Jason Kradman is a financial advisor at Matador Financial with four years of industry experience and holds a Series 65 designation. Prior to his advisory role, he has worked in education and currently serves as the head football coach at Jupiter High School. Matador Financial Planning serves individual and high-net-worth clients by providing portfolio management and financial planning services. The firm manages discretionary and non-discretionary accounts using fundamental analysis and modern portfolio theory, with in-house management of client assets and no stated account minimums.

Mary Atkinson is a financial advisor at Schrum Private Wealth Management, LLC with 24 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Schrum Private Wealth Management since 2021 and Spire Investment Partners since 2011. Schrum Private Wealth Management offers investment and wealth management services primarily to individual and high-net-worth clients. The firm uses a blend of Modern Portfolio Theory, fundamental, strategic, and behavioral finance analysis to build globally diversified, low-cost portfolios and emphasizes long-term investing with periodic tactical adjustments and tax-aware strategies.

Tonia Peasley is a financial advisor at C.L. Sheldon & Company, LLC with a ChFC® designation and seven years of industry experience. Her prior roles include positions at Drucker Wealth and Zeiders Enterprise. C.L. Sheldon & Company is a small, fee-only advisory firm serving individual and high-net-worth clients with services such as bundled financial planning, wealth management, and financial coaching. The firm focuses on asset-allocation-driven portfolios primarily composed of mutual funds, ETFs, and individual fixed-income securities, providing ongoing monitoring and rebalancing on a non-discretionary basis.

William Moore is a financial advisor at Mos Capital, Inc. in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Mos Capital since 2000. Mos Capital provides fee-only portfolio management and financial planning to individuals, trusts, endowments, foundations, corporations, and other money managers. The firm focuses on a Growth & Income investment approach, emphasizing income-producing equities and investment-grade fixed income with generally passive trading and individualized account management.

Shaun Callahan is a CFP® with six years of industry experience, currently advising at Achieving Veritas LLC since 2025. His prior roles include positions at Wealth Enhancement Group, Bank of America, and Wells Fargo. Outside of his advisory work, he is involved in a campus ministry organization. Achieving Veritas LLC is a small advisory firm with four advisors managing approximately $70 million across 86 client relationships. The firm serves individuals, trusts, estates, and business entities, providing discretionary asset management and comprehensive financial planning with a tailored investment approach that incorporates multiple analysis methods and often delegates portfolio management to sub-advisors.

James Richard is a financial advisor at Coral Reef Advisors LLC with 30 years of industry experience. His prior roles include positions at Private Client Services, Snowden Lane Partners, and J.P. Morgan. He holds Series 63 and Series 65 licenses. Coral Reef Advisors is a fee-based registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a tactical allocation strategy utilizing fundamental and technical analysis, including option writing and both long- and short-term investments, with customized portfolios tailored to client objectives and restrictions.

Jeremy Story is a Series 65 licensed financial advisor with HFG Capital, based in Orange Park, FL, and has two years of industry experience. He previously worked at First Advisors National and Brookstone Wealth Advisors/Hollifield Financial Group. Outside of his advisory role, he is also a licensed insurance agent and sells insurance products with Hollifield Financial Group. HFG Capital provides discretionary portfolio management primarily for individual and high-net-worth clients, focusing on long-term trading through a combination of fundamental analysis, modern portfolio theory, and technical analysis. The firm prepares Investment Policy Statements and regularly monitors asset allocation and security selection.

Owen Schrum is a financial advisor with Schrum Private Wealth Management, LLC in St. Augustine, FL. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. Prior to his current role, he has been with Spire Investment Partners since 2011. Outside of advising, Schrum is involved with Gallatin Ventures, an LLC established to develop a general insurance agency. Schrum Private Wealth Management provides investment and wealth management services primarily to individual and high-net-worth clients. The firm employs a strategy combining Modern Portfolio Theory with fundamental and behavioral finance to build globally diversified, low-cost portfolios, emphasizing long-term investing and tax-aware techniques.

Jillian Martin O'neil is a financial advisor with Mos Capital, Inc. in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been with Mos Capital since 2003. Mos Capital provides fee-only portfolio management and financial planning services to individuals, trusts, endowments, foundations, corporations, and other money managers. The firm manages approximately $209 million in client assets, focusing on a "Growth & Income" investment approach that emphasizes income-producing equities and investment-grade fixed income, with a preference for diversified, large-company holdings and long-term ownership.

Thomas Haggerty is a CFA® charterholder with 10 years of experience in the financial advisory industry. He has worked at Parable Wealth Advisors since 2019 and previously held roles at Wealth Enhancement Group and Retirement Strategies, Inc. He holds a Series 63 license and is based in Jacksonville Beach, FL. Parable Wealth Advisors is a SEC-registered investment adviser that serves individuals, corporations, and retirement plans with portfolio management, retirement-plan consulting, and financial planning. The firm employs a range of investment vehicles and uses a specialized order management platform to provide tax-efficient asset location and opportunistic rebalancing, operating as a small, team-based practice with additional legal and real estate services offered separately by some principals.

