Jennifer Costello is a financial advisor at United Capital Financial Advisors with one year of experience. She holds a Series 66 designation. Prior to joining United Capital, she worked at Edward Jones and spent several years in healthcare-related roles, including at Blue Ridge Hospice and Medflight of Ohio. United Capital Financial Advisors provides national financial planning and discretionary investment management services to a wide range of clients, including individual, high-net-worth households, retirement plans, and institutional accounts, supported by a platform that also offers sub-advisory and consulting services.

Allen Fredericks is a financial advisor with First Advisors National, LLC, holding a Series 65 credential and eight years of industry experience. He has been a partner at Fredericks & Associates, an insurance services firm in Stephens City, VA, since 2012. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm emphasizes selecting and monitoring third-party money managers and combines tactical and strategic approaches with fundamental analysis for supplemental security recommendations.

Adam Stewart is a financial advisor at United Brokerage Services, Inc. in Martinsburg, WV, holding a Series 66 designation with 20 years of industry experience. He has been with United Brokerage Services since 2005. United Brokerage Services, Inc. provides investment advisory and brokerage services to individuals, including high-net-worth clients, as well as corporate pension and profit-sharing plans and trust clients. The firm offers various programs such as unified managed accounts and separately managed/manager-of-managers options, primarily managing assets on a non-discretionary basis while maintaining an affiliation with United Bank.

Michael Danjczek is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. His prior work includes roles at LPL Financial, Madison Avenue Securities, Brighter Financial Capital Management, Clark & Associates, Kalos Capital, and Prudential Financial Planning Services. Outside of his advisory work, he is a marksmen trainer and coach in Berryville, VA. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement consulting, utilizing a combination of in-house strategies and third-party managers across various platforms.

Brian Evans is a Series 66 licensed advisor with Navy Federal Investment Services, LLC who has been in the financial industry for three years. He previously worked at Wells Fargo Clearing and Equitable Advisors and has a diverse background including roles in education and retail. Navy Federal Investment Services serves members of Navy Federal Credit Union and other individual, trust, and institutional clients with portfolio management, financial planning, and retirement-plan fiduciary services. The firm emphasizes managed advisory programs utilizing third-party portfolio managers on the Envestnet platform, offering both advisory and commission-based options through its dual registration as an investment adviser and broker-dealer.

James Du Brueler Jr. is a financial advisor with Wealthcare Advisory Partners LLC and holds a Series 65 designation. He has eight years of industry experience, including seven years at AlphaStar Capital Management and ongoing involvement with Creekside Insurance Advisors Inc., where he is a licensed insurance agent. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets with a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based planning approach supported by proprietary software and an evidence-based investment framework that integrates behavioral economics and quantitative measures.

Thomas Stine is a CFP® with 16 years of industry experience, currently advising at Wealthcare Advisory Partners LLC. He has worked at affiliated entities including Water Street Financial LLC and has experience implementing insurance recommendations as an insurance agent. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based financial advising approach supported by proprietary Wealthcare software and a behavioral economics framework, combining quantitative metrics with fundamental, technical, and behavioral analysis to guide investment decisions.

Stephanie Smith Tremoulis is a CFP® professional with 17 years of industry experience. She has been with TFO Wealth Partners since 2014 and previously worked at One To One, LLC from 2017 to 2019. TFO Wealth Partners is a multi-team registered investment adviser managing approximately $5.66 billion, offering discretionary and non-discretionary investment management, family office and Family CFO services, retirement plan consulting, and third-party manager consulting for high-net-worth individuals, family offices, trusts, charitable organizations, and businesses. The firm employs a long-term, allocation-driven investment approach based on Modern Portfolio Theory, utilizing mutual funds and ETFs with systematic rebalancing and tax-aware strategies.

Dino Lopresti is a Series 65-registered financial advisor with 16 years of industry experience. He has been with Trek Financial since 2018 and previously worked at Horter Investment Management, LLC. Lopresti is also president of LoPresti Financial Group, where he offers fixed index annuities as part of client investment plans. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, providing asset management, financial planning, and retirement-plan services. The firm employs a mix of strategic and tactical portfolio construction methods, including evidence-based models, technical and fundamental analysis, and uses artificial-intelligence tools under human oversight.

