Adam Breazeale is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. He has been with Charles Schwab-affiliated firms since 2018 and previously worked at Fifth Third Securities and CUNA Mutual Group. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on wealth management education and annual financial reviews without exercising discretionary trading authority.

Bradlee Hilley is a CFP® with 10 years of experience currently serving at First Command Advisory Services. His career includes roles at First Command Insurance Services Inc. and First Command Financial Planning, and he has served in the United States Army National Guard since 2013. Outside of his advisory work, he is a partner in a local coffee shop, Hilltrust Coffee, LLC, where he assists with business operations. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Rebecca Bromley is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 designations and 13 years of industry experience. She has worked extensively in advisory and banking roles at firms including Wells Fargo and Bank of America prior to joining Truist. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, utilizing both discretionary and non-discretionary strategies supported by third-party platforms and AI-enhanced research.

Holly Onda is a financial advisor with Principal Financial Services in Panama City, FL, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at LPL Financial, Capital City Bank, and Edward Jones. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Brennan Laird is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials and one year of industry experience. He has served in the US Army National Guard since 2014. Prior to his current role, his work history includes positions at Perk's Coffee Shot, Walmart, UPS, and the Oktibeha Sheriff's Department. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to select model portfolios and third-party managers.

Deborah Chamblee is a financial advisor with PNC Wealth Management and holds a Series 66 designation. She has 21 years of industry experience and previously worked at BBVA Wealth Solutions Inc., Compass Bank, and BBVA Securities Inc. from 2016 to 2021. PNC Wealth Management provides retail brokerage and advisory services through model-based investment programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and implements approved mutual fund and ETF strategies with annual rebalancing.

Ashley Davison is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 credential and three years of industry experience. Prior to joining Benjamin F. Edwards in 2022, she worked in various roles including management positions at Shades Bar & Grill and The Seagrove Market Cafe. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, pension plans, and charitable organizations. The firm offers fee-based wrap programs, financial planning, and investment management with a variety of strategies monitored by an Investment Strategy Committee.

Anastasia Mawhinney is a financial advisor at Benjamin F. Edwards & Company, Inc. with three years of industry experience. She holds the Series 66 designation and previously worked at Bank of America, Merrill, and Allen, Mooney, & Barnes Investment Advisors. Anastasia completed her studies at Florida State University before starting her advisory career. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, pension plans, charitable organizations, and institutions. The firm offers fee-based wrap programs, financial planning, and investment management using a range of model strategies and portfolios monitored by an Investment Strategy Committee.

Amy Ungles is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and over 20 years of industry experience. Her prior roles include work with Nationwide Investment Services Corporation and Transamerica entities since 2016. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm emphasizes asset allocation and retirement planning guidance, supported by Morningstar Investment Management’s proprietary portfolio construction and oversight tools.

Nicole Brusher is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 65 credentials and 12 years of industry experience. She has been with Benjamin F. Edwards & Co. since 2012. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of fee-based wrap programs, financial planning, and investment management services, utilizing various model strategies and maintaining an internal trading desk.

Randal Locklier is a financial advisor with Brookstone Capital Management LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at several firms, including TD Ameritrade, Merrill, and Secure Investment Management. Additionally, he is a licensed insurance agent operating a non-investment related insurance agency through J.D. Mellberg Financial, LLC. Brookstone Capital Management provides fee-based asset management and financial planning services to a diverse client base, including individuals, retirement plans, corporations, and trusts. The firm employs strategic asset allocation models and offers discretionary portfolio management through its turnkey asset management platform and wrap-fee program.

Kathleen Crowley is a CFP® professional with 32 years of experience in the financial industry. She is currently with Ameriprise, where she has worked since 2020, following a seven-year tenure at Raymond James & Associates. Crowley serves on the board of the Diocese of Pensacola-Tallahassee Northwest Florida Foundation and acts as its Investment Chair. She is also an adjunct professor for FIN 4045 at Florida State University and co-owns a jet ski rental business and a tree farm in Panama City, FL. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement who meet specific asset thresholds, offering detailed recommendation reports on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with advisory, brokerage, and insurance solutions through its affiliated entities.

Sheila Stoutamire is a financial advisor with Merrill in Panama City, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill since 1987. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Greg Scott is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, Summit Bank, and Raymond James. Outside of his advisory role, Scott manages daily operations for 2H&V Construction Services, a construction company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and extensive asset management.

Charles Owens is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His background includes entrepreneurial roles in the hospitality and watersports sectors, such as ownership and management positions at Florida Parasail Company and Owens Wealth Management. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment program options and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Saige Emanuel is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, Saige was self-employed and previously worked in education at Emerald Coast Middle School and Fruit Cove Middle School. Saige also founded Abadie Academy LLC, an educational venture. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment analyses.

Jesse Underwood is a financial advisor with LPL Financial in Panama City, FL, holding a Series 66 license and four years of industry experience. Prior to joining LPL Financial, he worked with First Command Insurance Service and its affiliated advisory and brokerage services for four years. Outside of his advisory role, he owns Prometheus Performance, a business that trades in performance oils and lubricants. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and extensive operational tools.

Les Brackett is a financial advisor with Equitable Advisors in Panama City, FL, holding Series 65 and Series 63 credentials and bringing 44 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Outside of his advisory work, he serves on the advisory board of Tech Farms, a nonprofit focused on fostering technological advancement in his area. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals—including both non‑HNW and high-net-worth clients—as well as pension plans, corporations, and charitable organizations. The firm utilizes a variety of advisory programs and third-party asset managers to tailor investment strategies to client needs.

Michael Sears III is a financial advisor at Merrill with a Series 66 designation. He has been with Merrill and Bank of America since 2026. Prior to his current role, he held various positions across multiple industries including landscaping, cleaning services, education, and food service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Beverly Hager is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Raymond James since 2008. Outside of her advisory role, Hager serves as Chair of the City of Panama City General Employee Pension Fund Board and operates a notary business. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser supporting a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles and affiliated research.