Timothy Kershaw is a financial advisor at Amerity Wealth Management, LLC in Lakeland, FL, holding a Series 65 designation with five years of industry experience. His prior roles include positions at Blacktower Financial Management (US) LLC and Beacon Global Advisor Network, LLC. Amerity Wealth Management is a multi-advisor fiduciary serving individuals, high-net-worth households, businesses, pension and profit-sharing plans, and trusts. The firm manages approximately $339 million in assets and offers services including asset management, financial planning, retirement consulting, and specialized UK pension transfer and management.

Joshua Fain is a financial advisor with Amerity Wealth Management, LLC, holding a Series 65 designation and bringing nine years of industry experience. He has worked with Amerity Wealth Management since 2022 and previously with Beacon Global Advisor Network and Claraphi Advisory Network. In addition to his advisory role, he is an independent insurance agent in Florida, dedicating significant time to this activity. Amerity Wealth Management is a multi-advisor registered investment adviser serving individuals, businesses, trusts, and plan sponsors. The firm offers discretionary asset management, modular financial planning, retirement-plan consulting, and specialized services including UK expatriate pension transfers, employing a range of investment strategies through multiple custodians and co-advisory arrangements.

Stephen Scott is a CFP® professional with 15 years of experience, currently serving at Abacus Planning Group, Inc. since 2011. He is based in Brandon, FL. Abacus Planning Group is an SEC‑registered adviser providing comprehensive financial planning and discretionary portfolio management to high-net-worth individuals, pension and profit-sharing plans, and charitable organizations. The firm emphasizes strategic asset allocation with a long-term orientation, combining low-cost passive exposure and selective manager selection while employing risk-management tools to align portfolios with client objectives.

Jennifer Wright is a CFP® with 26 years of industry experience. She is currently with Capital Analysts and Lincoln Investment, where she has worked since 2020, following a 17-year tenure at Ameriprise Financial Services. Outside of advisory work, she manages Big Sexy Consulting, LLC, a marketing consulting and tax-related entity, and serves as Assistant Secretary for the Plant City Lions Club. Capital Analysts serves a diverse client base including retail and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management through a combination of discretionary in-house investment management and non-discretionary advisor and third-party manager services, supported by a proprietary mutual-fund screening process and institutional relationships.

Tracy Kinder is a financial advisor at Compound Planning, Inc. with five years of industry experience. She holds a Series 65 credential and previously worked at Claraphi Advisory Network, LLC for nine years before joining Compound Planning in 2022. Compound Planning serves individuals, families, businesses, retirement plans, and financial intermediaries through discretionary portfolio management, turnkey asset management, financial planning, and institutional retirement-plan services. The firm employs a fiduciary, goals-based investment process using a range of strategies, including private REITs, private credit, low-cost ETFs, direct indexing, and options, supported by technology partnerships and automated monitoring tools.

Christopher McGarvey is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Waverly Advisors, LLC since 2022. His prior experience includes roles at Wall Advisors, Inc. and T. Rowe Price Advisory Services, Inc. Outside of advisory work, he holds executive roles in two non-investment-related businesses, including McGarvey Financial, Inc. and an online retail company affiliated with his spouse. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations, offering both discretionary and non-discretionary portfolio management and multi-family office services.

Trisha Perez is a financial advisor at Bison Wealth, LLC, holding Series 65 and Series 63 credentials. She has one year of industry experience and has also been involved with Storm Praise Publishing, LLC and Storm Praise Design & Consulting, LLC since 2020. Prior to her current role, she worked at several firms including API Financial Advisors, LLC and World Financial Group. Bison Wealth serves a diverse client base including individuals, high net worth clients, family offices, and charitable organizations. The firm focuses on outcome-oriented, multi-manager model portfolios that combine tactical and strategic allocations across liquid and private-market investments, offering both direct management and access to third-party strategies.

Adam Saldana is a financial advisor at Belpointe Asset Management LLC with 18 years of industry experience. He holds the Series 66 designation and has worked previously at Edward Jones, MSI Financial Services, and Intervest International. In addition to his advisory role, he is an insurance producer with Belpointe Insurance LLC. Belpointe Asset Management is a multi-team registered investment adviser managing over $7.5 billion for several thousand clients. The firm offers discretionary investment management, financial planning, and retirement-plan consulting to individuals, corporations, trusts, and other advisers, utilizing customized portfolios and third-party model managers.

