Tommy is a graduate of Virginia Tech’s Pamplin School of Business, where he graduated magna cum laude with a Bachelor of Science in Business as a Finance major and completed the CERTIFIED FINANCIAL PLANNER™ (CFP®) education requirement. While pursuing his Bachelor’s degree, Tommy observed that taxation was integral in financial planning and decided to pursue a Master’s Degree in Accounting at Virginia Tech with a focus in taxation. Tommy is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a Certified Public Accountant (CPA). He also holds the Personal Financial Specialist (PFS) designation from the American Institute of Certified Public Accountants (AICPA), as well as the Series 65 and the Virginia Life and Health Consultant Licenses. Tommy joined Mason & Associates in 2019 as a Senior Financial Planner, and earned a partnership position in 2020. Prior to joining Mason & Associates, Tommy was a Senior Financial Planner at a respected financial planning firm in Richmond, VA, and also has experience with a “Big 4” public accounting firm. Tommy’s primary responsibilities consist of working directly with Mason & Associates clients in all aspects of their financial plan, with a particular emphasis on the subjects of tax, retirement, and estate planning. Tommy a co-host of the Federal Employee Financial Planning Podcast. Tommy’s memberships and designations include: CERTIFIED FINANCIAL PLANNER™ (CFP®) Certified Public Accountant (CPA) Personal Financial Specialist (PFS) designation with the American Institute of Certified Public Accountants (AICPA) Life and Health Insurance Consultant License in Virginia Chairman and Past President of the Central Virginia Financial Planning Association (FPA) chapter Recognized by the Virginia Society of CPA’s as a Top 5 under 35 in 2018 Recognized by Investment News as 40 under 40 in 2018 Received 2017 Standing Ovation Award in Personal Financial Planning from the American Institute of Certified Public Accountants

Benjamin Raikes is a CFP® professional with 12 years of industry experience. He is currently with Mason & Associates, LLC, where he has worked since 2022, following six years at Verus Financial Partners, Inc. Mason & Associates, LLC provides investment management and financial planning services to individuals, high-net-worth clients, and trusts. The firm employs diversified, risk-based model portfolios primarily through mutual funds and ETFs and offers educational seminars, including topics on federal employee retirement benefits.

Josef Mehall is a financial advisor with Advisory Alpha, LLC, holding a Series 65 credential and no prior industry experience. He has entrepreneurial experience through his ownership of Ideas by Mike LLC, a firm providing financial services, consulting, and education, as well as Mehall Financial LLC, which focuses on fixed insurance product sales. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a broad range of managed portfolio series using a primarily fund-of-funds approach.

Charles Jenks Jr. is a CFP® and ChFC® with 40 years of industry experience. He has been with Financial Security Advisory Inc since 1997. In addition to his advisory role, he serves as Vice President of Financial Security Group, Inc., where he is involved in life and health insurance sales and financial planning. Financial Security Advisory, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, and employer-sponsored plans. The firm focuses on asset allocation and long-term holdings, utilizing quantitative and qualitative analysis to select investments.

Scott Schuett is a financial advisor at Impact Partnership Wealth, LLC with three years of industry experience. He holds a Series 65 designation and has previously operated his own advisory business. Outside of his advisory work, Schuett is an owner and agent involved in insurance sales. Impact Partnership Wealth provides investment management, model-portfolio implementation, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing within a discretionary trading framework supported by a third-party services platform.

Andrew Avery is a financial advisor at AlphaStar Capital Management with two years of industry experience. He holds a Series 65 designation and has worked at several firms including Paraclete Wealth Partners, Clearstead Advisory Solutions, and Wilbanks Smith and Thomas Asset Management. Prior to his advisory career, he held positions at Harris Teeter and Taco Bell. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, providing discretionary investment management, financial planning, participant account management, and subadvisory services. The firm employs strategic and tactical investment approaches using a range of securities and third-party portfolio construction technology, managing approximately $2.5 billion in assets across over 8,400 client relationships.

Chris Tremble is a financial advisor with Mutual Advisors, LLC in Hampton, VA, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Mutual Securities, Inc., Charles Schwab, and USAA Financial Services. Mutual Advisors, LLC serves a diverse client base ranging from individual investors to institutional clients, managing approximately $9.45 billion across 154 advisors. The firm offers a combination of active and passive portfolio management strategies tailored to clients’ objectives, using various analytical approaches and technology platforms to support customized investment solutions.

Christopher Stout is a financial advisor at AlphaStar Capital Management with a Series 65 credential. He has been active in the industry since 2016, including roles at Paraclete Wealth Partners and Paraclete Wealth Management. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, providing discretionary investment management, financial planning, participant account management, and subadvisory services. The firm uses a combination of strategic and tactical investment approaches across various asset types and employs third-party portfolio construction technology.

Paige Fraasch is a financial advisor at Gradient Investments, LLC with eight years of industry experience. She holds a Series 65 designation and has been associated with Norseman Financial, Inc. and Norseman Advisory Group, Inc. since 2014, working approximately half of her time as an insurance agent involved in insurance services and product sales. Gradient Investments, LLC provides discretionary investment management to individuals, high-net-worth clients, institutions, and a variety of other entities. The firm employs a proprietary Wright Investment Strategies framework and offers a range of model and custom portfolios, managing assets on a fee-only basis without acting as a custodian.

