Paul Pannell IV is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Fidelity Investments and New York Life, as well as work in audio-video security and engineering staffing. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and selected retail brokerage clients. The firm emphasizes long-term portfolio returns and annual rebalancing through an integrated model linked to Empower’s administrative platforms.

Jessica Lang is a financial advisor at Empower Advisory Group with 11 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Outside of advising, she is a joint owner of Willow Crest Holdings, LLC, which sells herbal health products under the Barefoot Herbals brand, and works part-time as a delivery driver for Door Dash on weekends. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm offers integrated services linked to Empower’s recordkeeping platforms, focusing on long-term portfolio returns and annual rebalancing.

Alexis Beasley is an investment advisor at Fifth Third Securities, Inc. with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Fifth Third Securities, she worked at Wells Fargo, ADT Security, and Community First Credit Union. Fifth Third Securities, Inc. serves a diverse range of individual and institutional clients through investment advisory and brokerage services. The firm offers multiple program types, including wrap-fee platforms and separately managed accounts, supported by various third-party portfolio managers.

Christine Helms is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. She has worked at PNC Investments LLC since 2024 and previously held roles at PNC Bank and BBVA entities spanning from 2005 to 2021. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an online discretionary model account offered via an invitation-only employee pilot. The firm uses algorithm-driven risk assessments and delegates portfolio implementation and proxy voting to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Aadarsh Jagadish is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 63 designation and over 25 years of industry experience. His work history includes roles at LPL Financial, Independent Financial Partners, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is also a life, accident, and health insurance agent. Independent Advisor Alliance serves a diverse range of clients including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm utilizes both discretionary and non-discretionary portfolio management strategies and integrates technology platforms to support estate planning and account aggregation.

Chad Karhoff is a financial advisor at Empower Advisory Group with three years of industry experience. He holds a Series 66 designation and has previously worked at Thrivent Investment Management Inc., Thrivent Financial, and Edward Jones. Outside of finance, he managed LuLu's Lawn & Landscape Business for five years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Gary Conicella is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 35 years of industry experience. He previously worked at MetLife Securities Inc. and Metropolitan Life Insurance Company for over two decades. Conicella also maintains an outside insurance business focused on life, fixed annuities, and disability products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual, collaborative relationships using advanced analytical tools to develop written recommendations.

James Nation is a financial advisor with Edward Jones in Green Cove Springs, FL, holding a Series 66 designation. He has a combined 13 years of industry experience, having previously worked at Kemper and TIAA before joining Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment options, supported by a large network of financial advisors and branch offices across the country.

Dennis Lott Jr. is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise and J.W. Cole Advisors, Inc. He also served in the U.S. Air Force for seven years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Elliot Barry is a financial advisor with Mass Mutual Investors Services in St. Augustine, FL, holding Series 63 and Series 65 credentials and possessing nine years of industry experience. He has been with Mass Mutual Investors Services since 2016 and has additional affiliation with MassMutual/First Financial Group starting in 2015. Outside of his advisory role, he is a founding partner of The Forward Financial Group, which offers solutions in both insurance and investments. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, offering event-driven planning services such as divorce and estate settlement planning.

Arjun Bhandari is a financial advisor with Mass Mutual Investors Services in St. Augustine, FL, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. His prior roles include positions at Deutsche Bank Securities Inc and New York Life Insurance Co. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning engagements and offers educational seminars alongside its investment programs.

James Ellisor is a financial advisor at Ameriprise with 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Chairperson on the Board of Directors for Tennis 4 Cancer. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm provides tailored Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools to assist clients in managing their retirement income.

Edwin Cunningham is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2014. In addition, he has been associated with Vystar Credit Union since 2006 and is involved with Vystar Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Eric Gregson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at LPL Financial since 2014 and has been associated with VyStar Credit Union since 2002. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Jesse Kneiss is an Executive Planning Consultant at Fidelity Investments, a role he has held since 2025. In this position, he works with clients to develop financial plans aimed at helping them achieve their financial goals and ensures they maximize the benefits of their relationship with Fidelity. Jesse has been with Fidelity Investments since 2021, progressing through roles including Investment Solutions Representative I and II, and Benefits & Planning Consultant before his current position. Prior to joining Fidelity, he worked at Bank of America Merrill Lynch from 2016 to 2021, serving as a Relationship Manager followed by a role as Business Owner Specialist. No information about Jesse's education, credentials, personal interests, or community involvement has been provided.

Robert Kershner is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds the Series 63 designation and has been with Mass Mutual Investors Services since 2017, following prior roles within the MassMutual organization dating back to 2002. Outside of his advisory work, he serves as an area chaplain and director for the Third Order Society of St. Francis, a nonprofit organization. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software tools, and provides specialized planning programs including estate settlement and employer-sponsored planning.

Michael Young is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Community First Credit Union of Florida, Cuso Financial Services, Fidelity Brokerage Services, Osaic FA, Inc., and Merrill. Outside of his advisory work, he is involved with Community First Investment Services, an affiliated LPL business. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, using various advisory tools and strategies across a broad client base.

Chad Dixon is a financial advisor with J.P. Morgan Securities in Saint Augustine, FL, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at Merrill, Regions Bank/Cetera, and GLP Investment Services/Asset Allocation Strategies. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Frederick Fedorowich Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He previously worked at Lincoln Financial Advisors for 15 years and at Osaic FA, Inc. for 20 years. Outside of advising, he is licensed to offer various types of insurance including disability, fixed and indexed annuities, long-term care, and traditional life insurance. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services supported by asset-allocation tools, automated rebalancing, and access to third-party money managers and wrap programs.

Noah Janda is a financial advisor with LPL Financial in Green Cove Springs, FL, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at VyStar Credit Union and various retail positions. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.