Shawn Miller is a financial advisor at Sovereign Financial Services, LLC in Phoenix, MD, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Sovereign Financial Services since 2010. Sovereign Financial Services provides comprehensive financial planning and discretionary portfolio management primarily for trusts, businesses, and organizations rather than individual retail clients. The firm employs a five-step planning process and emphasizes diversified allocations using low-cost index funds and conservative fixed income instruments, managing approximately $78.2 million in discretionary assets.

Randy Packett is a financial advisor at Chesapeake Capital Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Chesapeake Capital Management since 2015, previously serving at Sageguard Investment Advisory Services and Chesapeake Financial Solutions, where he remains active as a licensed insurance agent. Outside of finance, he is CEO and board member of Regalworks Media, an independent film studio, and is a partner in Evolved Hospitality Group, a restaurant and catering business. Chesapeake Capital Management, LLC serves individual and high-net-worth clients with portfolio management and financial planning services. The firm operates as a team of seven advisors, offering both discretionary and non-discretionary advisory solutions alongside client education and communications, and sponsors a wrap-fee program to provide bundled fee management options.

Brian Silvestri is a financial advisor at Silvestri Financial and Tax Advisors, Inc. with five years of industry experience. He holds a Series 65 credential and has a background that includes 13 years at Booz Allen Hamilton, where he served as a Lead Associate and Project Manager in the Strategic Innovation Group. Silvestri Financial and Tax Advisors, Inc. provides financial planning, consulting, and tax-aware planning services to individuals, including high-net-worth clients, and corporations. The firm primarily directs clients to third-party money managers after due diligence, using model allocations and tailored recommendations to align investments with client goals and risk tolerances.

Jacob Adkins is a CFP® and holds a Series 65 license with six years of industry experience. He has been with The Kelly Group since 2018, following prior roles at AXA Advisors, First National Bank, and Salisbury University. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets for over 1,000 clients through a team of 15 advisors. The firm employs a team-based approach with diversified model allocations, primarily using institutional mutual funds and active managers, combined with ongoing monitoring and behavioral coaching.

Richard Fletcher is a CFP® professional with 33 years of experience in the financial services industry. He has worked at Cambridge Investment Research Advisors, Inc. and EF Legacy Securities, LLC before joining The Kelly Group in 2013. He holds Series 63 and Series 65 licenses and is based in Bel Air, MD. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets. The firm employs a team-based approach with diversified model portfolios that emphasize institutional mutual funds and active management, providing a range of financial planning and investment services.

Jordan Heaps is a CFP® professional with eight years of industry experience. He has worked at The Kelly Financial Group since 2020 and previously spent five years with Cambridge Investment Research, Inc. He is based in Bel Air, MD. The Kelly Group serves individuals, families, trusts and estates, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets for over 1,000 clients. The firm employs a team-based model with diversified portfolios focused on institutional mutual funds and offers comprehensive financial planning and investment advisory services.

Amanda Eimers is a CFP® professional with three years of industry experience, currently serving as an advisor at Fruitful, Inc. She previously worked at Town Capital LLC and Wells Fargo in various roles dating back to 2016. Outside of her financial career, Amanda has experience related to motherhood and entrepreneurship. Fruitful Advisory, LLC provides web-based financial planning and discretionary investment management to individual clients through a subscription membership model. The firm focuses on personalized planning and passive, low-cost core allocation strategies primarily using exchange-traded funds and index funds.

Emily Smith is a Series 65 licensed advisor with The Kelly Group, bringing one year of industry experience. Prior to her current role, she worked at Johnson and Johnson and has a background that includes time at La Salle University and managing operations at Bomboy's Homemade Candy and Ice Cream. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets with a team of 15 advisors. The firm employs a team-based approach with diversified model portfolios focused on active management, ongoing monitoring, and behavioral coaching.

Lyle Hardgrove is a financial advisor at CFM Advisors Inc with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at CFM Advisors since 2018, following prior roles at Paychex Securities Corporation and Paychex, Inc. CFM Advisors serves individual clients, including high-net-worth individuals, as well as pension and profit-sharing plans and corporate clients. The firm specializes in non-discretionary portfolio management and retirement plan advisory services, managing over $200 million in client assets outside of retirement plans and advising on more than $2.7 billion in 401(k) assets.

William Ruff is a Series 65-licensed advisor at The Kelly Group with one year of experience. His prior work includes roles in education and the service industry, including positions at Towson University, James Madison University, Texas Roadhouse, and Chick-fil-A. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in regulatory assets for over 1,000 clients. The firm employs a team-based model and focuses on diversified, actively managed portfolios complemented by ongoing monitoring, rebalancing, and behavioral coaching.

