John Cecere is a Series 65-licensed advisor with Compass Financial Advisory Services, LLC, having two years of industry experience. He has been with Compass Financial Advisory Services since 2024 and has worked at Compass Financial Management Group since 2015. Compass Financial Advisory Services primarily serves individual and high-net-worth clients, focusing on retirement planning with many clients from Publix Super Markets, Inc. The firm emphasizes retirement income planning through segmented asset management and offers a wrap fee program that combines advisory and transaction costs for mutual funds and ETFs.

Carl Morganstein is a financial advisor at Griffin Asset Management, LLC with 55 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morganstein is based in Palm Coast, Florida. Griffin Asset Management provides discretionary and non-discretionary investment and wealth management services to individuals, families, trusts, charities, and institutions, managing nearly $1 billion in assets. The firm employs active management strategies across core equity, fixed income, and alternative investments, serving over 600 client relationships and acting as a sub-adviser and model provider to other advisers and platforms.

Bianca Noiseux is a financial advisor with William Joseph Capital Management, Inc. She holds Series 63 and Series 66 licenses and has 25 years of industry experience. Bianca has worked at firms including LPL Financial and Webster Investment Services, Inc. Outside of her advisory role, she is involved in insurance wholesaling through The Producers Firm and provides educational marketing for insurance via AAA Retire, LLC. William Joseph Capital Management, Inc. is a multi-advisor firm serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm combines financial planning with portfolio management, utilizing third-party sub-advisors on the AssetMark platform and employing a range of analytical methods to develop tailored investment strategies.

Kristina Furnari is a financial advisor with Wellington Shields Capital Management, LLC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Wellington Shields & Co., LLC since 2009. Outside of her advisory role, Furnari provides bookkeeping services on a sporadic basis for a law firm and for a coworking office space in Flagler Beach, FL. Wellington Shields Capital Management, LLC offers discretionary and non-discretionary portfolio management to individuals, trusts, estates, pension and profit-sharing plans, and institutional clients. The firm employs a combination of fundamental and technical analysis across various strategies and maintains comprehensive risk oversight and client suitability documentation.

Ivory Johnson is a CFP® and ChFC® with 32 years of industry experience, currently serving as a financial advisor at Consolidated Portfolio Review Corp. He has worked at several firms including Vanderbilt Securities, LLC, IFP Securities, LLC, Independent Financial Partners, and LPL Financial LLC. Outside of his advisory work, he contributes articles and appears on-air for CNBC and writes a quarterly column on digital assets for the Journal of Financial Planning. He also serves as Treasurer of Epsilon Boule (Sigma Pi Phi). Consolidated Portfolio Review provides investment management and financial planning services to individual and institutional clients through a multi-advisor platform. The firm employs an advisor-driven investment process combining strategic asset allocation with fundamental and technical analysis, offering proprietary model portfolios alongside third-party manager options.

Louis Martine is a financial advisor at Hilltop Securities Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Quasar Distributors, LLC and U.S. Bancorp Asset Management, Inc. He is based in Palm Coast, Florida. Hilltop Securities Inc. offers brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm employs an open-architecture investment platform and provides a range of adviser-managed and model-based portfolio programs, including municipal bond strategies co-advised by Franklin Templeton Group, with custody services uncommon among enterprise advisers.

Kim Weaver is a financial advisor with Guardian Life and holds the ChFC® and Series 63 designations. She has 43 years of industry experience and has been associated with Guardian Life and its related entities since 1999. Weaver is also involved with Financial Architects, Inc., a general agency affiliated with Guardian. Guardian Life’s subsidiary, Park Avenue Securities LLC, operates as a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, and investment advisory programs, including a hybrid digital advisory solution.

Noble Ganardhanan is a Series 66-credentialed financial advisor with 19 years of industry experience, currently with PNC Wealth Management since 2009. He is based in Palm Coast, FL. Noble is also a partner in two non-investment-related entities, Stonce LLC and Lions CC LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio offering accessible by invitation to employees with existing PNC Bank online-banking credentials. The program utilizes algorithm-driven model strategies managed by PNC or third parties and implemented via mutual funds and ETFs with annual rebalancing.

