Julie Eades is a financial advisor with OSAIC Institutions, INC. She holds Series 63 and Series 66 credentials and has 12 years of industry experience. She has worked at Infinex Investments, Inc. since 2012 and at First Bank & Trust Co. since 2002, where she also serves as a Wealth Management Officer in the Trust Department. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving a range of clients including individuals, ERISA retirement plans, trusts, estates, and corporations. The firm offers customized advisory services through a network of investment adviser representatives, combining discretionary and non-discretionary management with access to alternative investments and lending solutions.

Lucas Kalber is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and six years of industry experience. He has worked at Infinex Investments, Inc. since 2019 and has been affiliated with New Peoples Bank since 2016, where he served as branch manager before transitioning to a financial advisor role. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, consulting, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a focus on both discretionary and non-discretionary advisory services.

Kyle King is a financial advisor at Davenport & Company LLC with five years of industry experience. He holds a Series 66 registration and previously worked at Edward Jones and Appalachian Cast Products. Outside of his advisory role, King operates KGK Consulting, a sales consulting business. Davenport & Company serves individual and institutional clients with services including asset management, retail brokerage, fixed income, public finance, and investment banking. The firm organizes its asset management through dedicated portfolio manager teams and offers a range of advisory programs and mutual funds.

Jonathan Plaster is a financial advisor at Empower Advisory Group with five years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial, David Mullins Wealth Management, and Centurylink. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and client savings rates.

Joe Waters II is a financial advisor at OSAIC Institutions, Inc. with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Infinex Investments, Inc., New Peoples Bank, First Bank & Trust, and Bi Investments LLC. Waters is a board member of the Kiwanis Club in Abingdon, VA. OSAIC Institutions, Inc. is an SEC-registered adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a focus on both discretionary and non-discretionary management.

Angie Waters is a financial advisor with OSAIC Institutions, INC. She holds Series 63 and Series 65 licenses and has 22 years of industry experience. Her prior work includes roles at Infinex Investments, Inc., First Bank & Trust Co, LPL Financial, Uvest Financial Services Group, Inc., and Merrill. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients by providing customized advisory services, financial planning, and access to alternative investments. The firm operates under a hybrid adviser/broker-dealer model with delegated investment management and a notable emphasis on non-discretionary assets and lending solutions.

Karl Smith is a Wealth Management Advisor specializing in wealth management strategies and business retirement services. He supports clients in defining their long-term financial goals and focuses on coordinating growth planning, events, and client experience within his team. Karl has expertise in areas such as divorce transition planning, family wealth management strategies, legacy planning, philanthropic planning, individual and corporate investment strategy, tax minimization, retirement income, and services for endowments, foundations, and non-profits. His professional designations include Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor’s degree from King College. Karl’s line of business is Merrill Lynch Wealth Management. His personal interests include boating, fishing, gardening, golfing, hunting, reading, spending time with family, and woodworking.

Kevin Baker is a financial advisor with LPL Financial in Bristol, VA, holding Series 63 and Series 65 credentials and has 30 years of industry experience. He previously worked for Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. from 2011 to 2021. In addition to his advisory role, he is licensed to sell life insurance, long-term care, disability insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting investment adviser representatives who implement various advisory strategies on both discretionary and non-discretionary bases.

Philip Mcfarlane Sr. is a financial advisor with Merrill, holding a Series 66 designation and over 25 years of industry experience. He has been with Merrill since 2000 and Bank of America since 2009. Outside of advising, he co-owns a real estate rental business with his brother. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Emily Lee is a CFP® professional with 12 years of experience in financial advising, currently with Cambridge Investment Research Advisors. She has previously worked with firms including Concord Wealth Partners, Cetera Advisor Networks, Carson Wealth, and Merrill. Lee serves on the boards of the Boys & Girls Club of Mountain Empire, Highlands Community Services, and the William King Museum of Art. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of implementation options, including proprietary and third-party strategies, delivered through a network of independent Financial Professionals.

Michael Boyd II is a financial advisor with Wells Fargo Advisors in Abingdon, VA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at infinex Investments, TruPoint Bank, and Bi Investments. He is also involved in wealth management through his ownership of Michael Boyd Wealth Management, LLC and BOYD GPD, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services that cover a broad range of needs, including retirement, education, risk, and specialized planning. The firm integrates advisory services with various financial products and referral channels, offering tailored recommendations supported by Wells Fargo’s research and planning tools.

William Campbell Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. He has been with LPL Financial since 2011, based in Bristol, TN. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party subadvisors, and institutional platforms.

Robert Simis is a financial advisor with Edward Jones in Bristol, VA, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1991. Outside of his advisory role, he has been actively involved with the Paramount Center for the Arts as a board member, past president, and president of the board, and currently serves as chair of the Overmountain District Boy Scouts of America. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Landrie Bailey is a financial advisor with Primerica Advisors in Abingdon, VA, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Primerica and PFS Investments in 2021, Bailey worked in various roles including at Mark Stephens Community Law and East Tennessee State University. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies from unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Jared Surber is a financial advisor with Equitable Advisors and holds the Series 66 designation. He has one year of industry experience, including roles at the National Federation of Independent Business and Blue Ridge Beverage Company. Equitable Advisors serves a range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs, offering various investment options such as mutual funds, ETFs, and select alternative investments.

J Albano is a financial advisor at Raymond James Financial Services Advisors, Inc. with 30 years of industry experience and holds a Series 65 designation. His prior roles include positions at Proffitt and Associates, Lawhorn CPA Group, Verus Financial Partners, and his own firm, Albano & Associates, PLC. Outside of advising, he owns an accounting practice, J. Michael Albano CPA, where he prepares tax returns and assists with accounting. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and consulting using detailed risk profiling and analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Paul Jepson is a CFP®-certified financial advisor with 28 years of industry experience. He is currently affiliated with LPL Financial in Bristol, TN, and has held roles at First Horizon Bank and various related entities since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of investment strategies.

Peter Miller is a financial advisor with LPL Financial in Bristol, TN, holding a Series 63 designation and 39 years of industry experience. He has been with LPL Financial since 2009 and previously worked at A. G. Edwards & Sons, Inc. from 1999 to 2002. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing a network of investment adviser representatives and various model portfolios, third-party subadvisors, and customized strategies.

Billy Gobble is a financial advisor at Edward Jones with Series 65 and Series 63 licenses and three years of industry experience. He has held positions at Cambridge Investment Research and Concord Wealth Partners prior to joining Edward Jones. Outside of his advisory work, Gobble serves as the head baseball coach for Washington County Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including managed solutions and separately managed accounts, supported by a large network of financial advisors and branch offices.

David Lamie is a CFP® professional affiliated with LPL Financial, with 44 years of industry experience. His prior roles include positions at INVEST Financial Corporation, Sovereign Financial Services, LLC, and United Southeast FCU. He also manages an insurance agency alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.