Daniel Parker is a financial advisor at OSAIC Institutions, Inc. with one year of industry experience. He holds a Series 66 designation and has worked at several firms, including BankFlorida and International Fire Protection. Daniel is also involved with BankFlorida in an investment services capacity. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, access to alternative investments, and utilizes a hybrid adviser/broker-dealer structure with both discretionary and non-discretionary account management.

Joseph Di Vincenzo is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with Truist Advisory Services and previously worked with USAA Financial Advisors. Di Vincenzo operates out of Brooksville, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and access to third-party manager programs, combining discretionary and non-discretionary approaches with integrated inter-affiliate resources.

Michelle Best is a CFP® professional with over 23 years of experience in the financial services industry. She is currently affiliated with United Planners' Financial Services of America as a Limited Partner and has prior experience at firms including The Vanguard Group, CliftonLarsonAllen Wealth Advisors, and TIAA-CREF. United Planners Financial Services is a national wealth-management enterprise serving a broad client base that includes individuals, retirement plans, corporations, and institutional clients. The firm offers advisory and brokerage services through independent representatives and manages a significant portion of its assets on a non-discretionary basis.

Chad Rowland is a financial advisor at Truist Advisory Services with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at SunTrust entities since 2015, including roles at Suntrust Investment Services and Suntrust Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration, to deliver its investment solutions.

Darren Mc Quary is a Series 65-licensed financial advisor at AE Wealth Management, LLC with two years of industry experience. His prior roles include positions at Baum Financial Services and Scott Barnwell State Farm. He is also active as an insurance agent and tax preparer at Baum Financial Services. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individual households, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and combines fundamental, technical, and cyclical analysis methods, serving over 127,000 clients with a platform-focused approach.

James Whittemore is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66 and Series 63 credentials and 14 years of industry experience. He has worked with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2013. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services. The firm emphasizes portfolio construction and personalized asset allocation models supported by Morningstar Investment Management and operates at scale with a focus on non-discretionary assets.

Jason Kamp is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Brokers International Financial Services, Questar Asset Management, Questar Capital Corporation, and Professional Insurance Systems. Outside of advisory work, he is involved in insurance marketing and real estate sales, and owns an insurance agency. Integrity Alliance serves a diverse client base, including high-net-worth individuals, charitable organizations, corporations, and retirement plans, offering asset management, financial planning, and consulting through a network of independent advisers. The firm employs a variety of investment strategies and provides discretionary portfolio management supported by multiple custodial platforms and program sponsors.

Daniel Sullivan is a CFP® professional with 30 years of experience in the financial advisory industry. He has been associated with Truist Advisory Services and Truist Investment Services since 2016. Based in Brooksville, FL, Sullivan holds Series 63 and Series 65 licenses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and fiduciary support, utilizing a combination of discretionary manager relationships and third-party platforms to deliver its services.

John Kent is a financial advisor with Allworth Financial, L.P., holding Series 63 and Series 66 licenses and bringing nine years of industry experience. Before joining Allworth Financial in 2026, he worked at Fisher Investments for three years and Fidelity Brokerage Services LLC for five years, among other roles. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers a range of services such as financial and wealth planning, portfolio management, and retirement plan consulting, using both quantitative and qualitative analysis to create customized investment strategies.

Steven Paris is a CFP® with 26 years of industry experience. He is currently affiliated with Hightower Advisors and has previously worked at USAA Financial Advisors, Usaa Investment Management Company, Frontier Investment Management Co., and Mutual Service Corporation. He is based in Dade City, FL. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors such as pension plans, charitable organizations, and corporations. The firm’s approach emphasizes manager selection and multi-manager solutions, using both affiliated and third-party managers, with a focus on discretionary and non-discretionary portfolio management and financial planning.

Travis Taylor is a financial advisor with Empower Advisory Group, holding a Series 65 designation and based in Spring Hill, FL. He has experience with Empower Financial Services since 2021 and has previously worked in the title industry. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and is closely tied to Empower’s recordkeeping and administrative platforms.

Erin Rey is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She has worked with various Truist entities since 1995, including Truist Investment Services and SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and extensive inter-affiliate integration.

Shawn Nazario is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. He has worked with Transamerica Investors Securities Corporation and TransAmerica Retirement Solutions since 2014. Outside of his advisory role, he is involved with the Peninsula Baseball Umpires association, serving as a baseball umpire for local recreational and high school games. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm’s approach includes asset allocation guidance and personalized portfolio construction supported by Morningstar Investment Management’s proprietary tools.

Anthony Cefolo is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with T. Rowe Price since 2015. Outside of his advisory role, he works as a food delivery driver for Uber Eats and DoorDash. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm utilizes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, with features including tax-aware rebalancing and Monte Carlo-based retirement income projections.

Tony Carter is a CFP® and ChFC® with 52 years of industry experience. He is currently with OSAIC, joining in 2023 after fourteen years at Sagepoint Financial and eight years with American General Securities Incorporated. Outside of his advisory role, he owns Midwest Select, LLC, which collects life insurance renewals, and operates as a sole proprietor servicing clients and seeking new opportunities. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting a range of discretionary and non-discretionary strategies across multiple program types.

Erin Blumberg is a financial advisor at Fidelity with 13 years of industry experience. She holds a Series 66 designation and has worked at firms including T. Rowe Price and The Prudential Insurance Company of America. Her current role at Fidelity began in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment products.

Richard Shaw is a financial advisor at Edward Jones with 23 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Elizabeth Umstead is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has previously worked at Kennedy Wealth Management, First Command Advisory Services, and Access Health Care Physicians, LLC. Outside of her advisory work, she is involved as a co-trustee of the Michael (Roberts) and Elizabeth Umstead Family Trust and participates in direct marketing through Amway. Edward Jones is a full-service wealth management firm serving a wide range of clients, including individual and institutional investors. The firm offers various investment strategies and advisory services supported by a large nationwide network of financial advisors and branch offices.

William Geraghty is a financial advisor at Edward Jones in Dade City, FL, holding a Series 66 designation. He has been with Edward Jones since 2026. Prior to his current role, he worked at Signature Hardware for nine years and spent five years at Dohn Community High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carol Mcelroy is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc., where she has worked since 2002, accumulating 25 years of industry experience. She is also the owner and officer of West Coast Financial Management Inc., a pass-through corporation associated with her practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a non-discretionary, tailored approach using analytical tools and supports municipal advisory and specialized retirement plan services.