Adam Grace is a financial advisor at Valic Financial Advisors with a Series 66 designation and three years of industry experience. His prior work includes positions at Agia and Weinkam & Weinkam, P.A., as well as entrepreneurial experience with Grace Lawn Care. He also has involvement with non-securities insurance products through a role at Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Michael Rogers is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66, 63, and 65 credentials and 30 years of industry experience. His career includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, Prudential affiliates, M&T Securities, and CUNA Mutual Group. Outside of finance, he is active as a musician, playing bass, guitar, and singing. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various advice and education programs that focus on asset allocation, contribution rate, and retirement age guidance. The firm uses Morningstar Investment Management’s proprietary tools for portfolio construction and manages a large client base primarily with non-discretionary assets.

Gia Raines is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 19 years of industry experience. She has been with PNC Investments since 2008. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and invests primarily in mutual funds and ETFs.

Brittany Pridgeon is a financial advisor with SPC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Her prior work includes nearly a decade at OSAIC, and she has additional roles outside finance such as volunteering as a general council member for the Atlantic General Hospital Foundation and owning an LLC that provides marketing and business administration support to local small businesses. SPC offers investment management, financial planning, and retirement-plan advisory services to a diverse client base, delivering tailored advice through a large network of advisors and maintaining distinct operational partnerships with broker-dealers and third parties.

Daniel Crocker is a CFP® with 36 years of industry experience, currently affiliated with LPL Financial. He has worked at LPL Financial and its predecessor firms since 1994 and has also been involved with Private Advisor Group, LLC since 2014. Outside of his advisory roles, he operates Sage Financial LLC, an independent investment advisory firm. LPL Financial offers advisory and brokerage services to a wide range of clients, including individual investors, retirement plan participants, institutions, and high-net-worth households. The firm supports its advisors with an in-house research team and provides diverse investment solutions such as model portfolios, third-party asset management, and both advisory and brokerage services.

Jeriene Reed is a financial advisor with PNC Wealth Management who holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining PNC Wealth Management in 2026, she worked at Edward Jones, Charles Schwab & Co., Inc., and TD Ameritrade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees with PNC Bank online-banking credentials. The firm uses approved model strategies managed by PNC or third-party strategists and emphasizes algorithmic risk assessment and third-party portfolio implementation.

Dahri Jahn is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he works closely with business owners to help secure their wealth and maximize the value of their exit strategies. Dahri and his team utilize Merrill's Proprietary Financial Modeling Tool, the Personal Wealth Analysis, to assist clients in planning for business transitions, advanced tax mitigation, philanthropic planning, and protecting their family wealth. Dahri's areas of expertise include corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and tax minimization. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He graduated from the University System of Maryland with a Bachelor's Degree and resides in Bethesda, MD. Dahri's personal interests include hiking, reading, running, and traveling.

John Kelly is a financial advisor at Raymond James & Associates with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James since 2016. Outside of his advisory role, he serves as a trustee of the University of Pennsylvania Lacrosse Board, providing guidance and support to the men's and women's lacrosse programs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering non-discretionary investment consulting and financial planning supported by a broad range of portfolio management strategies and affiliated research.

Lucas Holmes is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping individuals and families develop personalized wealth management strategies tailored to their financial goals and changing market conditions. Lucas specializes in areas including college education planning, equity compensation services, legacy planning, portfolio management, and tax minimization. He works closely with clients navigating career transitions, providing guidance on workplace benefits, retirement accounts, and investment strategies to align with both short-term priorities and long-term objectives. He holds a Bachelor's Degree from Salisbury University and the Personal Investment Advisor (PIA) designation. Lucas is active in professional organizations such as the Greater Ocean City Chamber of Commerce and the Salisbury Chamber of Commerce, and participates in community activities including Relay for Life. Outside of work, he enjoys baseball, basketball, and golfing.