Margaret Sullivan is a financial advisor at Kestra Advisory with 19 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. Her prior experience includes roles at Commonwealth Financial Network and Thomas Savone & Associates. Kestra Advisory provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including large plan sponsors and sovereign wealth funds. The firm offers fiduciary services, plan design and compliance consulting, and access to multiple management platforms and third-party solutions.

John Downey is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Truist Advisory Services since 2016 and with Truist Investment Services since 1998. He holds Series 63 and Series 66 licenses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate resources.

Melanie Leon is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and one year of industry experience. Before joining Commonwealth, she worked at Innovative Financial Solutions and has experience in customer-facing roles across various industries, including food service and retail. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, providing advisory programs, technology, and operational support. The firm offers a range of investment solutions, including discretionary model portfolios and personalized indexing, while serving both retail and institutional clients.

Steven Wolf is a CFP® professional with 15 years of industry experience, currently serving at CWM, LLC since 2023. He has also operated Wolf Money Management, Inc. since 2003. Additionally, he spends part of his time as a licensed insurance agent involved in insurance sales. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, variable sub-account management, sub-advisory, and retirement-plan services, utilizing model portfolios and a combination of fundamental and technical analysis.

Stacey Borchardt is a financial advisor at PNC Wealth Management with 27 years of industry experience. She holds the Series 65 and Series 63 designations. Her prior experience includes roles at Pershing LLC, BBVA Securities Inc., BBVA Compass Insurance Agency, Inc., and Compass Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic risk assessment and third-party managed model strategies.

Maggie Parker is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at E*TRADE Capital Management, The Vanguard Group, and SigFig Wealth Management. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a range of discretionary and non-discretionary programs, utilizing both in-house and third-party managers, and integrates with affiliated broker-dealer and investment adviser entities.

Andrea Bishop is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has worked at Suntrust Investment Services and Suntrust Advisory Services since 2016. Outside of her advisory role, she owns a business that creates grazing boards and boxes. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm integrates discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools to support its investment approach.

Bradley Hardin is a financial advisor with Brookstone Capital Management LLC in Ormond Beach, FL, holding a Series 65 designation and one year of industry experience. Prior to joining Brookstone in 2025, he worked with AmeriLife of Brevard County and AmeriLife of Lake County. Outside of his advisory role, Hardin is actively involved as an independent sales agent specializing in health, life, and annuity insurance contracts. Brookstone Capital Management provides fee-based asset management and financial planning services to a diverse client base including individuals, retirement plans, corporations, and trusts. The firm employs a range of strategic asset-allocation models and utilizes both proprietary and external sub-advisors to implement investment strategies.

Roseann Monteleone is a financial advisor with SPC in Palm Coast, FL, holding Series 63 and Series 66 licenses and with 18 years of industry experience. Her prior roles include positions at Sigma Financial Corporation, Independent Financial Partners, Bank of America, and Merrill. Outside of her advisory work, she conducts financial literacy education workshops and provides general business consultancy services. SPC offers investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm’s advisory network serves over 30,000 clients through tailored and discretionary investment advice delivered at the individual advisor level.

David Moon is a CFP® professional with 12 years of industry experience, currently affiliated with Commonwealth Financial Network in St. Augustine, FL. He has worked at Commonwealth since 2012 and is also associated with Innovative Financial Solutions. Outside of advisory work, he provides tax preparation services through Gregs & Reid CPA. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a variety of advisory programs and support services. The firm provides operations, trading, technology, investment management, compliance, and practice-management resources, enabling advisors to deliver personalized portfolio solutions under Commonwealth’s supervision.

Mark Kraus is a financial advisor with Commonwealth Financial Network in Neptune Beach, FL. He holds the ChFC® designation and has 28 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Innovative Financial Solutions, and MSI Financial Services. He is also involved in fixed insurance sales as a secondary business activity. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs and services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support while enabling advisors to offer customized portfolios and discretionary model solutions.

Harold Lewis is a financial advisor with Empower Advisory Group in Palm Coast, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at Citigroup and Fidelity Brokerage Services. Outside of finance, he engages in livestreaming focused on true crime and paranormal topics. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm offers financial planning and investment management through an integrated model aligned with Empower’s recordkeeping and administrative platforms.