Michael Barnes is a financial advisor at True North Advisory, LLC, an independent registered investment adviser. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to founding True North Advisory in 2020, he was with Tlg Advisors, Inc. from 2013 to 2016. In addition to his advisory work, Barnes serves as a federal police officer with the U.S. Department of Homeland Security and operates a gun safety and permit eligibility training business. True North Advisory serves individual clients, trustees, corporations, and retirement plans, providing investment management, financial planning, retirement-plan consulting, participant education, and hourly consulting. The firm primarily uses third-party model platforms and operates on a non-discretionary, co-advisory basis, with a small client base and a focus on integrating technology such as AI for research and note-taking.

Peter Penoyar is a financial advisor with Meridian Financial Group in Arnold, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Westminster Financial Securities, Inc. since 2004 and has been with Meridian Financial Group since 1997. Meridian Financial Group provides investment management and financial-planning services to individuals, families, trusts, estates, small businesses, and sponsors of defined-contribution plans. The firm employs a conservative, institutionally influenced approach emphasizing strategic asset allocation and global diversification, constructing customized portfolios with a mix of passive and active investment vehicles.

Freddie Cook is a financial advisor at Cook Wealth Management, LLC in Bowie, MD, with 15 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 66 licenses. His prior experience includes roles at Edward Jones, UBS Financial Services, and Gradient Advisors, among others. In addition to his advisory work, he provides tax preparation services through Accurate Tax and Accounting Services. Cook Wealth Management offers financial planning and consulting to individuals, high-net-worth clients, and business entities. The firm facilitates access to third-party investment managers, acting as a liaison and monitoring manager performance rather than directly managing client assets.

Douglas Hayes is a financial advisor with Legacy Investing & Wealth Management LLC, holding a Series 65 designation and four years of industry experience. Prior to founding his firm in 2020, he worked at Rentokil from 2016 to 2020. Outside of advisory work, he owns and manages Legacy Development LLC, a company focused on residential real estate renovation and sales in the Washington, DC area. Legacy Investing & Wealth Management LLC provides discretionary asset management and packaged hourly financial advisory services to individuals and entities, including companies, trusts, estates, and charitable organizations. The firm emphasizes asset allocation and diversification using low-cost ETFs, periodic rebalancing, liquidity management, and selective hedging, serving both individual and institutional clients.

David Ballard is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with three years of industry experience, currently serving as the sole advisor at Champion Financial Planning Group, LLC. He has been associated with Champion Planning Group, LLC since 2003. Champion Financial Planning Group, LLC provides discretionary portfolio management and financial consulting primarily to individual and high-net-worth clients, focusing on tailored investment advice and ongoing account supervision. The firm employs a range of investment strategies including individual equities, corporate debt, government securities, ETFs, and mutual funds, supported by fundamental, technical, and cyclical analysis.

Richard Douma Jr. is a CFP® professional with 17 years of industry experience, currently serving at Endeavor Financial Advisors, LLC since 2015. He holds the Series 66 designation and assists clients with tax return preparation as an IRS Enrolled Agent. He is also a part-owner of Fran’s Inn, a family-owned tavern in Chambersburg, PA, where he oversees administrative and financial operations. Endeavor Financial Advisors serves individuals, families, and institutional clients including charitable organizations and pension or profit-sharing plans. The firm provides portfolio management, comprehensive financial planning, and retirement-plan advisory services, using written Investment Policy Statements and a combination of fundamental and technical analysis to manage client portfolios.

Kevin Caldwell is a financial advisor at Islands East Advisors with a Series 65 credential and three years of industry experience. He previously worked for WR Grace & Co in a demand planner and financial analyst role within the specialty chemicals sector, dedicating approximately 80% of his time to that position. Islands East Advisors is an independent firm providing fee-only financial planning and investment management to individuals, high-net-worth households, nonprofit organizations, and businesses. The firm combines modern portfolio theory with passive and active strategies, offers retirement plan consulting including participant education, and manages accounts on a discretionary basis while providing ongoing and project-based financial planning.