George Athas Jr. is a financial advisor with Stifel in Ocean Pines, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel since 2007. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Robert Bianca is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked for over 30 years. In his role, he focuses on providing personalized financial planning and investment strategies tailored to his clients' unique goals and priorities. His areas of expertise include college education planning, divorce transition planning, socially responsible and values-based investing, special needs planning strategies, individual and corporate investment strategy, tax minimization, and retirement income planning. Robert holds a Bachelor's degree from the University of Maryland and an MBA in Finance from Loyola College. He is also a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Robert's approach emphasizes simplicity and transparency in wealth management, aiming to help clients manage and achieve their financial objectives while aligning with their personal perspectives.

Katherine Armstrong is a CFP® professional with 23 years of industry experience, currently affiliated with OSAIC since 2025. She previously worked at Lincoln Financial Advisors Corp for 21 years and has been associated with Johns Hopkins University since 1992. Armstrong is involved in offering accident and health insurance, disability, fixed annuities, long-term care insurance, and traditional life insurance as an agent. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, employing asset-allocation tools and risk-tolerance assessments to manage diverse portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Michael Devincentis Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and totaling 40 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

William Mustin is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 1996 after building and selling a contracting company. His background includes a lifelong interest in investing, which started in high school. William’s areas of focus include executive compensation, family wealth management strategies, employee financial health, managing new wealth, personal retirement planning, philanthropic planning, tax minimization, and retirement income. He prioritizes cultivating close relationships with clients to address their financial goals related to lifestyles and legacies. William holds the Personal Investment Advisor (PIA) designation and earned an Associate's Degree from Arundel College. Outside of work, William resides in Bel Air, Maryland with his wife, Melissa. He enjoys spending time outdoors fishing, hunting, cycling, and woodworking. He is involved in supporting Shriner’s Children’s Hospital and other non-profit organizations.

Michael Thomas is a financial advisor at Equitable Advisors with 34 years of industry experience. He has held his current position since 2005 and previously worked at AXA Advisors, LLC from 2005 to 2020. Thomas is registered with Series 63 and Series 65 credentials. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Joseph Wilson is a Senior Financial Advisor at Merrill Lynch Wealth Management and founder of The Wilson Group & Associates. He began his financial services career in 1999 with Salomon Smith Barney and joined Merrill in 2014 to better serve clients through a goals and advice-driven approach. In 2019, he established his own team to deliver personalized advice and enhance focus on sustainable investing. Joseph specializes in working with affluent individuals and families, focusing on personal retirement planning, sustainable and impact investing, and guiding clients through life transitions. He holds the Chartered SRI Counselor (CSRIC) and Personal Investment Advisor (PIA) designations. He earned a bachelor's degree from Kenyon College. Residing on Milwaukee's East Side, Joseph enjoys boating on Milwaukee's rivers and Lake Michigan, reading, and swimming. He is committed to putting clients' interests first and helping them align their investments with their values.

Deyan Sertev is a financial advisor with LPL Enterprise, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining the financial services industry, he has experience with companies such as Lyft and Uber, and has been involved in entrepreneurial ventures including a student travel center and a restaurant. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, and institutional clients. The firm offers a range of financial planning and investment services through advisory and brokerage channels, utilizing model portfolios and third-party managers alongside its integrated platform.

Brian Selzer is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He previously worked at Bank of America, N.A. and Merrill. Selzer is co-owner of Selzer & Associates, LLC, where he manages his Ameriprise business. Ameriprise provides retirement-income planning services aimed at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis delivered through a centralized consulting team to support client financial goals.

Lawrence Andrews is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 23 years of industry experience. His prior work includes six years at Wells Fargo Clearing and four years at Wells Fargo Advisors LLC. He is based in Ocean City, MD. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting supported by firm research and multiple portfolio management styles.

Joseph Jaszemski is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Merrill, M&T Bank, CUNA Mutual Group, and Cuna Brokerage Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and nonprofits. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and advanced technologies.