Aaron Ruen is a financial advisor at Principal Advised Services with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Principal Financial Services, Principal Life Insurance Company, and Wells Fargo in various capacities. His current roles include providing investment advice to retirement plan participants and advising on bank deposit products. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, blending third-party methodologies and proprietary models. As part of the Principal Financial Group family, the firm integrates services across affiliated entities to provide access to proprietary products and algorithm-driven investment management.

Natalia Ruiz is a financial advisor with Principal Advised Services in Dallas, NC, holding Series 63 and Series 66 licenses and having nine years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services and Wells Fargo Bank. She currently serves as a retirement consultant, providing one-on-one investment advice to Principal retirement plan participants. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, combining third-party tools and proprietary models to deliver both non-discretionary recommendations and a discretionary investment management program called SimpleInvest. The firm is part of the Principal Financial Group family, integrating affiliated products and services with robust governance and supervision.

Deana Spainhour is a financial advisor at Credit Union Investment Services with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Members Trust Company, SECU Brokerage Services, SECU Life Insurance Company, and State Employees' Credit Union, where she has provided financial advisory services since 2003. Spainhour is also co-owner of a restaurant in Lincolnton, NC, where she supports administrative operations and staff management. Credit Union Investment Services primarily serves individual investors in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and retirement planning. The firm emphasizes a long-term, goals-based investment approach that relies on low-cost index funds and ETFs, with investment representatives as salaried employees of the parent credit union.

Jaynene Landrum is a financial advisor with Credit Union Investment Services in Gastonia, NC, holding Series 63 and Series 65 licenses and five years of industry experience. She has worked at Credit Union Investment Services since 2021 and is also associated with Members Trust Company and SECU Life Insurance Company. Landrum serves as a Financial Advisory Services Specialist at State Employees' Credit Union, providing financial services to eligible members. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with advisers as salaried employees of the parent credit union.

Carmen Maria Andrews is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She has previously worked at Sharp Advisors and Merit Financial Group, LLC, and has been affiliated with LPL Financial since 2010. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers personalized portfolio construction and ongoing oversight through a combination of in-house strategies and third-party managers, with a network of approximately 190 advisors.

Robin Radovich is a financial advisor at United Brokerage Services, Inc. with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including BB&T and Crescom. Radovich also serves as secretary of the Rotary Club of Lincolnton, NC. United Brokerage Services, Inc. provides investment advisory and brokerage services to individuals, corporate pension and profit-sharing plans, and trust clients through various wrap fee and advisory programs. The firm primarily manages assets on a non-discretionary basis and is affiliated with United Bank, offering a combination of banking affiliation and a primarily non-discretionary advisory model.

Eric Kotecki is a CFP®-certified financial advisor with three years of industry experience, currently serving at Credit Union Investment Services. He has been associated with State Employees’ Credit Union since 2018, where he provides financial advisory services to eligible members. Kotecki also holds an agent role with SECU Life Insurance Company, working in conjunction with his credit union responsibilities. Credit Union Investment Services primarily serves individual investors residing in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and financial planning. The firm emphasizes a long-term, goals-based approach using low-cost index funds and ETFs, and operates within the credit-union ecosystem as a wholly owned subsidiary of State Employees’ Credit Union.

Trevor Sellers is a financial advisor with Empower Advisory Group in Gastonia, NC. He holds Series 63 and Series 66 licenses and has one year of industry experience. His prior work includes roles at Empower Financial Services, Inc and PHMG, as well as diverse experience outside the financial sector. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm delivers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Angela Thomas is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and possessing nine years of industry experience. Her career includes roles at Wells Fargo Bank NA and Wells Fargo Clearing Services before joining Truist Advisory Services in 2022. Outside of her advisory work, she is the owner of two ventures focused on developing organizational tools and wellness apps for women and families. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and manager-selection programs, utilizing a combination of discretionary manager relationships and third-party platform solutions.

Cynthia Sherrill is a financial advisor at Commonwealth Financial Network with 13 years of industry experience. She holds the Series 66 designation and has previously worked at LPL Financial for 10 years. Cynthia is also associated with Sherrill, Blake & Harrison CPA PA. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing advisory programs, operations, technology, compliance, and practice-management support. The firm offers a variety of portfolio construction options and manages discretionary model portfolios through its Investment Management and Research team.

Brendan Petty is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His career includes roles at Transamerica Life Insurance Company, MassMutual, and Mutual of Omaha. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed and advisory programs focused on asset allocation and retirement guidance, utilizing Morningstar Investment Management’s proprietary tools for portfolio construction and oversight.

Kara Grabow is a financial advisor at Truist Advisory Services with a Series 66 designation and one year of industry experience. Prior to joining Truist Advisory Services in 2026, she worked at Truist Bank from 2020 to 2026 and previously at Buy Buy Baby from 2015 to 2020. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program, utilizing a mix of discretionary and non-discretionary approaches supported by affiliated entities and third-party platforms.

Michael Fox is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has 23 years of industry experience. Prior to joining T. Rowe Price in 2025, he worked for Hewitt Associates and Hewitt Financial Services LLC from 2011 to 2025. T. Rowe Price Advisory Services offers a retirement advisory program focused on individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The firm uses model allocations, tax-aware strategies, and an interactive online tool to deliver financial plans and manage accounts on a discretionary basis.

Bobby Watson is a financial advisor at Commonwealth Financial Network with 16 years of industry experience. He holds the Series 65 designation and previously worked at LPL Financial for 14 years before joining Commonwealth in 2023. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operations, technology, compliance, and practice-management support to affiliated advisors.

Holly Camp is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. She has been with Truist and its predecessor firms since 2005, including Bb&T Investment Services and Bb&T Securities. Outside of her advisory role, she is involved in managing multiple short-term rental properties alongside her husband. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of solutions including asset allocation analysis, fiduciary support, and a manager‑selection program, utilizing both discretionary and non‑discretionary strategies supported by third‑party platform partnerships and AI-enabled research tools.

Hugh Renwick is a financial advisor at Truist Advisory Services with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Truist and its predecessor firms since 1996. Renwick is based in Gastonia, NC. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver customized investment solutions.

Chris Gruin is a financial advisor with Fifth Third Securities, Inc. in Lincolnton, NC, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His career includes roles at First Citizen Investor Services, Wells Fargo Clearing, Suntrust Investment Services, and PNC Bank. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs, including advisor-directed models and access to third-party portfolio managers, with features such as direct indexing and tax-overlay services.

Aaron Moore is a Series 66 licensed advisor with Truist Advisory Services in Gastonia, NC. He has three years of industry experience, including roles at Truist Advisory Services, Truist Investment Services, and Truist Bank. Prior to his financial services career, he worked at David's Detailing. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and consulting. The firm integrates inter-affiliate resources and employs AI-enabled tools in its research and manager selection processes.

Brandon Thomas is a financial advisor at Fifth Third Securities, Inc. based in Charlotte, NC, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Edward Jones and Ameriprise. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, and institutional investors. The firm combines its municipal-advisor registration with its affiliation to Fifth Third Bank to offer a platform featuring multiple discretionary managed-account options, direct indexing, and tax-overlay services.

Jessica Beard is a financial advisor with Commonwealth Financial Network based in Lincolnton, NC. She holds a Series 65 designation and has one year of industry experience. Prior to joining Commonwealth, she worked at Sherrill, Blake & Harrison CPA PA and Abby H. Champion CPA PC, with a combined 13 years in the accounting field. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides advisory programs, back-office support, investment management, and technology solutions, allowing affiliated advisors to offer customized portfolio management and a range of program structures under Commonwealth’s supervision.