I provide divorce planning, ongoing financial planning, and investment management. While my specialty is women going through divorce or other major life transitions, as a woman in a male-dominated industry, and as a female firm-owner in an even more male-predominant group, I want to make sure everyone who has felt excluded from the table is included and welcomed to grow their wealth and their lives. I primarily work virtually from my home in Annapolis. I have three children who astound me every single day. My fun time is spent with them and with friends, getting curious about the world – cooking, discovering new cities, playing on the water and in the woods, volunteering, seeking out live music, and getting to early morning CrossFit workouts. I founded Clairwell to provide a space for women and those who love them to grow and embrace their wealth and the lives they can build for themselves. Let's simplify wealth management and build something beautiful.

Joseph Flynn is the sole advisor at Flynn Capital Management LLC in Severna Park, MD, holding Series 63 and Series 66 licenses with 16 years of industry experience. He has operated Flynn Capital Management since 2010 and is also involved in Eastern Shore Beverages LLC, a non-alcoholic beverage company. Flynn Capital Management LLC provides investment supervisory services and one-time financial planning primarily to individual and high-net-worth clients, managing approximately $23 million in assets. The firm uses a combination of charting, fundamental, technical, and cyclical analysis to develop tailored investment strategies and requires clients to use a recommended custodian for trading and account management.

Mark is a CERTIFIED FINANCIAL PLANNER™ professional located in Edgewater, Maryland. He provides personalized financial planning and investment management services to business owners, federal government employees, and U.S. military service members. As a former federal employee and U.S. Marine, he is familiar with the challenges you face and knows how to help you reach your financial goals. Mark’s personal experiences taught him budgeting skills, saving strategies, and how to invest. He earned undergraduate and graduate degrees in business administration and personal financial planning, which have equipped him with the knowledge and skills to provide comprehensive financial planning and investment management services to his clients.

Daniel Johnson is the sole advisor at Emerson James Advisors LLC, an independent registered investment adviser based in Crofton, MD. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Prior to founding Emerson James Advisors in 2020, he worked at firms including ON Investment Management Co, Ohio National Financial Services, and Massmutual Life Insurance Company. He also operates a sole proprietorship advising clients on insurance products such as life, health, disability, long-term care, and fixed annuities. Emerson James Advisors serves primarily individual clients and sponsors of qualified retirement plans, offering non-discretionary asset management, comprehensive financial planning, and pension consulting. The firm combines individualized investment recommendations with discretionary solutions from SEI Managed Account Solutions and third-party managers, conducting regular account reviews and providing written planning deliverables supported by online tools.

Michael Hepner is a CFP® and licensed CPA with 25 years of experience in financial advising and accounting. He is the sole advisor at Hepner Financial Services, LLC, an independent firm he has led since 2007. In addition to his advisory role, he provides accounting and tax services and is a licensed insurance agent. Hepner Financial Services, LLC offers discretionary portfolio management and financial planning to individual and high-net-worth clients. The firm customizes portfolios based on client profiles and employs various investment analyses, managing a diverse range of investment options including private placements and alternative vehicles.

Ernest Brittingham Jr. is a financial advisor at Bayview Investment Counsel, Inc. with over 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Bayview since 1991. His career also includes long-term involvement with Dockside Financial Group, INT'L Asset Management, International Money Management Group, Inc., and INT'L Money Management Corp. Bayview Investment Counsel serves individuals, trusts, estates, charitable organizations, and small businesses, focusing on discretionary portfolio management and investment counseling. The firm employs a combination of fundamental, technical, and cyclical analysis and offers both long-term and short-term trading strategies tailored to client needs.

Steven Hays is a financial advisor with TIAS Planners in Annapolis, MD, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including over two decades at Royal Alliance Associates, INC. Hays is also the managing partner of Annapolis-Eastport, LLC, a real estate holding company. TIAS Planners provides investment advisory services and comprehensive financial planning to a small client base, emphasizing a passive, asset-allocation approach using index mutual funds and ETFs. The firm’s portfolios are tailored to individual client objectives, and all assets under management are non-discretionary, allowing clients to maintain trading authority while receiving ongoing advice.