Kristopher Schnell is a financial advisor at Cogent Independent Advisors, Inc. in St. Augustine, FL, holding Series 63 and Series 66 credentials with 20 years of industry experience. He has been with Cogent Independent Advisors since 2012. In addition to his advisory role, Schnell facilitates tax return preparation through Cogent Tax Strategies LLC, a related but non-investment business established in 2023. Cogent Independent Advisors, operating as Cogent Private Wealth, provides financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages approximately $81.6 million on a discretionary basis and employs a combination of fundamental, technical, and cyclical analysis to construct portfolios, incorporating alternative and private investments as appropriate.

Alexander Potenza is a financial advisor at Skyview Financial Group, LLC, holding a Series 65 designation with three years of industry experience. He has worked at Skyview Financial Group since 2022 and also serves as a Digital Marketing Manager for Stride Inc, an online educational company. Skyview Financial Group provides discretionary investment management, financial planning, and retirement-plan advisory services primarily to individuals and high net worth clients. The firm employs a customized, long-term investment approach using a mix of asset classes and offers portfolio oversight and financial planning on a discretionary basis.

Steven Brennan is a financial advisor at AJF Capital Management, Inc. in St. Augustine, FL, holding Series 63 and Series 65 licenses with 27 years of industry experience. His prior experience includes roles at Cambridge Investment Research, American Portfolios Financial Services, and Morgan Stanley Smith Barney. AJF Capital Management provides investment advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs an asset-allocation approach based on Modern Portfolio Theory, supplemented by thematic strategies including ESG integration and actively managed portfolios.

Alexander Potenza is a financial advisor at Skyview Financial Group, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Raymond James & Associates and Total Wealth Planning and Management, Inc. Potenza joined Skyview Financial Group in 2020 and has been with the firm for six years. Skyview Financial Group provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals and high net worth clients. The firm employs a customized, long-term investment approach that incorporates both fundamental and technical analysis to construct tactical asset allocations across various securities, monitoring portfolios on a discretionary basis.

Gregory Carnivale is a financial advisor with Heritage Financial Advisory, LLC, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at Heritage Financial Advisory since 2001, including his current tenure starting in 2021, and previously held roles at AE Wealth Management and Global Financial Private Capital. He is also a licensed insurance professional. Heritage Financial Advisory, LLC provides discretionary investment management and advisory services to individual and high-net-worth clients, focusing on portfolios built from low-cost, diversified mutual funds and ETFs. The firm employs a primarily long-term investment approach with active monitoring and uses fundamental, technical, and cyclical analysis to guide asset allocation and security selection.

Robert Fremont is a financial advisor with Intellicapital Advisors LLC, holding Series 63 and Series 66 licenses and 25 years of industry experience. His prior roles include positions at Principal Securities Inc, Principal Life Insurance Company, and Fidelity Investments, where he worked for over two decades. Intellicapital Advisors serves individuals, high-net-worth clients, families, trusts, estates, and small business owners with portfolio management and comprehensive financial planning. The firm uses a goals-based investment process incorporating model portfolios, third-party asset management platforms, and tax-aware strategies, supported by advanced technology tools alongside human oversight.

Paxton Driscoll is a financial advisor at Heritage Financial Advisory, LLC with five years of industry experience. He holds a Series 65 designation and previously worked at Trinity Wealth Securities, LLC and Florida Financial Advisors. Outside of advisory work, he is active in insurance sales in Jacksonville, FL. Heritage Financial Advisory, LLC provides discretionary investment management and advisory services to individual and high-net-worth clients, focusing on low-cost, diversified mutual funds and ETFs. The firm employs a long-term investment orientation combined with fundamental, technical, and cyclical analysis to guide asset allocation and security selection.

Thomas Carstens is a financial advisor at Pelion Investment Advisors, Inc. with 34 years of industry experience. He holds the ChFC® designation and Series 63 license. Carstens has been with Pelion since 2016 and is also associated with First Liberties Financial, an affiliated broker-dealer. Pelion Investment Advisors provides discretionary and non-discretionary portfolio management and investment advice to individuals, including high-net-worth clients, 401(k) plan trustees and participants, and institutional clients. The firm combines fundamental macro analysis with tactical overlays to manage multi-asset portfolios tailored to client risk profiles and reviewed regularly.

Francis Benischeck is a financial advisor at Achieving Veritas LLC with three years of industry experience. He holds the Series 65 designation and serves as president of Totus Tuus Consulting, Inc., an insurance sales and service business, as well as founder and president of Catholic Fellowship Inc., a campus ministry nonprofit. Achieving Veritas LLC is a small advisory practice with four advisors managing approximately $70 million for about 86 client relationships. The firm serves individuals, trusts, estates, and business entities, offering discretionary asset management and comprehensive financial planning by combining various analytical approaches and utilizing third-party sub-advisors and platform managers to implement client portfolios.

Danny Worrell is a financial advisor at Truewater Wealth with 26 years of industry experience. He previously worked at Ringeisen & Worrell, P.A. for 31 years before joining Ponte Vedra Wealth, P.A. in 2025. Truewater Wealth serves individual and business clients with portfolio management, financial planning, pension consulting, and tax and accounting services. The firm combines discretionary investment management with tax preparation and other accounting engagements, operating as both a registered investment adviser and a certified public accounting practice.