Steven Hays is a financial advisor with TIAS Planners in Annapolis, MD, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including over two decades at Royal Alliance Associates, INC. Hays is also the managing partner of Annapolis-Eastport, LLC, a real estate holding company. TIAS Planners provides investment advisory services and comprehensive financial planning to a small client base, emphasizing a passive, asset-allocation approach using index mutual funds and ETFs. The firm’s portfolios are tailored to individual client objectives, and all assets under management are non-discretionary, allowing clients to maintain trading authority while receiving ongoing advice.

Lars Erickson is a Series 65-licensed financial advisor with 12 years of industry experience. He is the sole advisor at East Bay Equities LLC, where he has worked since 2013. In addition to his advisory role, Erickson operates East Bay Plans LLC, providing home plans and job site consulting for new construction and remodeling projects. East Bay Equities LLC offers discretionary portfolio management to individual and high-net-worth clients, primarily focusing on short-term equities trading alongside asset allocation and personalized investment policies. The firm employs technical analysis and a combination of long- and short-term trading strategies, including short sales and margin transactions, managing accounts under discretionary authority with regular reviews and reporting.

Adam Lybarger is a financial advisor at Andersen Wealth Management in Easton, MD, holding a Series 66 designation with 13 years of industry experience. His prior roles include positions at LPL Financial LLC and PNC Investments. He is also licensed as a producer for accident, health, and life insurance. Andersen Wealth Management provides asset management, investment consulting, and standalone Social Security planning services primarily to individual clients. The firm manages approximately $81 million for around 700 clients, tailoring portfolios to client objectives and offering discretionary account management with a variety of investment strategies.

Kenneth Hockycko is a financial advisor with Dauntless Advisory, LLC, holding a Series 65 credential and one year of industry experience. Prior to joining Dauntless Advisory, he served in the U.S. Navy for 24 years. He also operates Hockycko Consulting, LLC, an independent consulting business advising firms on military operations, government relations, and leadership. Dauntless Advisory provides portfolio management and investment advisory services to individuals, high-net-worth clients, and charitable organizations. The firm uses a combination of cyclical, fundamental, modern portfolio theory, and quantitative analysis to create tailored investment strategies based on documented client goals and risk tolerances.

William Schwarz is a financial advisor at Dauntless Advisory, LLC in Annapolis, MD, with 11 years of industry experience. He previously worked at Citi Global Markets for 11 years and spent a year self-employed before joining Dauntless Advisory. He holds Series 65, Series 63, and Series 66 licenses. Dauntless Advisory provides portfolio management and investment advisory services to individuals, high-net-worth clients, and charitable organizations, creating individualized Investment Policy Statements. The firm employs a combination of cyclical, fundamental, modern portfolio theory, and quantitative analysis with tailored model allocations, offering a range of strategies from long-term positions to active trading techniques.

Nicole Mulea is a Series 65-credentialed advisor with CovingtonAlsina, bringing three years of industry experience. She has been with the firm since 2021. Outside of advisory work, she is an independent licensed insurance agent. CovingtonAlsina serves individuals, high-net-worth clients, and pension or profit-sharing plans by providing discretionary portfolio management, financial planning, and pension consulting. The firm uses fundamental analysis and modern portfolio theory to inform investment decisions and offers services including tax preparation through an in-house CPA and customized financial planning.

Joseph Lorenzo is a financial advisor at Andersen Wealth Management with three years of industry experience. He holds a Series 65 designation and previously worked for New Process Fibre for 30 years before joining Andersen Wealth Management. Andersen Wealth Management serves approximately 700 individual clients, managing about $81 million in assets. The firm offers asset management, investment consulting, and specialized Social Security planning, tailoring portfolios to client objectives using a range of securities and strategies, and provides educational seminars for the community.

Brady Bailey is a financial advisor with Andersen Wealth Management in Easton, MD, holding a Series 65 designation and having one year of industry experience. Prior to joining Andersen Wealth Management, he worked at McDaniel College and briefly at Auntie Anne's. Andersen Wealth Management provides asset management, investment consulting, and standalone Social Security planning to individual clients, managing approximately $81 million for about 700 clients. The firm offers tailored portfolios monitored and rebalanced on an ongoing basis, employs various investment strategies, and provides dedicated Social Security planning services along with educational seminars for the community.

Stephen James is a CFP® professional with 39 years of industry experience. He is currently with Severn Financial Advisors, LLC, where he has worked since 2009, and has prior experience at Commonwealth Financial Network and Cambridge Investment Research Advisors. Severn Financial Advisors, LLC provides financial planning and consulting services to individuals, families, businesses, trusts, and estates, focusing on tailored written or verbal plans developed through a detailed fact-finding process using third-party planning tools. The firm offers fixed-fee and hourly planning engagements and does not provide discretionary asset management or custody of client assets.

Joseph Wehr is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He has worked at Maryland Capital Advisors, Inc. since 2024 and previously held roles at Dimensional Fund Advisors, PayPal, and the University of Chicago Booth School of Business. Maryland Capital Advisors provides discretionary and non-discretionary portfolio management and investment advice to individuals, families, retirement plans, corporations, and trusts. The firm employs an investment approach based on Modern Portfolio Theory and factor research, favoring passive funds and ETFs to construct diversified global, multi-asset portfolios.