Daniel Smith is a financial advisor at Gradient Advisors, LLC with 11 years of industry experience. He holds a Series 66 designation and has worked with firms including Royal Wealth Management and American Senior Benefits. Outside of advisory work, he is involved in insurance services and group health plan sales as an independent agent. Gradient Advisors provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model and using a combination of fundamental, technical, and cyclical analysis in portfolio management.

Jessica Harris is a financial advisor with Financial Security Advisory Inc in Newport News, VA, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. She has been with Financial Security Management, Inc. since 2004. Outside of her advisory role, Harris is active as an agent with Financial Security Group, Inc., where she prepares quotes and applications for life and health insurance as well as financial plans. Financial Security Advisory, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, and employer-sponsored plans. The firm emphasizes asset allocation and long-term holdings, utilizing quantitative and qualitative methods to select investments and offering advisory programs through third-party platforms.

Kevin Joyce is a ChFC® credentialed financial advisor with 14 years of experience at Financial Security Management, Inc., now Financial Security Advisory Inc, based in Newport News, VA. He holds the Series 63 and Series 65 licenses and is involved as a shareholder in several local sports-related ventures, including Lionsbridge Football Club LLC and two sports venue companies, where he promotes team and venue relationships. Financial Security Advisory, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, and employer-sponsored plans, focusing on asset allocation and long-term holdings. The firm uses quantitative and qualitative analysis to select investments and offers advisory programs through third-party platforms, managing portfolios that include mutual funds, stocks, bonds, ETFs, and alternative investments.

Nicholas Wellbrock is a financial advisor at Gradient Investments, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked with Norseman Advisory Group, Inc., Osaic Wealth, Inc., and MCM Financial Management. His prior roles included assisting an Osaic advisor with client meetings and business operations. Gradient Investments, LLC provides discretionary investment management to a diverse client base including individuals, institutions, and charitable organizations. The firm employs a proprietary Wright Investment Strategies framework and manages portfolios using various investment vehicles, emphasizing a referral-driven model and a high client-to-advisor ratio.

Percy Hundley Jr. is a financial advisor with Lombard Advisers Incorporated, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Lombard Securities Inc. since 2013. Outside of his advisory role, Hundley provides life, health, long-term care, and disability insurance products through his business, Hundley and Associates. Lombard Advisers offers personalized investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm uses both discretionary and non-discretionary programs, employing various analytical methods to construct and monitor portfolios, with a majority of assets managed on a non-discretionary basis.

Warren Miller II is a financial advisor with ValMark Advisers, Inc., holding a ChFC® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience and has been with ValMark Advisers since 2015. Miller is also president and owner of Insurance Consultants of Virginia, Inc. and Insurance Brokers of Virginia, Inc., and serves as a board member of the William & Mary Athletic Foundation. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and ongoing portfolio monitoring.

Stephen Harlow is a ChFC®-designated financial advisor with 33 years of industry experience. He is currently with Advisory Alpha, LLC and has previously worked at USA Financial Securities and his own firm, Harlow Financial Associates. Outside of advisory roles, he provides financial services and consulting through Ideas by Mike, LLC. Advisory Alpha is an SEC-registered multi-team firm managing over $4.3 billion for individual and high-net-worth clients. The firm employs a centralized Investment Team using a fund-of-funds approach and serves as a subadvisor and co-advisor to other registered investment advisers.

Marcus Bauman is a financial advisor with Interactive Financial Advisors in Newport News, VA, holding a Series 66 designation and 16 years of industry experience. He has been with Interactive Financial Advisors since 2013 and also operates Bauman Financial, LLC, where he dedicates part of his time as an attorney within his financial practice. Previously, he was involved with Insound Audio, Inc. from 2013 to 2017. Interactive Financial Advisors serves individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and advisory consulting. The firm employs asset-allocation models ranging from conservative to aggressive, primarily using ETFs and mutual funds, and integrates tools such as Modern Portfolio Theory and the TIFIN Wealth Risk tool in its investment approach.

Aenon Wallace is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and bringing 22 years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, MassMutual, and MetLife. He also serves as a Navy Reservist officer. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management and financial planning primarily through managed advisory programs using third-party portfolio managers on the Envestnet platform. The firm combines advisory and broker-dealer services within a banking/credit-union group, providing clients with advisory and commission-based options.

Steven Milligan is a CFP® with 17 years of industry experience and is currently affiliated with Advisory Alpha, LLC. His career includes roles at multiple firms such as JB Wealth Advisors LLC and Blue Ridge Bank. Outside of advisory work, he is an adjunct lecturer at Old Dominion University teaching financial planning and is involved in business coaching, authorship, and speaking engagements through his own firm, Mike Milligan, LLC. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions like retirement plan services and 529/ HSA platforms. The firm also supports other registered investment advisors through subadvisory and co-advisory relationships and employs a diversified investment approach featuring managed portfolio series across various asset classes and strategies.

Timothy Joseph is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with First Command Financial Services and its affiliated entities since 2001. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, employing a centralized Investment Management Team and Wealth Portfolio Managers to design and manage model portfolios using a selected range of mutual funds, ETFs, and third-party managers.