Mark Gray is a financial advisor with Creative Financial Designs, Inc. in Plant City, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Creative Financial Designs and its affiliate cfd Investments, Inc. since 2009. Outside of his advisory role, he serves as president of Mark Gray Financial, an independent insurance sales business. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans with investment management and financial planning services. The firm uses asset-class model allocations informed by third-party research and offers a range of strategies including Biblical Responsible Investing, with both discretionary and non-discretionary management options.

Hosler Wall III is a CFP® and PFS™ with 28 years of experience in financial advising. He is currently with Waverly Advisors, LLC, where he has worked since 2022, following tenures at Wall Advisors Inc. and Wall Foss Advisors, Inc. He is also the managing member and majority owner of Wall Titus, LLC, a CPA firm that provides tax, accounting, business advisory, and mergers and acquisitions services. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations, and offers a range of investment management, financial planning, and retirement plan consulting services.

Bryson Macchione is a financial advisor with Calton & Associates, Inc. in Lakeland, FL, holding a Series 66 credential and 20 years of industry experience. His prior roles include positions at Bank of America, Merrill, Ingram Advisory Services, and Investors Capital Corp. He serves on the board of directors for his local Salvation Army chapter and is involved in several entrepreneurial ventures, including partnerships in distribution and e-commerce businesses. Calton & Associates is a registered investment adviser, broker-dealer, and corporate insurance agency serving individuals, retirement plans, trusts, estates, and business entities. The firm manages client assets through proprietary and third-party platforms using a mix of analytical approaches and offers fee-based portfolio management, financial planning, and commission-based brokerage and insurance products.

Jerry Johnson is a CFP® with 43 years of industry experience, currently affiliated with Sequent Planning, LLC. His prior roles include positions at Osaic, Calton & Associates, Inc., and Next Financial. He is also involved in selling Medicare plans through seminars and phone consultations. Sequent Planning, LLC operates as a multi-team SEC-registered investment adviser serving individuals, retirement plan sponsors, businesses, endowments, and nonprofits. The firm provides asset management, financial planning, and retirement-plan services, employing a structured risk framework and a mix of firm-developed models and third-party managers.

Thomas DiCesare is a financial advisor at Waverly Advisors, LLC with eight years of industry experience. He holds a Series 65 designation and previously worked at Wall Advisors, Inc. and Land South Group. Outside of his advisory role, DiCesare is involved in several business ventures including ownership of DiCesare Holdings, LLC, which focuses on real estate and consulting, and serving as Vice President and Real Estate Broker at Capital Access Group, Inc. Waverly Advisors is a multi-team registered investment adviser serving individuals, retirement plans, and pooled investment vehicles. The firm offers a range of services including investment management, financial planning, and multi-family office services, utilizing both traditional and alternative investment strategies.

Walter Guilfoyle is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at J.P. Morgan Securities LLC, JPMorgan Chase Bank, NA, and Santander Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using Schwab’s proprietary models and research tools, with trades executed only upon client authorization.

Christian Anderson is a financial advisor with First Command Advisory Services holding a Series 66 designation and four years of industry experience. He has held positions at Lux Advisory LLC and various First Command entities since 2021. Outside of his advisory work, Anderson is the author and president of Cristiano Licavoli LLC, through which he publishes his book titled "Self Actualization." First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects portfolios and third-party managers from prescreened lists.

Thomas Brophy is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior work includes roles at Penn Mutual Life Insurance Company, Ohio National Financial Services, and THE O.N. Equity Sales Company. Outside of his advisory duties, he is actively involved in multiple insurance brokerage businesses. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and a FINRA-member broker-dealer, providing a range of custody, execution, and brokerage services alongside investment advice.

Erik Ronne is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with T. Rowe Price Investment Services Inc. since 2008. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households with substantial investable assets. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo-based financial planning tools.

Christie Morrison is a ChFC® and Series 66-licensed financial advisor with two years of industry experience. She is currently with Truist Advisory Services and previously worked at Edward Jones. Outside of her advisory role, she is involved with Fleet Feet, a retail business specializing in running shoes and apparel, where she fits customers for footwear. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses both discretionary and non-discretionary manager relationships supported by third-party platforms and emphasizes inter-affiliate integration within the Truist enterprise.

Donald Dupont Jr. is a CFP® professional with 19 years of industry experience. He is currently an advisor at Schwab Wealth Advisory, where he has worked since 2022, and has held several roles at Charles Schwab and USAA over the past 16 years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using asset-allocation models and internal research tools while executing trades only with client authorization.

Harold Scull III is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including USAA Financial Planning Services and TD Ameritrade. He has been with the Schwab organization since 2020. Schwab Wealth Advisory serves clients enrolled in its SWA program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s proprietary asset-allocation models and internal research tools.