Lauren Madison is a financial advisor at The Kelly Group in Bel Air, MD, holding a Series 65 designation with three years of industry experience. She has worked at The Kelly Group since 2018 and previously held positions at PNC and Salisbury University. The Kelly Group serves individuals, families, trusts and estates, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets across a team of 15 advisors. The firm employs a team-based model using diversified institutional mutual funds and active managers, offering services such as discretionary portfolio management and comprehensive financial planning.

Christopher O’Shea is a CFP® professional with 23 years of industry experience and has been with The Financial Consulate since 2013. He holds a Series 63 license and is based in Fallston, MD. The Financial Consulate serves individuals, including high-net-worth clients, corporate retirement plans, and institutional clients with comprehensive financial planning and investment management. The firm integrates tax and accounting services with a “Risk Opportunity Investing” approach that combines tactical asset allocation and multi-faceted analysis to emphasize capital preservation and adaptive portfolio positioning.

Quinn Sutker is a financial advisor with The Kelly Group in Bel Air, MD, holding a Series 65 designation and beginning his industry career in 2024. Prior to joining The Kelly Group, he worked at InFocus Financial Advisors and has academic experience from Salisbury University. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing over $1 billion in assets with a team of 15 advisors. The firm employs a team-based approach focused on diversified model portfolios, ongoing monitoring, and behavioral coaching to support long-term investment goals.

Michael Bertrand is a financial advisor at The Kelly Group with 24 years of industry experience. He holds a Series 65 designation and has been with The Kelly Group since 2003, previously working at Cambridge Investment Research, Inc. from 2005 to 2020. He serves as a board member for THE ARC NCR, a nonprofit organization. The Kelly Group provides advisory services to individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets through a team of 15 advisors. The firm employs a team-based approach focused on diversified model portfolios and financial planning, incorporating active management and behavioral coaching.

Isaiah Smith is a financial advisor at The Kelly Group with a Series 65 designation and seven years of industry experience. He previously worked at Brown Advisory and BNY Mellon before joining The Kelly Group. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing about $1.13 billion in assets for over 1,000 clients through a team-based approach. The firm emphasizes diversified model portfolios with active management, ongoing monitoring, and behavioral coaching as part of its financial planning process.

Chad Arrington is a CFP® professional with 13 years of industry experience. He has been with The Kelly Group since 2010, with prior roles at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory work, he serves as Treasurer for the Greater Bel Air Community Foundation and as Director and Partner Liaison for the Financial Planning Association of Maryland. The Kelly Group is a team-based firm serving individuals, families, trusts, nonprofits, corporations, and qualified retirement plans. The firm manages approximately $1.13 billion in assets and employs diversified model portfolios primarily using institutional mutual funds, combined with ongoing monitoring and behavioral coaching.

Thomas Cusick is a Certified Financial Planner® with nine years of industry experience. He has been with The Kelly Group since 2017, with prior roles at Cambridge Investment Research and AXA Advisors LLC. Cusick serves as an officer for the Financial Planning Association of Maryland, contributing to the development of educational programming. The Kelly Group is a team of 15 advisors managing approximately $1.13 billion in assets for a diverse client base, including individuals, families, nonprofits, and corporations. The firm employs a team-based approach with CFP® professionals, utilizing diversified model portfolios and behavioral coaching to support long-term investment objectives.

Stephanie Waskey is a financial advisor with Aegis Wealth Management, Inc., holding a Series 65 designation and beginning her advisory career in 2026. She has prior experience with Harford Wealth Group Inc. and has also worked as a substitute teacher with Harford County Public Schools. Outside of advising, she has administrative responsibilities with Harford Life Group Inc., an insurance agency. Aegis Wealth Management serves individual investors, including high-net-worth clients, as well as institutions and retirement plans, providing financial planning, retirement and education savings analysis, and discretionary portfolio management. The firm uses a multi-team advisor structure and primarily implements portfolios through third-party sub-advisers and model portfolios.

Nicholas West is a CFP® and holds a Series 65 license with four years of industry experience. He currently works at Dew Wealth Management and previously held roles at Jacob William Advisory, Network Management Inc., and S&L Prime. Outside of advising, he is also an insurance agent, maintaining a license for insurance consulting and trail commissions. Dew Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations with family-office style programs, financial planning, retirement consulting, and investment management. The firm offers both discretionary and non-discretionary management and coordinates with clients’ other professionals as part of its Virtual Family Office and Wealth Accelerator services.

Charles Wolpoff is a CFP® professional with 25 years of industry experience. He has worked at The Kelly Group since 2020 and held previous roles at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2013 to 2020. In addition to his advisory work, he teaches at Harford Community College. The Kelly Group serves individuals, families, trusts, estates, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets for over 1,000 clients. The firm employs a team-based approach using diversified institutional mutual fund portfolios combined with ongoing monitoring, rebalancing, and behavioral coaching.