Rianka R. Dorsainvil, CFP®, is a dynamic leader and the visionary Founder and Senior Wealth Advisor at YGC Wealth, an inclusive, culturally competent and technology-forward financial planning firm. She has been celebrated as a top financial advisor for multiple consecutive years by Investopedia (most recently in 2023) and Washingtonian Magazine (most recently in 2024), as well as recognized by NerdWallet as a Black Financial Influencer to follow. Rianka is a recognized leader whose expertise is sought after both nationally and internationally. As a mother of two and an established leader, Rianka recently relaunched the firm as YGC Wealth, nodding to her roots while marking a new era of growth and service. The name YGC Wealth is both a homage to our original ethos and a representation of her evolution into a full-spectrum wealth management firm. Her approach to financial planning, deeply rooted in the empowerment of first-generation wealth-builders, transforms financial well-being into a cornerstone of personal achievement. As a past national president of the Financial Planning Association (FPA) NexGen community, Rianka has played a pivotal role in shaping the future of financial planning. Her influence extends through her active roles in CNBC's Digital Financial Advisor Council and the CFP Board’s Diversity Advisory Group. Her thought leadership has been featured across top media outlets including PBS NewsHour, Forbes, and CNBC, and she has been honored as a rising star by Investment News and one of Wealth Management’s Ten to Watch. Rianka’s commitment to diversity, equity, and inclusion in finance is unwavering. She believes that financial success should be accessible to all and that understanding and integrating one’s money culture is key to achieving sustainable financial balance. Through YGC Wealth, she continues to guide clients toward financial strategies that not only accumulate wealth but also foster a lasting, impactful legacy.

Dahlia Daley is a financial advisor at Daley Capital, Inc. with 15 years of industry experience. She holds the ChFC® designation and securities licenses Series 63, 65, and 66. In addition to her advisory role, she owns an independent insurance practice, dedicating about 10 percent of her time to this business. Daley Capital, Inc. provides personalized investment management and financial planning primarily for individual clients, high-net-worth individuals, trusts, estates, retirement plan participants, and small businesses. The firm emphasizes diversified, long-term portfolios guided by modern portfolio theory and the Fama–French three-factor model, utilizing ETFs and no-load mutual funds with discretionary management and periodic rebalancing.

Hi, I'm John! I’m from Severna Park, Maryland, where I grew up surrounded by my family. My childhood taught me the value of family and instilled in me the desire to form meaningful partnerships with my clients. I aspire to be a dependable guide, a trusted thinking partner, or even just a friendly ear whenever a client wants to discuss their financial life. I try to maximize everyday by waking up before the sun rises (to the dismay of my wife, Courtney) and getting in a workout and some reading time before starting my work day. I consider myself to be an avid health enthusiast. I specialize in providing personalized financial advice and education to help clients achieve their life goals by first really getting to know them, prior to digging into the numbers! My mission is to help clients define their "why" and then work with them to align their spending with their values with a tax-conscious, intentional savings and investing plan in order to optimize their money and reduce their financial worry.

Collin Toal is a financial advisor at RCS Financial Planning, LLC in Annapolis, MD, holding a Series 65 designation. He began his career at RCS Financial Planning in 2026 and has prior experience in the fitness industry. RCS Financial Planning offers portfolio management, comprehensive financial planning, ongoing subscription planning, and pension consulting for individuals, high-net-worth clients, and retirement plans. The firm applies modern portfolio theory with evidence-based mutual funds and maintains individualized Investment Policy Statements to guide discretionary portfolio management.

Kenneth Hockycko is a financial advisor at Dauntless Advisory, LLC with one year of industry experience. He holds a Series 65 designation and served in the U.S. Navy for 24 years before transitioning to financial advisory and consulting. Outside of financial services, he operates Hockycko Consulting, LLC, which advises firms on military operations, government relations, and leadership. Dauntless Advisory, LLC provides discretionary portfolio management and integrated financial planning to individuals, high-net-worth clients, and charitable organizations, tailoring strategies based on client goals and risk tolerance. The firm employs a combination of cyclical and fundamental analysis, modern portfolio theory, and quantitative tools, and offers access to specialized investment strategies through subadvisers.

William Schwarz is a financial advisor at Dauntless Advisory, LLC in Annapolis, MD, with 12 years of industry experience. He holds Series 65, Series 63, and Series 66 licenses. Prior to joining Dauntless Advisory, he worked at Citi Global Markets for 11 years and was self-employed for one year. Dauntless Advisory provides discretionary portfolio management and integrated financial planning for individuals, high-net-worth clients, and charitable organizations, tailoring services to client goals and risk tolerance. The firm combines cyclical and fundamental analysis with modern portfolio theory and quantitative tools, and offers access to managed strategies including leverage and shorting through a subadviser.