Michael Parks is a CFP® professional with 12 years of experience in financial services. He is the sole advisor at Upraise Wealth Advisory, LLC, an independent firm he joined in 2025 after prior roles at Edward Jones, Fidelity, and Merrill. Upraise Wealth Advisory, LLC is a fee-only investment adviser providing wealth management and project-based financial planning to individuals and high-net-worth clients. The firm employs a mix of passive and active strategies focused on asset allocation, fundamental analysis, and due diligence of mutual funds and ETFs, with portfolios tailored to client goals and risk tolerance.

John Persico is the sole advisor at Persico Asset Management in Severna Park, MD. He holds Series 63 and Series 65 licenses and has 4 years of industry experience, alongside 25 years at Peregrine Capital Management, LLC / PERSICO Capital, LLC. Persico Asset Management is a fee-only independent advisory firm managing approximately $90.3 million across 88 client relationships. The firm serves individuals, trusts, estates, small businesses, charitable organizations, and pension or profit-sharing plans, employing a core-and-satellite investment approach with a range of instruments and an explicit pension consulting practice.

Louis Baviello is the principal of Baviello Investment Management, LLC, an independent advisory firm based in Baltimore, MD. He holds Series 63 and Series 65 licenses and has 14 years of industry experience, including prior roles at Great Valley Advisor Group and LPL Financial LLC. In addition to his advisory work, he publishes the Baviello Bulletin, a financial publication offering investment research reports. Baviello Investment Management provides discretionary investment management and financial advisory services to individuals, families, endowments, foundations, and other institutions. The firm employs a value-oriented, bottom-up equity strategy focused on small-to-mid-cap U.S. companies, alongside bond portfolios and mutual fund allocations, tailored to clients’ objectives with flexibility in portfolio construction.

Charles Ryan is a CFP® professional with 13 years of experience in financial advising. He is affiliated with Atlantic Financial Planning LLC and has a concurrent career at United Airlines since 1998. Atlantic Financial Planning LLC provides fee-only financial planning and investment advisory services to individual and family clients. The firm uses a goal- and risk-based process to recommend target asset allocations, primarily employing a long-term, buy-and-hold strategy with index funds and ETFs, and operates on an hourly engagement model without discretionary trading authority or custody of client assets.

Richard Biniak, Jr. is a financial advisor at RLMS Business Consultants with over 20 years at the firm and four years of industry experience. He holds a Series 65 designation. In addition to his advisory role, he is involved in computer and business consulting activities. RLMS Business Consultants provides discretionary portfolio management and advisory services to individuals, small businesses, and trust funds, with a focus on retirement, college savings, and charitable planning. The firm primarily serves women investors and employs a process combining fundamental analysis and Modern Portfolio Theory to manage portfolios using low-cost ETFs, no-load mutual funds, stocks, and short-dated fixed income instruments.

Hi! I’m Sylvie. I spent years in dance studios and theaters, alongside a handful of corporate offices, before I became a financial planner. I know what it feels like when the next gig is a question mark.
 I work with the people behind the show in theater, film and TV. Crew, designers, technicians (and actors are welcome too), as well as other artists looking for long, sustainable creative careers. Many of my clients have been at it for decades. You might have a union pension, a couple of retirement accounts from old jobs, many different income streams, and chunky income that has never once looked the same two years in a row. And you're tired of every money decision feeling like a guess.
 That's where I come in. We build a money system that fits the way you actually get paid, so the slow months don't scare you and the big checks go towards supporting your version of financial freedom. 
 I also work with younger artists and self-employed creatives who want a plan in place before the big decisions show up.
 I'm NYC-raised, East Coast based, and I work virtually.

David Bonnichsen is the sole advisor at Phoenix Financial Engineering, LLC in Baltimore, MD, with 14 years of industry experience. He holds the Series 66 designation and has been with Phoenix Financial Engineering since 2016. In addition to his advisory role, he serves as an adjunct professor. Phoenix Financial Engineering, LLC provides fee-based financial planning and non-discretionary investment management to individuals, high-net-worth clients, and small businesses. The firm constructs tailored portfolios using both fundamental and technical analysis and conducts regular account reviews, while also offering educational seminars and workshops.