Melanie Hitchen is a financial advisor at TFO Wealth Partners with 11 years of industry experience. She holds a Series 65 license and has worked at TFO Wealth Partners since 2013, with prior experience at Digital Insurance, LLC and Snellings Walters. Outside of her advisory role, she owns and operates Lockes Mill Farm, an equestrian farm, and serves as an owner and board member of Blue Ridge Capital Group, a medical management company. TFO Wealth Partners manages approximately $4.85 billion in assets for a diverse client base including high-net-worth individuals, family offices, retirement plans, trusts, and corporate clients. The firm employs a long-term, asset-allocation driven investment approach using model portfolios primarily composed of mutual funds and ETFs, with additional third-party managers for fixed income mandates.

Eric Burstock is a financial advisor at Trek Financial with over 20 years of industry experience. He holds the PFS™ credential and securities licenses Series 63 and Series 65. Prior to joining Trek Financial in 2018, he worked at Horter Investment Management and has run his own CPA practice since 1997. Outside of advisory work, Burstock is involved in insurance and annuity sales, operates a tax preparation business, and owns an invention company. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, providing asset management, financial planning, and fiduciary services. The firm uses a blend of strategic and tactical portfolio approaches, including AI tools, direct indexing, and a broad range of systematic and alternative strategies.

Christopher Cotterell is a financial advisor with Wealthcare Advisory Partners LLC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Wealthcare Advisory Partners and its d/b/a Water Street Financial since 2016 and has also been affiliated with LPL Financial since 2016. Cotterell is a managing partner of Water Street Financial. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based, client-centered planning process supported by proprietary software and integrates evidence-based investment strategies with access to alternative and private placement investments.

Ari Sommer is a financial advisor at Avior Wealth Management, LLC with four years of industry experience. He holds a Series 65 designation and has a background in legal services, including ownership and leadership roles at Harrison & Johnston, PLC and Ari N. Sommer, Esq., PC. Outside of advising, Sommer is involved in legal services through his law practice and holds interests in insurance and other business ventures. Avior Wealth Management serves a diverse client base that includes individuals, institutions, pension plans, and banks, offering investment management, financial planning, and consulting services. The firm employs a fundamental analysis investment approach and utilizes a mixture of direct portfolio management, separately managed accounts, and third-party platforms.

Stephen Baker is a ChFC®-designated advisor with Mutual of Omaha Investor Services, Inc., bringing 29 years of industry experience. He has been with Mutual of Omaha and its related entities since 1995. Outside of his advisory work, he is involved with the Millbrook Pioneer Athletic Association, a booster club supporting high school athletics. Mutual of Omaha Investor Services, Inc. offers financial advisory services to individuals, corporations, and qualified retirement plans. The firm uses a platform in partnership with Envestnet and emphasizes managed solutions, including model portfolios and third-party money manager relationships.

Joshua Williams is a CFP® and holds a Series 65 license with seven years of industry experience. He has been with United Capital Financial Advisors since 2017, including its predecessor entity, and is based in Winchester, VA. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations. The firm employs discretionary portfolio management using asset-allocation models and offers customized strategies including ESG and faith-based options, supported by proprietary technology and access to external research.

Kristen Money is a financial advisor with Great Valley Advisor Group, LLC, holding a Series 65 designation and five years of industry experience. She has worked at First Light Financial, Brighter Financial Capital Management, Kalos Capital, and Clark & Associates. Outside of advising, she has engaged in insurance activities through Clark & Associates, Inc. Financial Solutions. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a combination of in-house strategies and third-party managers.

Chuckie Young is a financial advisor with Founders Financial Securities LLC, holding a Series 66 designation and three years of industry experience. He is also the managing partner of CoxHollidaYoung, PLLC, a CPA firm where he has worked since 1996. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of portfolio management and financial planning services, utilizing both traditional and non-traditional delivery methods and combining advisory, broker-dealer, and insurance capabilities.

Cindy Ross is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and one year of industry experience. Prior to joining Navy Federal, she worked at Edward Jones and has a background that includes roles at Target and the Social Security Administration. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options through managed advisory programs and third-party portfolio managers.

Peter Warren is a financial advisor at United Brokerage Services, Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at United Brokerage Services since 2013. In addition to his advisory role, he serves as Market President at United Bank in Martinsburg, WV. United Brokerage Services, Inc. provides investment advisory and brokerage services to individuals, corporate pension and profit-sharing plans, and trust clients through various wrap fee and advisory programs. The firm primarily manages client assets on a non-discretionary basis and is affiliated with United Asset Management Corporation, a subsidiary of United Bank.

Pete Pendleton is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and beginning his advisory career in 2026. His prior work experience includes roles in the transportation, staffing, and service industries. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm integrates fundamental, technical, and cyclical analysis to create tailored asset allocations aligned with clients’ goals and risk tolerances.