans, corporations, foundations, and charitable organizations. The firm designs portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including asset allocation, option strategies, and the use of sub-advisers.

Kurt Houghton is a financial advisor at Safe Harbor Investment Advisors, LLC with 26 years of industry experience. He holds the Series 66 designation and has been with Safe Harbor since 2007. Safe Harbor Investment Advisors provides discretionary portfolio management for individual investors and advisory services to retirement plan sponsors, businesses, and nonprofit organizations. The firm employs fundamental equity analysis and diversified holdings to implement tailored investment strategies and offers both discretionary and non-discretionary services for ERISA retirement plans.