Michael Barnes is a financial advisor at True North Advisory, LLC, an independent registered investment adviser. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to founding True North Advisory in 2020, he was with Tlg Advisors, Inc. from 2013 to 2016. In addition to his advisory work, Barnes serves as a federal police officer with the U.S. Department of Homeland Security and operates a gun safety and permit eligibility training business. True North Advisory serves individual clients, trustees, corporations, and retirement plans, providing investment management, financial planning, retirement-plan consulting, participant education, and hourly consulting. The firm primarily uses third-party model platforms and operates on a non-discretionary, co-advisory basis, with a small client base and a focus on integrating technology such as AI for research and note-taking.

Peter Penoyar is a financial advisor with Meridian Financial Group in Arnold, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Westminster Financial Securities, Inc. since 2004 and has been with Meridian Financial Group since 1997. Meridian Financial Group provides investment management and financial-planning services to individuals, families, trusts, estates, small businesses, and sponsors of defined-contribution plans. The firm employs a conservative, institutionally influenced approach emphasizing strategic asset allocation and global diversification, constructing customized portfolios with a mix of passive and active investment vehicles.

Freddie Cook is a financial advisor at Cook Wealth Management, LLC in Bowie, MD, with 15 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 66 licenses. His prior experience includes roles at Edward Jones, UBS Financial Services, and Gradient Advisors, among others. In addition to his advisory work, he provides tax preparation services through Accurate Tax and Accounting Services. Cook Wealth Management offers financial planning and consulting to individuals, high-net-worth clients, and business entities. The firm facilitates access to third-party investment managers, acting as a liaison and monitoring manager performance rather than directly managing client assets.

David Ballard is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with three years of industry experience, currently serving as the sole advisor at Champion Financial Planning Group, LLC. He has been associated with Champion Planning Group, LLC since 2003. Champion Financial Planning Group, LLC provides discretionary portfolio management and financial consulting primarily to individual and high-net-worth clients, focusing on tailored investment advice and ongoing account supervision. The firm employs a range of investment strategies including individual equities, corporate debt, government securities, ETFs, and mutual funds, supported by fundamental, technical, and cyclical analysis.

Richard Douma Jr. is a CFP® professional with 17 years of industry experience, currently serving at Endeavor Financial Advisors, LLC since 2015. He holds the Series 66 designation and assists clients with tax return preparation as an IRS Enrolled Agent. He is also a part-owner of Fran’s Inn, a family-owned tavern in Chambersburg, PA, where he oversees administrative and financial operations. Endeavor Financial Advisors serves individuals, families, and institutional clients including charitable organizations and pension or profit-sharing plans. The firm provides portfolio management, comprehensive financial planning, and retirement-plan advisory services, using written Investment Policy Statements and a combination of fundamental and technical analysis to manage client portfolios.

Kevin Caldwell is a financial advisor at Islands East Advisors with a Series 65 credential and three years of industry experience. He previously worked for WR Grace & Co in a demand planner and financial analyst role within the specialty chemicals sector, dedicating approximately 80% of his time to that position. Islands East Advisors is an independent firm providing fee-only financial planning and investment management to individuals, high-net-worth households, nonprofit organizations, and businesses. The firm combines modern portfolio theory with passive and active strategies, offers retirement plan consulting including participant education, and manages accounts on a discretionary basis while providing ongoing and project-based financial planning.

I provide divorce planning, ongoing financial planning, and investment management. While my specialty is women going through divorce or other major life transitions, as a woman in a male-dominated industry, and as a female firm-owner in an even more male-predominant group, I want to make sure everyone who has felt excluded from the table is included and welcomed to grow their wealth and their lives. I primarily work virtually from my home in Annapolis. I have three children who astound me every single day. My fun time is spent with them and with friends, getting curious about the world – cooking, discovering new cities, playing on the water and in the woods, volunteering, seeking out live music, and getting to early morning CrossFit workouts. I founded Clairwell to provide a space for women and those who love them to grow and embrace their wealth and the lives they can build for themselves. Let's simplify wealth management and build something beautiful.

