Lance Holtgeerts is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 licenses and one year of industry experience. Prior to his advisory role, he served in the US Army for nine years. First Command Advisory Services is an SEC-registered investment adviser that primarily serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Devon Wigle is a financial advisor at First Command Advisory Services with two years of industry experience. He holds the Series 63 and Series 65 designations. His prior work experience includes roles at Ladd Partners, Thoughtworks, Inc., and the Turing School of Software and Design. First Command Advisory Services serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team.

Isiah Smith is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining First Command, he served six years on active duty in the U.S. Army and worked three years at Centene Corporation. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Susan Francis is a financial advisor at First Command Advisory Services with Series 63 and Series 65 designations. She has zero years of industry experience and previously served 19 years in the United States Army before starting her financial advisory career in 2025. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to select model portfolios and third-party managers from prescreened lists.

Kelly Mc Caleb is a Series 66-licensed financial advisor with Empower Advisory Group in Fayetteville, NC. Mc Caleb has seven years of prior experience at Wells Fargo and joined Empower in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates within plan lineups selected by plan sponsors.

Sheena Wells is a financial advisor with Truist Advisory Services in Fayetteville, NC, holding a Series 66 designation and nine years of industry experience. She has been with Truist Advisory Services and Truist Investment Services since 2021 and previously worked at BB&T Securities and BB&T Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program, utilizing both discretionary and non-discretionary approaches backed by AI-enabled research tools and inter-affiliate service integration.

Alexander Betts is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials. He has one year of industry experience and previously served seven years in the U.S. Army. Prior to joining First Command, he was self-employed and worked at FTCC for seven years. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

Garret Messner is a financial advisor at First Command Advisory Services with 11 years of industry experience. He holds a Series 66 credential and has worked at First Command Advisory Services and affiliated entities since 2015. Outside of his advisory role, Messner serves as an adjunct professor at Embry-Riddle Aeronautical University, instructing national security courses. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Adrian Olden is a financial advisor at Empower Advisory Group in Fayetteville, NC, holding Series 63 and Series 66 certifications with three years of industry experience. He previously worked at Wells Fargo Bank and Wells Fargo Clearing before joining Empower. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage account holders. The firm’s integrated model is connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

William Vickers is a financial advisor with Truist Advisory Services, holding a Series 66 designation and three years of industry experience. Prior to joining Truist in 2026, he worked at Edward Jones for three years and spent six years with Cumberland County Schools. He also had involvement with Round-A-Bout Skating Centers for nine years. Truist Advisory Services provides investment consulting and advisory services to a range of clients including individuals, corporate and business entities, retirement plan sponsors, and charitable organizations. The firm’s approach integrates discretionary and non-discretionary strategies, supported by third-party platform relationships and AI-enabled research tools.

Earl Bain Jr. is a financial advisor with Kestra Advisory Services, LLC, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 32 years of industry experience, including a decade with Kestra Advisory and Kestra Investment Services. Outside of his advisory work, he owns Bain & Associates, Inc., which focuses on insurance services, and serves as president of Gala Social Club, a voluntary community board. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers a range of services such as fiduciary consulting, plan design, and investment management, and works with large institutional clients including sovereign wealth funds.

Emmanuel Emekaekwue is a financial advisor with First Command Advisory Services in Fayetteville, NC, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior background includes ten years of service with the U.S. Army. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and various wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers who select approved third-party managers.

Anita Cannon is a financial advisor at PNC Wealth Management with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Metlife Securities, MassMutual Life Insurance, and CUSO Financial Services. Since 2017, she has been with PNC Investments. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including a digital discretionary model account offered as an invitation-only employee pilot that uses algorithmic risk assessment and approved investment models managed by PNC or third-party strategists.

Henry Olliff II is a financial advisor with First Command Advisory Services in Fayetteville, NC, holding a Series 66 designation and six years of industry experience. His career includes service in the US Army and ongoing involvement with the United States Army Reserves as a Section Officer in Charge. Outside of advising, he is the owner of Radiant Financial Solutions LLC, an investment-related business supporting his work with First Command. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and various wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Gregory Larson is a Series 66 licensed advisor with First Command Advisory Services, where he has worked for 10 years. His experience includes roles at First Command Insurance Services and First Command Financial Planning. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, employing a centralized Investment Management Team to select and monitor approved third-party managers and model portfolios.

David Dries is a financial advisor at D.A. Davidson & Co. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Truist Advisory Services, Truist Investment Services, and BB&T affiliates. Outside of his advisory role, he serves on the Methodist University Founders Council, is vice president of the Exchange Club of Greater Fayetteville, and works as a part-time hockey referee. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program, operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Catina Ruiz is a Certified Financial Planner® with over 22 years of experience in the financial services industry. She has been with First Command Advisory Services and its affiliated entities since 2004. Ruiz is based in Fayetteville, NC, and holds Series 63 and Series 65 licenses. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers selecting preapproved third-party managers.

Raul Palacios is a financial advisor at Edward Jones in Fayetteville, NC, holding a Series 66 designation. He has 20 years of industry experience, including 19 years at OneMain Financial and over a year with Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors and more than $1 trillion in assets under management.

James Macdonald is a financial advisor at UBS Financial Services with 36 years of industry experience. He has held positions at RBC Capital Markets, Wells Fargo Clearing, and A.G. Edwards & Sons before joining UBS in 2012. He holds Series 63 and Series 65 credentials. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services, providing tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

James Kinsey is a financial advisor with LPL Financial in Fayetteville, NC, holding Series 63, 65, and 66 licenses and over 30 years of industry experience. His work history includes positions at BB&T Investment Services and Crescom Bank. He also serves as a relationship manager at Fidelity Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm provides a range of financial planning and portfolio management options, supported by advanced operational tools and a variety of affiliated financial services.