David Sheiman is a CFA® charterholder with four years of industry experience. He has been with The Ellerson Group Inc in Annapolis, MD since 2014. The Ellerson Group provides investment supervisory services and comprehensive financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes strategic asset allocation with a core-and-satellite approach and global diversification, utilizing a variety of investment vehicles including mutual funds, ETFs, individual securities, and options.

Matthew Albers is a financial advisor at DRS Wealth Management with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Paulson Investment Company, LLC. Outside of his advisory role, he is a strategic partner in Omni Non-Profit Solutions Agency and a member of Green Pearl, LLC, an oyster farm in Easton, MD. DRS Wealth Management serves individual investors, including high-net-worth clients, as well as pension plans, nonprofit entities, and corporations. The firm provides discretionary portfolio management, third-party asset manager selection, financial planning, and retirement-plan consulting, focusing on individualized investment plans and fundamental analysis.

Samuel Mc Kee is a Series 65-licensed financial advisor with Accordant Advisory Group, Inc. in Annapolis, MD, with one year of industry experience. Prior to his current role, he has worked in various non-financial roles including as a part-time bartender at City Tap House. Accordant Advisory Group provides investment advice and planning services to individuals, retirement plan sponsors, charitable organizations, and corporations. The firm employs a combination of fundamental and technical analysis with customized long- and short-term strategies, managing portfolios consisting of individual stocks, ETFs, mutual funds, fixed income securities, and fee-based index annuities.

Michael Andersen is a financial advisor at Andersen Wealth Management with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been a registered investment advisor since 2008. Outside of his advisory work, he is the sole owner of a small property management company in Easton, MD, which he manages on a minimal basis. Andersen Wealth Management provides asset management, investment consulting, and standalone Social Security planning primarily to individual clients. The firm manages approximately $81 million across about 700 accounts, offering tailored portfolios that include stocks, bonds, ETFs, and mutual funds, with ongoing monitoring and discretionary management.

Melissa Frawley is a financial advisor with Annapolitan Investment Group, Inc. in Annapolis, MD, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked with Raymond James Financial since 2009 and has been involved with Annapolitan Investment Group since 2005. Outside of her advisory roles, she is president of Annapolitan Investment Group LLC, an independent contractor support company. Annapolitan Investment Group provides customized financial and retirement planning for individuals and families, focusing on tax, estate, business, education, and cash-flow planning. The firm emphasizes planning over discretionary portfolio management and delivers advice through in-person meetings and educational seminars.

Jason Dallacqua is a CFP® with 12 years of industry experience, currently serving as an advisor at Crest Wealth Advisors LLC since 2020. Prior to this, he worked at Investment Planning Associates, Inc. for eight years. Crest Wealth Advisors serves individual and high-net-worth clients as well as employer plan sponsors, offering portfolio management, comprehensive financial planning, and employee benefit plan advisory services. The firm employs a strategic asset allocation approach informed by fundamental analysis and modern portfolio theory, combining active and passive strategies tailored to client goals and risk tolerance.

John Grant is a financial advisor at CovingtonAlsina with a Series 65 credential and two years of industry experience. His prior roles include positions at Worthington Financial Partners and Great Valley Advisor Group, as well as work in education at Towson University, Virginia Tech, and Parkside High School. He serves as Treasurer and Board Member for The Summit School, an institution supporting children with dyslexia and other learning differences. CovingtonAlsina manages approximately $189 million for around 470 clients, including high-net-worth individuals and pension plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, employing fundamental analysis, modern portfolio theory, and a mix of direct and third-party management across a broad range of securities and alternative investments.

James Ellerson is a financial advisor with The Ellerson Group Inc in Annapolis, MD, holding Series 63 and Series 65 licenses. He has 3 years of industry experience and has been affiliated with The Ellerson Group since 1995. He also serves as a trustee of family trusts. The Ellerson Group provides personalized, fee-only financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages a substantial asset base with a small advisory team, using a core-and-satellite investment approach focused on global diversification and typically employing no-load or low-cost mutual funds and ETFs.

Carly James is a financial advisor at Severn Financial Advisors, LLC with five years of industry experience. She holds a Series 66 designation and previously worked at Commonwealth Financial Network and Independent Financial Partners. Outside of financial advising, Carly is a certified yoga teacher affiliated with Yoga Factory, LLC. Severn Financial Advisors, LLC provides financial planning and consulting services to individuals, families, businesses, trusts, and estates. The firm uses a fact-finding process and third-party tools to develop tailored plans on retirement, tax, estate, and cash-flow topics, offering fixed-fee and hourly planning engagements rather than asset-based fees.

Lindsey Lloyd is a financial advisor at Crest Wealth Advisors LLC with one year of industry experience. She holds the Series 66 designation and has previously worked at Cetera Advisors LLC and InFocus Financial Advisors. Crest Wealth Advisors serves individual and high-net-worth clients as well as employer plan sponsors, offering portfolio management, comprehensive financial planning, and employee benefit plan advisory services. The firm combines active and passive investment strategies based on client goals and risk tolerance, managing accounts continuously to maintain policy targets.