Joseph Flynn is the sole advisor at Flynn Capital Management LLC in Severna Park, MD, holding Series 63 and Series 66 licenses with 16 years of industry experience. He has operated Flynn Capital Management since 2010 and is also involved in Eastern Shore Beverages LLC, a non-alcoholic beverage company. Flynn Capital Management LLC provides investment supervisory services and one-time financial planning primarily to individual and high-net-worth clients, managing approximately $23 million in assets. The firm uses a combination of charting, fundamental, technical, and cyclical analysis to develop tailored investment strategies and requires clients to use a recommended custodian for trading and account management.

Alan Myers is a CFA® charterholder and Series 63 licensee based in Baltimore, MD, with 23 years of experience at Aerie Capital Management, an independent firm he has been with since 2003. His background is solely with Aerie Capital Management, where he serves as the firm's sole advisor. Aerie Capital Management provides discretionary investment management, financial planning, and retirement-plan consulting to individual clients, high-net-worth households, corporate pension and profit-sharing plans, and charitable organizations. The firm employs a combination of fundamental, quantitative, and technical analysis with a long-term investment approach, managing portfolios primarily of individual stocks and bonds while also utilizing mutual funds, ETFs, and, in some cases, derivative instruments for strategic purposes.

Mark Donnelly is a CFP® and CFA® with 14 years of industry experience. He is the sole advisor at Atlas Sustainable Wealth, LLC, an independent firm based in Baltimore, MD. His prior roles include positions at Beacon Pointe Advisors and AEPG Wealth Strategies. Atlas Sustainable Wealth serves individual clients with portfolio management and comprehensive financial planning, focusing on buying high-quality companies at reasonable prices for long-term holding. The firm offers customized portfolios aligned with clients’ risk tolerance and values, utilizes in-house research, and provides advice on a variety of financial products including employer-sponsored retirement plans and charitable giving.

Mark is a CERTIFIED FINANCIAL PLANNER™ professional located in Edgewater, Maryland. He provides personalized financial planning and investment management services to business owners, federal government employees, and U.S. military service members. As a former federal employee and U.S. Marine, he is familiar with the challenges you face and knows how to help you reach your financial goals. Mark’s personal experiences taught him budgeting skills, saving strategies, and how to invest. He earned undergraduate and graduate degrees in business administration and personal financial planning, which have equipped him with the knowledge and skills to provide comprehensive financial planning and investment management services to his clients.

Daniel Johnson is the sole advisor at Emerson James Advisors LLC, an independent registered investment adviser based in Crofton, MD. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Prior to founding Emerson James Advisors in 2020, he worked at firms including ON Investment Management Co, Ohio National Financial Services, and Massmutual Life Insurance Company. He also operates a sole proprietorship advising clients on insurance products such as life, health, disability, long-term care, and fixed annuities. Emerson James Advisors serves primarily individual clients and sponsors of qualified retirement plans, offering non-discretionary asset management, comprehensive financial planning, and pension consulting. The firm combines individualized investment recommendations with discretionary solutions from SEI Managed Account Solutions and third-party managers, conducting regular account reviews and providing written planning deliverables supported by online tools.

Michael Hepner is a CFP® and licensed CPA with 25 years of experience in financial advising and accounting. He is the sole advisor at Hepner Financial Services, LLC, an independent firm he has led since 2007. In addition to his advisory role, he provides accounting and tax services and is a licensed insurance agent. Hepner Financial Services, LLC offers discretionary portfolio management and financial planning to individual and high-net-worth clients. The firm customizes portfolios based on client profiles and employs various investment analyses, managing a diverse range of investment options including private placements and alternative vehicles.